Hey,
A few of my cards have balances, I was busy traveling etc, didn't take a salary from my business and just really left some of my cards to keep a balance.
Anyways, I don't have the funds to pay the cards to 0, I'm annoyed I'm donating to the corporate banks but it is what it is.
I have a plan to pay my cards in full, but yes the interest hurts, a friend suggested I call up and request an interest freeze for 6 months on the condition I pay xx a month etc.
Does this work? I do like most of my cards, so I'm not keen on getting anything closed. Thanks
p.s. yes, I can churn, but it's not always realistic, I rather pay my cards to 0 and no interest for a few months would help.