What Credit Cards would loan me 100k cash short-term with reasonable rates?

[JoshT]

I have a credit score in the high 700s and need to secure a loan for about $100k within a week. What are the best options for doing this? Which credit cards offer cash withdrawals or balance transfers with interest rates under 12%, and are there any that can help me achieve this quickly? What are my options?

[Redbull3]

I'll jumpstart the replies and others can chime in and correct me..

Credit score impacts your approval chances, but CL is driven mostly by your outstanding available credit and your income. 100K is... a lot. You likely need a very, very large income to be given that kind of CL off the bat with a new CC. Have you been given 100k+ CLs in the past?
I don't know of any CC where you can request a CL in the application process. However, most major banks let you request CL increases once you are approved. Idk much about this process, but I would assume again that they're looking closely at your income and ability to pay.

What are your plans here, what is your timeframe to pay back? Do you own a home / is a HELOC an option or have a retirement account you can borrow against? That's the obvious product here with larger available balances that are still flexible and lowered interest rates b/c they're secured.

[JoshT]

Thanks for your response. I guess it wouldn't be more reasonable to not expect that from one credit card alone but from across multiple accounts. I'd be paying this back in 3-months. I have various credit cards with 10k-30k allowances.

[ckmk47]

Chase Slate has a no interest offer upon opening.
There are other cards that also do.

Chase Ink -several

Look for 0% introductory APR
https://www.cardratings.com/bestcards/featured-credit-cards?shnq=3006151&CCID=20369458204618017&QTR=ZZf201609141723560Za20369458Zg255Zw0Zm0Zc204618017Zs7273ZZ&CLK=127241230204127243&src=640117&&var2=VentureQSSB&&exp=y

[jye]

Or if you have a business or property the money is going towards and can use as collateral you may be able to find a hard money loan for around 15% if all other options fail.

[AsherO]

I have a credit score in the high 700s and need to secure a loan for about $100k within a week. What are the best options for doing this? Which credit cards offer cash withdrawals or balance transfers with interest rates under 12%, and are there any that can help me achieve this quickly? What are my options?

Even if you get approved, issuers will get wary of you pulling so much credit in such a short amount of time. Could also end you in a serious credit pickle if you aren’t able to pay. At 20%+ APR you’ll be saddled with payments of $2k+ a month in just interest, and that’s only interest (not paying down principal.

Even if your current credit would allow you to borrow more traditionally (mortgage/HELOC), the $100k in credit card utilization will probably ruin the chances for getting approved for any such loans.