Author Topic: Citi reconsideration (Read 234817 times)

SPLP · « **Reply #300 on:** July 18, 2015, 02:40:54 AM »

generally Citi does not like to see more than 6 pulls in 6 months

philbenjoe · « **Reply #301 on:** August 08, 2015, 07:14:51 PM »

Just applied for my first card with Citi and got declined. Tried calling but didn't help. Any suggestions? I have a 762 credit score with 3 cards in April.

coralsnake · « **Reply #302 on:** August 08, 2015, 11:34:05 PM »

Quote from: philbenjoe on August 08, 2015, 07:14:51 PM

Just applied for my first card with Citi and got declined. Tried calling but didn't help. Any suggestions? I have a 762 credit score with 3 cards in April.

HUCA.

Do you have any other relationships with citi? Other cards, loans, bank accounts, mortgage etc? That helps too.

Even if not still HUCA

nobiggy · « **Reply #303 on:** August 09, 2015, 12:02:45 AM »

Quote from: philbenjoe on August 08, 2015, 07:14:51 PM

Just applied for my first card with Citi and got declined. Tried calling but didn't help. Any suggestions? I have a 762 credit score with 3 cards in April.

If all fails...

Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

philbenjoe · « **Reply #304 on:** August 09, 2015, 05:16:41 AM »

Quote from: coralsnake on August 08, 2015, 11:34:05 PM

HUCA.

Do you have any other relationships with citi? Other cards, loans, bank accounts, mortgage etc? That helps too.

Even if not still HUCA

I have no other products with them. This was my first application ever with Citi.. Are they in any way like Chase that the more you HUCA the better the chachance?

philbenjoe · « **Reply #305 on:** August 09, 2015, 05:18:19 AM »

Quote from: nobiggy on August 09, 2015, 12:02:45 AM

If all fails...

Mr. Ken Stork
Office of the President
PO Box 6000
Sioux Falls, SD 57117

That would take some time...i need the card sooner... Obviously if nothing else works I will try that.

philbenjoe · « **Reply #306 on:** August 09, 2015, 10:15:59 AM »

Just HUCA'd again with no luck. The CR said that all she can see at the moment is that it was based on an Equifax report. I'm in NY what else pulls from there?

coralsnake · « **Reply #307 on:** August 09, 2015, 10:17:26 AM »

Quote from: philbenjoe on August 09, 2015, 10:15:59 AM

Just HUCA'd again with no luck. The CR said that all she can see at the moment is that it was based on an Equifax report. I'm in NY what else pulls from there?

http://forums.dansdeals.com/index.php?topic=6373.0

philbenjoe · « **Reply #308 on:** August 09, 2015, 05:18:25 PM »

Another HUCA and still no luck. They did say that they don't see enough on my report which was pulled from Equifax. Can it be that Chase which pulls from Experian doesn't show up on Equifax report? Also they say that with one card open for two years is not enough history for them and my recent three new accounts are too new to base off.

Is there any way to email Mr Stork or is it only by mail?

nobiggy · « **Reply #309 on:** August 10, 2015, 12:59:08 AM »

Quote from: philbenjoe on August 09, 2015, 05:18:25 PM

only by snail mail?

FTFY

philbenjoe · « **Reply #310 on:** August 10, 2015, 05:27:08 AM »

Lol. Thanks. I guess I will try that.

maxie m · « **Reply #311 on:** August 10, 2015, 11:12:47 AM »

Tried using my citi cc, got denied, I called and was told that my cards have been closed due to too many inquiries, since when do they do that

Will this destroy my cr?

yuguy · « **Reply #312 on:** August 11, 2015, 10:11:16 AM »

Another success over chat with citi recon (app was originally pending)--they also proactively offered to move credit offer, without a pull.. Seemed very un-citi like to me.

MosheD · « **Reply #313 on:** August 14, 2015, 10:27:57 AM »

Mr. Ken Stork FTW!

Easiest recon ever, if not a lil slow...
Does Chase/Amex have anything like this?

philbenjoe · « **Reply #314 on:** August 27, 2015, 02:48:48 PM »

+1000 for Mr Ken Stork!!!
just got an email saying i was approved for my first Citi card(Prestige) with a 5k CL. Thanks guys for all the input!

nobiggy · « **Reply #315 on:** August 27, 2015, 03:18:22 PM »

What's the dead line to send a letter to Ken Stork? 30 days?

benjie1305 · « **Reply #316 on:** October 23, 2015, 05:38:24 PM »

If I don't have the application ID and never received an email, is there any way to check on an application? Or is calling the only option?

ETA: Called and all is good.

puppylove78 · « **Reply #317 on:** October 27, 2015, 12:01:13 AM »

Has anyone gotten a reason of "your SS does not match your name" (it does)

Excellent history for 20 years all around, last request was in 2012, scores 813 / 835 as of last month...only actiity recently is yearly CLI's on 2 cards. Immediate denial and when called, first she couldn't find anyhting under my SS and said I should have gotten an immediate email when I applied (I didnt, still haven't) Finally pulled it up under my name, said she would contact the exex team to look into it, called me back in 20 mins and said they told her my SS did not match and that was the problem. Huh?

Sent it in to her and waiting to hear now but was wondering if this has happened to anyone?

Side question - no info from cards you're an AU on shows up on any kind of pull/check, right?

Thanks all.

LoLo · « **Reply #318 on:** October 27, 2015, 01:04:15 AM »

Most cards that you're an AU on will be on your report.

puppylove78 · « **Reply #319 on:** October 27, 2015, 01:56:19 AM »

Hmm - do they show the same info as your own cards?

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Author Topic: Citi reconsideration (Read 234817 times)