Author Topic: USAA Bank Master Thread  (Read 5222 times)

Offline Sam Finkelstein

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Re: USAA Bank Master Thread
« Reply #45 on: September 29, 2020, 03:44:00 PM »
Anyone using USAA for their primary banking?
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Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #46 on: September 29, 2020, 04:05:20 PM »
Anyone using USAA for their primary banking?

More or less
I've been waiting over 5 years with bated breath for someone to say that!
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Offline Sam Finkelstein

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Re: USAA Bank Master Thread
« Reply #47 on: September 29, 2020, 04:10:48 PM »
More or less

How is it for checkwriting and Zelle? Are deposits a pain? I get there’s probably no way to deposit cash.
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Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #48 on: September 29, 2020, 04:32:09 PM »
How is it for checkwriting and Zelle? Are deposits a pain? I get there’s probably no way to deposit cash.

Let's just say that deposits (up to $5k) are actually the best part, as check deposits up to $5k are available immediately.

Zelle is limited to $1k sent ever other day (IINM) and I think there's also a weekly limit. That's really one of the least attractive parts about USAA.

Checkwriting is a breeze, they provide free checkbooks.
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Offline Sam Finkelstein

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Re: USAA Bank Master Thread
« Reply #49 on: September 29, 2020, 04:34:10 PM »
Let's just say that deposits (up to $5k) are actually the best part, as check deposits up to $5k are available immediately.

Zelle is limited to $1k sent ever other day (IINM) and I think there's also a weekly limit. That's really one of the least attractive parts about USAA.

Checkwriting is a breeze, they provide free checkbooks.

Thanks. Chase is starting to charge me for CPC so is this a good option?

Don’t want their basic checking product as you need to pay for checks and ATMs.
Formula for success: rise early, work hard, strike oil. –J. Paul Getty

Offline Alexsei

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Re: USAA Bank Master Thread
« Reply #50 on: September 29, 2020, 04:37:11 PM »
Sorry for hijacking, anyone figured how to use mobile deposit from overseas?
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Offline Josef.koney

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Re: USAA Bank Master Thread
« Reply #51 on: September 29, 2020, 05:36:07 PM »
Anyone using USAA for their primary banking?
Love it! Super simple for deposits money available right away usually, app is easy debit card ATM fees are refunded (there is a cap) free checks...

Offline Josef.koney

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Re: USAA Bank Master Thread
« Reply #52 on: September 29, 2020, 05:36:58 PM »
Sorry for hijacking, anyone figured how to use mobile deposit from overseas?
Tried VPN? Don't remember having an issue... Did u login in the us and then go overseas? Or started overseas?

Offline Alexsei

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Re: USAA Bank Master Thread
« Reply #53 on: September 29, 2020, 05:46:44 PM »
Tried VPN? Don't remember having an issue... Did u login in the us and then go overseas? Or started overseas?
At one point I was in the us but now in Canada, tried with VPN+gps spoof
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Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #54 on: September 29, 2020, 05:55:56 PM »
Thanks. Chase is starting to charge me for CPC so is this a good option?

Don’t want their basic checking product as you need to pay for checks and ATMs.

What happened that Chase is starting to charge you for CPC? There seemed to have been indications throughout DDF of CPC without maintaining requirements?

I was never with Chase CPC, but from what I hear this will not be a match, but it really depends on what's important to you. Also is it only personal or also business?
I've been waiting over 5 years with bated breath for someone to say that!
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Offline Josef.koney

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Re: USAA Bank Master Thread
« Reply #55 on: September 29, 2020, 06:16:02 PM »
At one point I was in the us but now in Canada, tried with VPN+gps spoof
I know for myself (not with usaa though) it wouldn't work when I started for the first time in Canada, however once I logged in in the us, I was able to travel to Canada and it still worked ...
If that's not the case here, I'm sorry I don't have anything else lol

Offline Sam Finkelstein

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Re: USAA Bank Master Thread
« Reply #56 on: September 29, 2020, 07:30:11 PM »
What happened that Chase is starting to charge you for CPC? There seemed to have been indications throughout DDF of CPC without maintaining requirements?

I was never with Chase CPC, but from what I hear this will not be a match, but it really depends on what's important to you. Also is it only personal or also business?

Dunno but I got a letter in the mail. Seems to be an overall crackdown.
Formula for success: rise early, work hard, strike oil. –J. Paul Getty

Offline ExGingi

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Re: USAA Bank Master Thread
« Reply #57 on: April 06, 2021, 10:55:02 AM »
I've noticed that USAA started rebating ATM fees instantly, rather than end of statement cycle. Nice!
I've been waiting over 5 years with bated breath for someone to say that!
-- Dan