I have a small situation.
I purchased a ticket on my amex starwood personal card for my sister. shes 16. Shes not covered under 9$ insurance that i would add onto my card for travel protection (baggage delay...) So they told me the only way she can get insurance if shes an added user on my account with a card in her name- but i wouldnt get the card on time (shes leavin in 2 hours and i just bought the ticket) so i checked another program by amex- global travel shield- and they wont let me get insurance for anyone under the age of 18. do how does this work? i cant get any insurance for her travel??