Author Topic: AMEX CLAWING BACK AMEX OFFERS CREDITS!!  (Read 40806 times)

Offline mmgfarb

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #180 on: September 04, 2018, 08:45:12 PM »
Bde. Apply for new ssn and change your name?
Nah, it was a botched FR, IRS screwed up and they ended up closing my accounts. Just have to reapply and send in 4506-T to get approved, the worst part is the 30k SPG that I missed out on getting since I couldn't do the spend.
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Offline rileywiles23

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #181 on: September 05, 2018, 09:50:26 AM »
I would say 90% of the people here have more to lose by Amex going over their accounts with a fine tooth comb, than by fighting this out.
I would say not
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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #182 on: September 05, 2018, 09:58:29 AM »
Didn't any AMEX clawbacks, but DDF Likes were indeed clawed back.
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Offline tzifanya54

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #183 on: September 05, 2018, 02:53:06 PM »
I would say not
+1
Is it because you guys hit this offer hard, or because you don't think Amex would do much by reviewing your accounts. Keep in mind this is the new Amex they play by new rules. What if they decide to enforce every one of their T&C going back 7 years?


ETA: I am not saying they will, or even that its likely. It is definitely a possibility though....

« Last Edit: September 05, 2018, 02:56:40 PM by tzifanya54 »

Offline rileywiles23

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #184 on: September 05, 2018, 03:00:19 PM »


Is it because you guys hit this offer hard, or because you don't think Amex would do much by reviewing your accounts. Keep in mind this is the new Amex they play by new rules. What if they decide to enforce every one of their T&C going back 7 years?


ETA: I am not saying they will, or even that its likely. It is definitely a possibility though....

If they go back and try to enforce terms from the last decade, the amount of lawsuit's that would hit them....
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Offline ChaimMoskowitz

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #185 on: September 05, 2018, 03:52:03 PM »
ETA: I am not saying they will, or even that its likely. It is definitely a possibility though....
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Offline tzifanya54

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #186 on: September 05, 2018, 05:18:27 PM »

If they go back and try to enforce terms from the last decade, the amount of lawsuit's that would hit them....
People were saying the same things about what they did now with staples. Essentially what is the difference between a claw back 3 months after the credit was given and 3 years?

Offline rileywiles23

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #187 on: September 05, 2018, 06:08:33 PM »
People were saying the same things about what they did now with staples. Essentially what is the difference between a claw back 3 months after the credit was given and 3 years?
1) Who said it isn't happening ?
2) The latter would affect many more people, but legally it's the same issue.
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Offline tzifanya54

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #188 on: September 05, 2018, 06:16:30 PM »
1) Who said it isn't happening ?
2) The latter would affect many more people, but legally it's the same issue.
I hear ya. Personally I hope you are right on both counts.

Offline 12HRS

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #189 on: September 05, 2018, 08:05:39 PM »
People were saying the same things about what they did now with staples. Essentially what is the difference between a claw back 3 months after the credit was given and 3 years?

Terms were different

Offline eli5757

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #190 on: September 06, 2018, 12:00:57 AM »
Terms were different

Terms were different when the Staples AO came out as well. They changed it a month ago.

Offline ludmila

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #191 on: September 06, 2018, 01:12:52 AM »
Is it because you guys hit this offer hard, or because you don't think Amex would do much by reviewing your accounts. Keep in mind this is the new Amex they play by new rules. What if they decide to enforce every one of their T&C going back 7 years?


ETA: I am not saying they will, or even that its likely. It is definitely a possibility though....
I for one did not hit hard, as you know many have 99+AU's I only have immediate family with same address,  When i got the credit back it was for a mistake they did, I ended up talking to a supervisor in a dept. I never heard before, can't remember the name, I asked too many questions to understand the new Amex offers, in brief his answer was 1 per card member, not per SSN, for e.g if i had an offer on all my cards, as the primary holder, that once i used that offer on one card, that is the only allowed credit, if i used it on more cards, no credit or reverse charges, and as long as I as the primary used a certain offer, then all AU,s are not eligible for credit. So AU's are no longer useful.
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Offline tzifanya54

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #192 on: September 06, 2018, 01:29:27 AM »
I for one did not hit hard, as you know many have 99+AU's I only have immediate family with same address,  When i got the credit back it was for a mistake they did, I ended up talking to a supervisor in a dept. I never heard before, can't remember the name, I asked too many questions to understand the new Amex offers, in brief his answer was 1 per card member, not per SSN, for e.g if i had an offer on all my cards, as the primary holder, that once i used that offer on one card, that is the only allowed credit, if i used it on more cards, no credit or reverse charges, and as long as I as the primary used a certain offer, then all AU,s are not eligible for credit. So AU's are no longer useful.
Thanks for sharing that. At this point im not sure if its a case of DROPR or not. Even their updated terms indicate that its limited to one per card member. Based on their terms it would be a very difficult argument to make that the primary automatically disqualifies all AU's just because the primary got the offer already...

Offline dansdealsfan5

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #193 on: October 03, 2018, 11:04:00 PM »
I have the Amex Marriott offer across 80 cards app. What are the chances I will be successful in getting credit fro all of them? Any suggestions or advice?

Thanks.

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #194 on: October 03, 2018, 11:12:56 PM »
 ;D ??? :-[ :-\

Offline noturbizniss

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #195 on: October 04, 2018, 11:13:12 AM »
I have the Amex Marriott offer across 80 cards app. What are the chances I will be successful in getting credit fro all of them? Any suggestions or advice?

Thanks.
and how are you adding it to 80 cards? All under different names and socials?
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Offline chinagel

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #196 on: October 04, 2018, 01:10:14 PM »
anyone still getting clawbacks? i didnt get all mine clawed back

Offline dansdealsfan5

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #197 on: October 04, 2018, 01:40:53 PM »
and how are you adding it to 80 cards? All under different names and socials?
I already added it. Most dont even have ssn numbers - from the good old days.

Offline ludmila

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #198 on: October 04, 2018, 08:26:42 PM »
I already added it. Most dont even have ssn numbers - from the good old days.
I would not do this, it is those with 99 AUs that opened Amex eyes, there is a big chance you'll even be shut down, of course I might be wrong, but I will stay still and wait till more data is available.
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Offline dansdealsfan5

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Re: AMEX CLAWING BACK AMEX OFFERS CREDITS!!
« Reply #199 on: October 07, 2018, 03:25:56 PM »
I would not do this, it is those with 99 AUs that opened Amex eyes, there is a big chance you'll even be shut down, of course I might be wrong, but I will stay still and wait till more data is available.

Upon further review i only have 57 cards, and its spread over 4 different primary persons and over 4-5 accounts per person. Maximum per primary is 20 cards. Do you still think it's risky?

Thanks for the advice.