Author Topic: credit card point/miles game plan help- i have no idea....  (Read 3129 times)

Offline luv2trvlwithfam

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credit card point/miles game plan help- i have no idea....
« on: September 03, 2018, 10:39:39 AM »
hi all,
you guys are all so knowledgeable and seem like having so much fun with this.......
id love some help getting a handle on all this...
we live in israel,so almost all my purchases are here, except when we have some family coming to visit, and we hit up amazon/Costco :) 
we do have bank account/billing address in US.
that being said, these are the cards/points i have.
id like to know, should i add more credit cards to my wallet? if so, which? and of the cards which should be my everyday card and which should be over $2600 purchase card?
1. amex gold- 212K miles (just saw have an offer for premium rewards gold with 40K bonus, should i upgrade?)
2. amex delta gold  (thanks to DDalert got the signup bonus)- 166K
3. amex delta platinum  (thanks to DDalert got the signup bonus)- 166K  i guess these accounts are linked so my total is 166K
4. amex optima platinum- no clue why i have this, havent used in years, should i close the account?
5. amex spg- 1.4M  (after the conversion with marriott) gold elite, whatever that means   have an offer for the luxury spg with 15K bonus should i upgrade?
6. Chase Marriott premier plus- 126K (got the 100K sign up bonus) gold elite, whatever that means
7. chase sapphire preferred- 534K  (tried to appy for CSR got declined, didnt know cant have both, so had wife sign up, waiting for response....

so with all of the above.
should i add more credit cards to my wallet?
if yes, which?
and of the cards which should be my everyday card for here in israel
which should be over $2600 purchase card, (ie tuition/donations etc)?

also,what does this mean
"You can transfer AMEX points into El Al points instantly, and as mentioned in the caveats section above, you can even earn El Al Executive status with a transfer of 5K AMEX points."
what does el al executive get? do?


thank you all for your kind patience with me and advice....

Love from the HolyLand!   
 
« Last Edit: September 03, 2018, 10:45:21 AM by luv2trvlwithfam »

Offline aygart

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Re: credit card point/miles game plan help- i have no idea....
« Reply #1 on: September 03, 2018, 10:44:25 AM »
What do you want to do with the points?
Feelings don't care about your facts

Offline luv2trvlwithfam

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Re: credit card point/miles game plan help- i have no idea....
« Reply #2 on: September 03, 2018, 10:46:09 AM »
nothing yet....
would like to start using them for hotels/airlines....

Offline aygart

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Re: credit card point/miles game plan help- i have no idea....
« Reply #3 on: September 03, 2018, 11:29:22 AM »
nothing yet....
would like to start using them for hotels/airlines....
What you want to use them for is a very big part of what to get. If you want to use them mainly to visit the states then you would use one strategy. If you want to go on vacations to resort areas you would use another.
Feelings don't care about your facts

Offline Mordyk

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Re: credit card point/miles game plan help- i have no idea....
« Reply #4 on: September 03, 2018, 11:30:44 AM »
What you want to use them for is a very big part of what to get. If you want to use them mainly to visit the states then you would use one strategy. If you want to go on vacations to resort areas you would use another.
with his stash he can cover half the world already ;D
#TYH

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Re: credit card point/miles game plan help- i have no idea....
« Reply #5 on: September 03, 2018, 11:33:59 AM »
with his stash he can cover half the world already ;D
-1

Notice his username is  luv2trvlwithfam
I've been waiting over 5 years with bated breath for someone to say that!
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Offline luv2trvlwithfam

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Re: credit card point/miles game plan help- i have no idea....
« Reply #6 on: September 03, 2018, 12:24:58 PM »
What you want to use them for is a very big part of what to get. If you want to use them mainly to visit the states then you would use one strategy. If you want to go on vacations to resort areas you would use another.


id like to use them for both, is that possible?

Offline ludmila

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Re: credit card point/miles game plan help- i have no idea....
« Reply #7 on: September 03, 2018, 12:34:23 PM »

id like to use them for both, is that possible?
Sure.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline luv2trvlwithfam

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Re: credit card point/miles game plan help- i have no idea....
« Reply #8 on: September 03, 2018, 03:23:43 PM »
Sure.

ok great, so now, whats my plan of action?
should i add more credit cards to my wallet?
if yes, which?
and of the cards which should be my everyday card for here in israel
which should be over $2600 purchase card, (ie tuition/donations etc)?

Offline BP16

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Re: credit card point/miles game plan help- i have no idea....
« Reply #9 on: September 03, 2018, 05:36:14 PM »
ok great, so now, whats my plan of action?
should i add more credit cards to my wallet?
if yes, which?
and of the cards which should be my everyday card for here in israel
which should be over $2600 purchase card, (ie tuition/donations etc)?
Any reason you dont have any business cards?

Offline luv2trvlwithfam

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Re: credit card point/miles game plan help- i have no idea....
« Reply #10 on: September 04, 2018, 09:09:52 AM »
Any reason you dont have any business cards?

dont own a business......

Offline BP16

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Re: credit card point/miles game plan help- i have no idea....
« Reply #11 on: September 04, 2018, 03:42:02 PM »
dont own a business......
Then you got lots of DD DDF of reading to catch up on.

Offline a good yeshiva bachur

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Re: credit card point/miles game plan help- i have no idea....
« Reply #12 on: September 05, 2018, 06:38:05 PM »
dont own a business......
lol none of us do...

Offline ludmila

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Re: credit card point/miles game plan help- i have no idea....
« Reply #13 on: September 06, 2018, 01:20:20 AM »
Business cards are a joke these days, I remember back in the early nineties I had to provide Amex with my EIN, bank statements and details about the business to be approved for a business card. Nowadays my daughter who is a college freshman has a business card.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Online S209

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Re: credit card point/miles game plan help- i have no idea....
« Reply #14 on: September 09, 2018, 01:38:16 AM »
Business cards are a joke these days, I remember back in the early nineties I had to provide Amex with my EIN, bank statements and details about the business to be approved for a business card. Nowadays my daughter who is a college freshman has a business card.
+1

I often forget while applying that I actually have a business :)
Quote from: YitzyS
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Offline luv2trvlwithfam

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Re: credit card point/miles game plan help- i have no idea....
« Reply #15 on: September 12, 2018, 05:40:13 AM »

Offline luv2trvlwithfam

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Re: credit card point/miles game plan help- i have no idea....
« Reply #16 on: September 12, 2018, 05:41:57 AM »
Business cards are a joke these days, I remember back in the early nineties I had to provide Amex with my EIN, bank statements and details about the business to be approved for a business card. Nowadays my daughter who is a college freshman has a business card.

so what do i need to do?

Offline grodnoking

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Re: credit card point/miles game plan help- i have no idea....
« Reply #17 on: September 12, 2018, 07:09:17 AM »
so what do i need to do?
Read around in the forums and ye shall see.
No one wants to hand feed you everything you need to do.
But because it's ey"t I'll tell you this one. Sign up for the business card as sole proprietorship. Use your SSN and your name again as the business name.
I'm not who you think I am.

Offline a good yeshiva bachur

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Re: credit card point/miles game plan help- i have no idea....
« Reply #18 on: September 12, 2018, 01:34:29 PM »
Sign up for the business card as sole proprietorship. Use your SSN and your name again as the business name.
and the fun begins...

Offline luv2trvlwithfam

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Re: credit card point/miles game plan help- i have no idea....
« Reply #19 on: September 13, 2018, 01:47:13 AM »
Read around in the forums and ye shall see.
No one wants to hand feed you everything you need to do.
But because it's ey"t I'll tell you this one. Sign up for the business card as sole proprietorship. Use your SSN and your name again as the business name.

starting to search the forums..
thank you all