Author Topic: Citibank denial for Thank You preferred- reconsideration didn't work  (Read 51364 times)

Offline njmacman

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Hi all. I applied for this card and got rejected today because of "too many recent credit inquiries are recorded on your credit bureau report." I called 2 separate times for reconsideration, and although nice they both said there was nothing to do since Experian had recorded too many credit pulls. They said I could call Experian and challenge the credit pulls, but I did recently get several cards, thanks to this forum.

I don't have any other Citi cards to try to exchange with. I really wanted this card. Any ideas? Citi seems to be the hardest to deal with. Thanks.

Offline Dan

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #1 on: August 17, 2011, 03:46:02 PM »
Write a letter to their presidents office: http://www.dansdeals.com/forums/index.php?topic=8028.0
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline aryeh1

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #2 on: August 17, 2011, 04:35:33 PM »
Write a letter to their presidents office: http://www.dansdeals.com/forums/index.php?topic=8028.0

up to how many days can you do so ?

Offline supercooler8

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #3 on: August 17, 2011, 09:45:28 PM »
Generally 30 days from the reject letter/e-mail. If you called them and applied for "reconsideration" . Sometimes, you get another 30 days starting from this "recon" date. They are pretty nice about the dates, generally.

IME, persistence helps, but you need to show some damage because of this arbitrary rule of "one credit card per 30 days" or some such.

Offline moko

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #4 on: August 23, 2011, 12:31:57 PM »
Hi all. I applied for this card and got rejected today because of "too many recent credit inquiries are recorded on your credit bureau report." I called 2 separate times for reconsideration, and although nice they both said there was nothing to do since Experian had recorded too many credit pulls. They said I could call Experian and challenge the credit pulls, but I did recently get several cards, thanks to this forum.

I don't have any other Citi cards to try to exchange with. I really wanted this card. Any ideas? Citi seems to be the hardest to deal with. Thanks.
Same thing here.
I applied for citi visa business aa and amex aa for 75,000 and citi thank you preferred for 50,000
got approved for both aa (now my 3rd 75,000 bonus) but got declined for thank you preferred.
called recon. and was told bec. reason for denial was too many apps there's no way to recon. (was told this twice)
wrote a letter  and still waiting
any other ideas anyone?

Offline fdg9

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #5 on: August 23, 2011, 09:17:32 PM »
Same thing here.
I applied for citi visa business aa and amex aa for 75,000 and citi thank you preferred for 50,000
got approved for both aa (now my 3rd 75,000 bonus) but got declined for thank you preferred.
called recon. and was told bec. reason for denial was too many apps there's no way to recon. (was told this twice)
wrote a letter  and still waiting
any other ideas anyone?
3rd 75k bonus? How long did you wait between applications?

Offline moko

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #6 on: August 24, 2011, 08:21:48 AM »
3rd 75k bonus? How long did you wait between applications?
The 1st was about six months ago.
Recently I applied for 2 AA business cards with 2bm  plus 50,000 thank you preferred
and got approved instantly for 2 AA but denied for Thank You preferred  " You have submitted multiple applications for credit."

Offline fdg9

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #7 on: August 24, 2011, 09:35:47 AM »
The 1st was about six months ago.
Recently I applied for 2 AA business cards with 2bm  plus 50,000 thank you preferred
and got approved instantly for 2 AA but denied for Thank You preferred  " You have submitted multiple applications for credit."
Which 2 citi did you apply for just now?

Offline moko

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #8 on: August 24, 2011, 02:36:20 PM »
I said 2 citi AA & 1 Thank you Preferred
Got denied for thank you and approved for both aa

Offline fdg9

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #9 on: August 24, 2011, 06:36:16 PM »
I said 2 citi AA & 1 Thank you Preferred
Got denied for thank you and approved for both aa
I understood. I was asking which 2 citi did you apply and get approved for?

Offline moko

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #10 on: August 24, 2011, 06:39:50 PM »
CitiBusiness AA Visa & CitiBusiness AA MC

Offline fdg9

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #11 on: August 24, 2011, 06:55:52 PM »
Wow. I can't belive you got 2 business at once.  I assume under the same name and info, based on what you wrote...

Offline moko

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #12 on: August 24, 2011, 07:39:51 PM »
correct. (and it's a legit business with tax id and all)
3 browser method

Offline njmacman

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #13 on: August 26, 2011, 11:09:39 AM »
Just received an email from Citi Thank You Preferred that I was approved after the letter to the president. Thanks all for the help. This card gives CDW coverage in Israel and Ireland.

Offline aryeh1

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #14 on: August 26, 2011, 01:43:00 PM »
Just received an email from Citi Thank You Preferred that I was approved after the letter to the president. Thanks all for the help. This card gives CDW coverage in Israel and Ireland.
I had the same problem, what did you write? Also how long did it take to get approved?

Offline Yisha

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #15 on: August 26, 2011, 01:53:27 PM »
I had the same problem, what did you write? Also how long did it take to get approved?

Write a letter to their presidents office: http://www.dansdeals.com/forums/index.php?topic=8028.0

Offline njmacman

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #16 on: August 27, 2011, 09:25:34 PM »
Less than a week to get the approval. Write it on company stationary and say you really want to augmewnt your other cards with what they are offering.

Offline joeb1

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #17 on: August 27, 2011, 09:46:48 PM »
Less than a week to get the approval. Write it on company stationary and say you really want to augmewnt your other cards with what they are offering.
?????

Offline bubbles

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #18 on: August 27, 2011, 09:49:50 PM »
oh cmon  he meant augment  never made a spelling mistake before?

verb (used with object)
1.
to make larger; enlarge in size, number, strength, or extent; increase: His salary is augmented by a small inheritance.
« Last Edit: August 27, 2011, 09:54:28 PM by bubbles »

Offline njmacman

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Re: Citibank denial for Thank You preferred- reconsideration didn't work
« Reply #19 on: August 27, 2011, 11:35:18 PM »
I am embarrassed, but at least I got my card!