Hi. I'm looking into the Chase Ink which offers 80,000 points at an annual fee of $95. That a potential of $1000 in travel for the sign up fee of $95. But what happens in year 2? I will be charged the $95 fee without receiving and additional points. Is one able to transfer the points before the year is over to another card and then cancel or does one need to use the miles and cancel the card before the fee gets charged? Thanks
