Author Topic: CHASE/Spg card for large amounts  (Read 458 times)

Offline myb8089

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CHASE/Spg card for large amounts
« on: July 03, 2018, 10:18:51 AM »
We have a business that has charges of approx. 25,000 each month.  To date we have Amex Starwoods and Chase Sapphire cards open. 

Since it is not so easy to sell Chase points, and we don't really use them ourselves, we will likely accumulate a very large point balance soon, and be limited how to sell them.
what card would it make sense for us to open?  I see the CHASE Ink cards have been recommended.

Should we just stick to using only the Amex Starwoods?


Offline coralsnake

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Re: CHASE/Spg card for large amounts
« Reply #1 on: July 03, 2018, 10:23:33 AM »
We have a business that has charges of approx. 25,000 each month.  To date we have Amex Starwoods and Chase Sapphire cards open. 

Since it is not so easy to sell Chase points, and we don't really use them ourselves, we will likely accumulate a very large point balance soon, and be limited how to sell them.
what card would it make sense for us to open?  I see the CHASE Ink cards have been recommended.

Should we just stick to using only the Amex Starwoods?


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Offline Aerial Dag

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Re: CHASE/Spg card for large amounts
« Reply #2 on: July 03, 2018, 10:32:47 AM »
2% cashback Capital One Spark for business

Offline PillanSmye

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Re: CHASE/Spg card for large amounts
« Reply #3 on: July 03, 2018, 07:35:18 PM »
We have a business that has charges of approx. 25,000 each month.  To date we have Amex Starwoods and Chase Sapphire cards open. 

Since it is not so easy to sell Chase points, and we don't really use them ourselves, we will likely accumulate a very large point balance soon, and be limited how to sell them.
what card would it make sense for us to open?  I see the CHASE Ink cards have been recommended.

What cards make sense depends on two factors. 

1.  In what categories (if any) are you spending that $25K/mo in? Such as: Utilities, advertising, shipping, fuel, travel, non-categorized spend for inventory.  And in what dollar amounts?   2.  Do you have any use for a specific rewards currency?

For example, if you spend $10K/yr in office supplies and $30K/yr in shipping, you'd be better off with an AMEX SC+ with no AF than you would be with any Ink cards if you have no use for UR's.  And you'd get a higher return on that spend than you would a Spark Cash especially when accounting for the Spark AF.

Offline PillanSmye

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Re: CHASE/Spg card for large amounts
« Reply #4 on: July 03, 2018, 07:35:48 PM »
2% cashback Capital One Spark for business

How can you say that with the information that was provided?

Offline ChaimMoskowitz

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Re: CHASE/Spg card for large amounts
« Reply #5 on: July 03, 2018, 08:03:49 PM »
How can you say that with the information that was provided?
Because 2% is better than what he has now.
I just found a new supply of forks!

Offline PillanSmye

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Re: CHASE/Spg card for large amounts
« Reply #6 on: July 04, 2018, 12:46:57 PM »
Because 2% is better than what he has now.

I guess if that is how someone approaches their business finances than have at it.

Offline jes

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Re: CHASE/Spg card for large amounts
« Reply #7 on: July 05, 2018, 10:54:23 AM »
Amex platinum for charges over 5K

Offline moe8555

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Re: CHASE/Spg card for large amounts
« Reply #8 on: July 05, 2018, 01:48:34 PM »
You never fly anywhere, not even domestic tickets, or stay at hotels?  Why not enjoy life and start using some of your points instead of just selling them? 

Offline ludmila

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Re: CHASE/Spg card for large amounts
« Reply #9 on: July 08, 2018, 02:45:00 AM »
You never fly anywhere, not even domestic tickets, or stay at hotels?  Why not enjoy life and start using some of your points instead of just selling them?
Well said, life is short , enjoy while you can.
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Re: CHASE/Spg card for large amounts
« Reply #10 on: July 09, 2018, 08:45:37 AM »
You never fly anywhere, not even domestic tickets, or stay at hotels?  Why not enjoy life and start using some of your points instead of just selling them?

There are plenty of ways to enjoy life without traveling.


Offline ChaimMoskowitz

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Re: CHASE/Spg card for large amounts
« Reply #11 on: July 09, 2018, 08:48:16 AM »
There are plenty of ways to enjoy life without traveling.
...and selling the points can help you do some of those things.
I just found a new supply of forks!

Offline Mordyk

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Re: CHASE/Spg card for large amounts
« Reply #12 on: July 09, 2018, 08:48:52 AM »
There are plenty of ways to enjoy life without traveling.
You can think it, but dont say it on ddf ;)