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Credit Bureau Info:

Experian: 800-493-1058 With A Report Number

Experian: 714-830-7000 (Without A Report Number) Call and Press 0. You will get connected to the switchboard operator. Tell them you just called in and entered your report number and the automated system disconnected you. Ask them if they can get a human on the line for disputes. That's the only way you'll be able to get through to a live person at Experian without a Report Number.

Equifax: 800-846-5279

TransUnion: 800-916-8800


Comparison between FAKO from Credit karma and FICO from Barclays and Citi.


Cards that give you free monthly FICO's


AMEX personal cards = EX 08 Switched to FAKO (VantageScore 3.0)
Chase Slate = EX (either 08 or Bankcard enhanced)
PSECU = EX 04

Citi AA = EQ bankcard enhanced
DCU= EQ 04
PenFed = EQ NextGen
Elements Financial (Credit Union, score available for without opening CC) = EQ 5

Barclays = TU 08
Discover it = TU 08
Walmart (store or MC) = TU 08
« Last edited by ExGingi on March 04, 2019, 09:04:57 PM »

Author Topic: credit score  (Read 438092 times)

Online jewdkoff

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Re: credit score
« Reply #150 on: September 30, 2013, 07:27:49 PM »
Google it.

I did, couldn't find anything

Offline jaywhy

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Re: credit score
« Reply #151 on: September 30, 2013, 07:30:55 PM »
I did, couldn't find anything
Really??
I just Googled it and the entire first page had the right results.

Offline Moshe90

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Re: credit score
« Reply #152 on: September 30, 2013, 11:37:47 PM »
Which company let u pull your report a few times a day?

Offline Myccrabbi

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Re: credit score
« Reply #153 on: September 30, 2013, 11:49:51 PM »
Which company let u pull your report a few times a day?
if they gave u access thru a free trial u should b able to excess it as many times as u want until it expires .
And make sure to cancel it


If u work for a living, why kill urself working?

Offline Love A Gr8 Deal!!

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Re: credit score
« Reply #154 on: October 21, 2013, 10:21:34 AM »
Just checked my credit score on Quizzle and Creditsesame.com, It's 590 on Quizzle and 675 on Creditsesame. Why is there such a large gap and which one is more accurate???
Do you think the score is good enough to be approved for Chase CC, I did 3BM yesterday?
TYIA


Online PlatinumGuy

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Re: credit score
« Reply #155 on: October 21, 2013, 10:22:13 AM »
Neither of them are accurate at all.
Covid is AIRBORNE. Open some windows instead of washing your hands

Offline Love A Gr8 Deal!!

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Re: credit score
« Reply #156 on: October 21, 2013, 10:24:13 AM »
How can I obtain accurate score, indirectly. I already used my yearly credit check on all 3 agencies.

Offline rcarentals

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Re: credit score
« Reply #157 on: October 21, 2013, 10:27:52 AM »
Sign up for free trial at experian and cancel.. Don't have link quick Google search tho..
Do not boast for tomorrow, Because you do not know what the day will bear.(Mishlei C27.V1)

Offline CountValentine

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Re: credit score
« Reply #158 on: October 21, 2013, 10:38:14 AM »
Sign up for free trial at experian and cancel.. Don't have link quick Google search tho..
IIRC EX does not have a free trial for FICO score but EQ does.
http://www.dansdeals.com/go/myfico/
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Offline rcarentals

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Re: credit score
« Reply #159 on: October 21, 2013, 10:42:43 AM »
IIRC EX does not have a free trial for FICO score but EQ does.
http://www.dansdeals.com/go/myfico/
Correct my bad.. Equifax it was..
Do not boast for tomorrow, Because you do not know what the day will bear.(Mishlei C27.V1)

Offline shmooz

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Re: Credit Score Drop?
« Reply #160 on: February 20, 2014, 10:36:52 AM »
Didnt want to start a new thread, so here goes...

A school is going to place a hold on my card and collect at various times during the year. Will that cause it to look like I am maxing out my credit and possibly affect my credit score?

Offline Marco Polo

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Re: Credit Score Drop?
« Reply #161 on: February 20, 2014, 10:57:01 AM »
Didnt want to start a new thread, so here goes...

A school is going to place a hold on my card and collect at various times during the year. Will that cause it to look like I am maxing out my credit and possibly affect my credit score?
Probably depends how much they are putting on hold. Would it be most of your CL?
Quaerite et Invenietis.

Offline shmooz

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Re: Credit Score Drop?
« Reply #162 on: February 20, 2014, 11:16:03 AM »
Probably depends how much they are putting on hold. Would it be most of your CL?

yes, all of it pretty much

how about if i pay it off so no balance is ever reported?

Offline CountValentine

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Re: Credit Score Drop?
« Reply #163 on: February 20, 2014, 11:18:17 AM »
yes, all of it pretty much

how about if i pay it off so no balance is ever reported?
When you say hold do you mean a temp charge? If so then it will not matter to your score.
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Offline Lou Bob

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Re: Credit Score Drop?
« Reply #164 on: February 20, 2014, 11:20:15 AM »
When you say hold do you mean a temp charge? If so then it will not matter to your score.
+1 only whatever posts will count.
And it sounds like it will post, cuz he's asking about paying it off early.
As long as it's paid off before the statement cuts, it will not show on the credit report.
As far as the credit card company, they may have an issue with it.
Always use an Amex, you'll thank me one day.