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Credit Bureau Info:

Experian: 800-493-1058 With A Report Number

Experian: 714-830-7000 (Without A Report Number) Call and Press 0. You will get connected to the switchboard operator. Tell them you just called in and entered your report number and the automated system disconnected you. Ask them if they can get a human on the line for disputes. That's the only way you'll be able to get through to a live person at Experian without a Report Number.

Equifax: 800-846-5279

TransUnion: 800-916-8800


Comparison between FAKO from Credit karma and FICO from Barclays and Citi.


Cards that give you free monthly FICO's


AMEX personal cards = EX 08 Switched to FAKO (VantageScore 3.0)
Chase Slate = EX (either 08 or Bankcard enhanced)
PSECU = EX 04

Citi branded cards = EQ 08 Bankcard enhanced
Citi AA = EQ bankcard enhanced
DCU= EQ 04
PenFed = EQ NextGen
Elements Financial (Credit Union, score available for without opening CC) = EQ 5

Barclays = TU 08
Discover it = TU 08
Walmart (store or MC) = TU 08
« Last edited by Lev26 on April 13, 2022, 02:28:07 AM »

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Author Topic: credit score  (Read 840645 times)

Offline Mendelssohn

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Re: credit score
« Reply #1660 on: November 26, 2015, 07:43:55 PM »
Quote from: etech0 on November 26, 2015, 07:39:21 PM
why do you speak in past tense?

He is on hiatus. I'm not sure when he will be back. Fortunately many of us have his contact info.
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Offline etech0

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Re: credit score
« Reply #1661 on: November 26, 2015, 07:45:11 PM »
Quote from: Mendelssohn on November 26, 2015, 07:43:55 PM
He is on hiatus. I'm not sure when he will be back. Fortunately many of us have his contact info.
wow
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Workflowy. You won't know what you're missing until you try it.

Offline Marko Rubio

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Re: credit score
« Reply #1662 on: November 26, 2015, 07:48:43 PM »
Quote from: Mendelssohn on November 26, 2015, 07:43:55 PM
He is on hiatus. I'm not sure when he will be back. Fortunately many of us have his contact info.
wow how did you became a part of his crew? I guess you had to have loads of knowledge even before
p.s. Maybe you try getting him in ddf why shouldn't we have the same knowledge in credit as we have in rewards 
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Offline Mendelssohn

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Re: credit score
« Reply #1663 on: November 26, 2015, 07:52:43 PM »
He wouldn't post here. He definitely would never post on MF.

You guys can settle for the many CB members that post here or at least read CB.

Like I said, many of the credit issues I have corrected here are newbie topics over there. I hope some eyes have been opened.
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Offline Marko Rubio

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Re: credit score
« Reply #1664 on: November 26, 2015, 07:57:19 PM »
Quote from: Mendelssohn on November 26, 2015, 07:52:43 PM
He wouldn't post here. He definitely would never post on MF.

You guys can settle for the many CB members that post here or at least read CB.

Like I lose, many of the credit issues I have corrected here are newbie topics over there. I hope some eyes have been opened.
+100000 you have opened lots of eyes here, if I wana know more of that stuff can you post a link or tell me where in cb I should start? That forum is so big I get lose dont know where to start
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Offline Mendelssohn

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Re: credit score
« Reply #1665 on: November 26, 2015, 08:01:15 PM »
Read all the relevant "Master" threads.
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Offline Marko Rubio

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Re: credit score
« Reply #1666 on: November 26, 2015, 08:04:49 PM »
Quote from: Mendelssohn on November 26, 2015, 08:01:15 PM
Read all the relevant "Master" threads.
wow that can take a year or two.....
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Offline yochiek93

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Re: credit score
« Reply #1667 on: November 26, 2015, 08:05:38 PM »
Quote from: Marko Rubio on November 26, 2015, 08:04:49 PM
wow that can take a year or two.....
Well you gotta work in order to learn so happy reading
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Offline David Smith

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Re: credit score
« Reply #1668 on: November 26, 2015, 08:51:54 PM »
Quote from: Mendelssohn on November 26, 2015, 08:01:15 PM
Read all the relevant "Master" threads.
It seems like the model there is a lot more making new threads and less working within master threads, which can make browsing more difficult. (And i have a very hard time using the search function, it seems I'm not alone in this.) And there are some pretty accomplished MSers there too. The moderators and  management are a lot more involved than here. And BW, if course, has taken a break, as far as us newbies are concerned. Plenty of knowledge without him, though.
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Offline Mendelssohn

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Re: credit score
« Reply #1669 on: November 26, 2015, 08:55:55 PM »
There is a list if Master threads in the pinned topics. You need to select the "view all pinned topics" option to see it.
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Offline David Smith

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Re: credit score
« Reply #1670 on: November 26, 2015, 08:57:59 PM »
Quote from: Mendelssohn on November 26, 2015, 08:55:55 PM
There is a list if Master threads in the pinned topics. You need to select the "view all pinned topics" option to see it.
Yup. I'm used to a timeline style, i guess. Bit disconcerting. (The hacks, workarounds, and tricks there are every bit as ingenious as the rewards tricks.) BTW b* is completely useless now, no?
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Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline PillanSmye

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Re: credit score
« Reply #1671 on: November 26, 2015, 10:21:09 PM »
The downfalls of CB:

New threads get started for everything.  For example, No CapOne thread with a wiki, instead 2-4 new threads a  day on how to get a CapOne CLI.

No wikis, as stated above.

Search feature is bogus

No comment on the mods being extremely overactive in a very negative, detractive manner
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Offline srap

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Re: credit score
« Reply #1672 on: November 26, 2015, 10:47:34 PM »
Quote from: PillanSmye on November 26, 2015, 10:21:09 PM
The downfalls of CB:

New threads get started for everything.  For example, No CapOne thread with a wiki, instead 2-4 new threads a  day on how to get a CapOne CLI.

No wikis, as stated above.

Search feature is bogus

No comment on the mods being extremely overactive in a very negative, detractive manner
Is this why we merit getting the fruit of your past labor over here?
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Offline Mendelssohn

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Re: credit score
« Reply #1673 on: November 26, 2015, 10:55:07 PM »
You guys post like there are some CB members defecting. Lol

It's OK to read, post and be active in more than one community. I recommend it.
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Offline srap

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Re: credit score
« Reply #1674 on: November 26, 2015, 11:11:12 PM »
Quote from: Mendelssohn on November 26, 2015, 10:55:07 PM
You guys post like there are some CB members defecting. Lol

It's OK to read, post and be active in more than one community. I recommend it.
Not defecting, just new faces and welcomed info.
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Offline Cappy

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Re: credit score
« Reply #1675 on: November 26, 2015, 11:28:06 PM »
For all you guys who want a good read...

We once had a real UW in a thread...

Let me see if I can find this. All you guys will appreciate it..

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Offline Cappy

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Re: credit score
« Reply #1676 on: November 27, 2015, 12:02:04 AM »
https://creditboards.com/forums/index.php?showtopic=539495

Enjoy  :D

starts at post at 34, but start to read from the beginning
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Offline Marko Rubio

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Re: credit score
« Reply #1677 on: November 27, 2015, 02:44:34 AM »
Quote from: Cappy on November 27, 2015, 12:02:04 AM


Enjoy  :D

starts at post at 34, but start to read from the beginning
wow thanks so much thats amazing! A must read! 
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Offline Marko Rubio

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Re: credit score
« Reply #1678 on: November 27, 2015, 02:57:00 AM »
that credit analyst named cai is even giving us more knowledge the bobwang, he has all info
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Offline Sport

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Re: credit score
« Reply #1679 on: November 27, 2015, 03:34:56 AM »

Quote from: Cappy on November 27, 2015, 12:02:04 AM
https://creditboards.com/forums/index.php?showtopic=539495

Enjoy  :D

starts at post at 34, but start to read from the beginning
Great read. Thanks!
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