Author Topic: credit score (Read 842519 times)

chinagel · « **Reply #3000 on:** June 28, 2016, 03:28:20 PM »

Quote from: Yitzshpitz on June 28, 2016, 03:26:19 PM

I just checked my Amex FICO score and it shows a 6 point decrease in my credit score from a month ago when I have had no pulls and no late payments during the month. What might have happened?

higher balances?

Yitzshpitz · « **Reply #3001 on:** June 28, 2016, 03:32:33 PM »

Quote from: chinagel on June 28, 2016, 03:28:20 PM

higher balances?

Perhaps a little bit higher...but that seems like a big drop in a month

chinagel · « **Reply #3002 on:** June 28, 2016, 03:33:30 PM »

Quote from: Yitzshpitz on June 28, 2016, 03:32:33 PM

Perhaps a little bit higher...but that seems like a big drop in a month

its 30% of ur score

Yitzshpitz · « **Reply #3003 on:** June 28, 2016, 03:35:54 PM »

Quote from: chinagel on June 28, 2016, 03:33:30 PM

its 30% of ur score

I guess so. maybe I spent a few thousand dollars more but I have a high CL so Im dont think I spent even 25% of total CL

chinagel · « **Reply #3004 on:** June 28, 2016, 03:37:32 PM »

Quote from: Yitzshpitz on June 28, 2016, 03:35:54 PM

I guess so. maybe I spent a few thousand dollars more but I have a high CL so Im dont think I spent even 25% of total CL

try to keep much lower %

emjee · « **Reply #3005 on:** June 29, 2016, 08:26:59 AM »

Quote from: Yitzshpitz on June 28, 2016, 03:35:54 PM

I guess so. maybe I spent a few thousand dollars more but I have a high CL so Im dont think I spent even 25% of total CL

A change of pattern in your utilization does make a difference , Even if it didn't take up that much more %

MasterAmex · « **Reply #3006 on:** July 20, 2016, 12:28:21 PM »

Anybody has any experience with canceling a ADT contract?

will it affect my credit (never gave them my SSN, but they threaten they will sent it to collection if i dont pay my bills or the termination fee)

Yitzshpitz · « **Reply #3007 on:** July 20, 2016, 01:28:49 PM »

Whats the number i call to ask what the heck happened to my credit score and dispute stuff?

Cappy · « **Reply #3008 on:** July 20, 2016, 05:00:50 PM »

Quote from: Yitzshpitz on July 20, 2016, 01:28:49 PM

Whats the number i call to ask what the heck happened to my credit score and dispute stuff?

David Smith · « **Reply #3009 on:** July 20, 2016, 05:01:50 PM »

Quote from: Yitzshpitz on July 20, 2016, 01:28:49 PM

Whats the number i call to ask what the heck happened to my credit score and dispute stuff?

8009999999

Cappy · « **Reply #3010 on:** July 20, 2016, 05:04:48 PM »

Quote from: David Smith on July 20, 2016, 05:01:50 PM

8009999999

Some of those people who answer the 9 Line could use some serious help themselves.

Yitzshpitz · « **Reply #3011 on:** July 20, 2016, 05:22:34 PM »

Quote from: David Smith on July 20, 2016, 05:01:50 PM

8009999999

I haven't called since a high school. Those prank calls were a great way to waste time back then.

But seriously is there a number to call about credit score?

Cappy · « **Reply #3012 on:** July 20, 2016, 05:28:45 PM »

Quote from: Yitzshpitz on July 20, 2016, 05:22:34 PM

I haven't called since a high school. Those prank calls were a great way to waste time back then.

But seriously is there a number to call about credit score?

Whats your question about your score?

David Smith · « **Reply #3013 on:** July 20, 2016, 05:28:57 PM »

Quote from: Yitzshpitz on July 20, 2016, 05:22:34 PM

I haven't called since a high school. Those prank calls were a great way to waste time back then.

But seriously is there a number to call about credit score?

Haven't done that since elementary. I think we used to do it by the payphones in the train station.

Yitzshpitz · « **Reply #3014 on:** July 20, 2016, 05:34:25 PM »

Quote from: Cappy on July 20, 2016, 05:28:45 PM

Whats your question about your score?

Yes. My score has gone down for no reason and wanted to speak to someone at credit bureau to find out about any unkown pulls or something. Just wondering if anyone knows a number i should call.

David Smith · « **Reply #3015 on:** July 20, 2016, 05:35:43 PM »

Quote from: Yitzshpitz on July 20, 2016, 05:34:25 PM

Yes. My score has gone down for no reason and wanted to speak to someone at credit bureau to find out about any unkown pulls or something. Just wondering of anyome knows a nber i should call.

There are numbers in the wiki, but you're best off checking your report yourself. If there's anything inaccurate there, them you can call.

yochiek93 · « **Reply #3016 on:** July 20, 2016, 05:36:45 PM »

Quote from: David Smith on July 20, 2016, 05:28:57 PM

Haven't done that since elementary. I think we used to do it by the payphones in the train station.

+1

Yitzshpitz · « **Reply #3017 on:** July 20, 2016, 05:41:12 PM »

Quote from: David Smith on July 20, 2016, 05:28:57 PM

Haven't done that since elementary. I think we used to do it by the payphones in the train station.

Lol. I think in 9th grade we were still doing it. One of their reps threatened to call police on us claiming to know where we were calling from.

Yitzshpitz · « **Reply #3018 on:** July 20, 2016, 05:41:39 PM »

Quote from: David Smith on July 20, 2016, 05:35:43 PM

There are numbers in the wiki, but you're best off checking your report yourself. If there's anything inaccurate there, them you can call.

Thanks will do.

Cappy · « **Reply #3019 on:** July 20, 2016, 05:43:08 PM »

Quote from: Yitzshpitz on July 20, 2016, 05:34:25 PM

Yes. My score has gone down for no reason and wanted to speak to someone at credit bureau to find out about any unkown pulls or something. Just wondering if anyone knows a number i should call.

creditchecktotal.com

Sign up for the $1 free trial.

You'll get all your reports and 3 FIco Scores. Look into your reports.

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Author Topic: credit score (Read 842519 times)