Topic Wiki

Credit Bureau Info:

Experian: 800-493-1058 With A Report Number

Experian: 714-830-7000 (Without A Report Number) Call and Press 0. You will get connected to the switchboard operator. Tell them you just called in and entered your report number and the automated system disconnected you. Ask them if they can get a human on the line for disputes. That's the only way you'll be able to get through to a live person at Experian without a Report Number.

Equifax: 800-846-5279

TransUnion: 800-916-8800


Comparison between FAKO from Credit karma and FICO from Barclays and Citi.


Cards that give you free monthly FICO's


AMEX personal cards = EX 08 Switched to FAKO (VantageScore 3.0)
Chase Slate = EX (either 08 or Bankcard enhanced)
PSECU = EX 04

Citi branded cards = EQ 08 Bankcard enhanced
Citi AA = EQ bankcard enhanced
DCU= EQ 04
PenFed = EQ NextGen
Elements Financial (Credit Union, score available for without opening CC) = EQ 5

Barclays = TU 08
Discover it = TU 08
Walmart (store or MC) = TU 08
« Last edited by Lev26 on April 13, 2022, 02:28:07 AM »

Author Topic: credit score  (Read 810075 times)

Offline tjak

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Re: credit score
« Reply #660 on: March 23, 2015, 08:18:24 PM »

Have you done this already once this year?
Nope.

Offline rileywiles23

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credit score
« Reply #661 on: March 23, 2015, 08:18:36 PM »
I've been trying to get my Experian report from Annual credit report. Every time I get to the last step it tells me sorry we are unable to process your request. Does any one have any advice or a # to call to find out why this is happening? TIA.
this is number for experian 714-830-7000
« Last Edit: March 23, 2015, 08:28:04 PM by rileywiles23 »
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Offline tjak

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Re: credit score
« Reply #662 on: March 23, 2015, 08:21:43 PM »

1-877-322-8228
Is there any way to get a human on that number?

Offline rileywiles23

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credit score
« Reply #663 on: March 23, 2015, 08:24:29 PM »
Is there any way to get a human on that number?
changed it. I wrote wrong number. Don't know one for annual credit report directly...
« Last Edit: March 23, 2015, 08:28:49 PM by rileywiles23 »
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Offline D93

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Re: credit score
« Reply #664 on: March 23, 2015, 08:32:57 PM »
I've been trying to get my Experian report from Annual credit report. Every time I get to the last step it tells me sorry we are unable to process your request. Does any one have any advice or a # to call to find out why this is happening? TIA.
What country are you residing in?

Offline pixi

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Re: credit score
« Reply #665 on: March 23, 2015, 08:34:24 PM »
I've been trying to get my Experian report from Annual credit report. Every time I get to the last step it tells me sorry we are unable to process your request. Does any one have any advice or a # to call to find out why this is happening? TIA.
Do you have a long history of credit?
money doesn't talk......      it SCREAMS !

Offline tjak

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Re: credit score
« Reply #666 on: March 23, 2015, 08:36:37 PM »

What country are you residing in?
I first tried it from Israel about a month ago got this msg so thought it was because I'm over seas. So tried it now from the US but got the same msg.

Offline tjak

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Re: credit score
« Reply #667 on: March 23, 2015, 08:37:15 PM »

Do you have a long history of credit?
About 2 years.

Offline Boruch999

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Re: credit score
« Reply #668 on: March 26, 2015, 09:22:49 AM »
I first tried it from Israel about a month ago got this msg so thought it was because I'm over seas. So tried it now from the US but got the same msg.

I've had the same experience. I have been unable to get my EX report (or my TU for that matter) from annualcreditreport for two years.  I spoke to them on the phone and they said they can't see any reason why.   I have a hunch that if you try getting it from an overseas IP address once, the system blocks you from ever getting it online.

Offline Boruch999

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Re: credit score
« Reply #669 on: March 26, 2015, 09:25:19 AM »
https://www.experian.com/consumer/cac/InvalidateSession.do?code=DISPUTE

That's the link to get your EX report for free forever once you have a report number.

I'm looking for an appropriate wiki to put it in so I can easily find it when I need it.  Any ideas?

Offline gavhaller

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Re: credit score
« Reply #670 on: March 29, 2015, 06:18:27 PM »
Stupidly,
I applied for both Citi Thank you and Citi Business AA on the same day. I have 2 inquiries, one from Citi and one from cbSD/PRE02 UFC.
Anybody had success with merging these 2 inquiries? Is there a case? and can I dispute it?

Offline 12HRS

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Re: credit score
« Reply #671 on: March 29, 2015, 07:45:40 PM »
did you get approved for both?

Online avromie7

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Re: credit score
« Reply #672 on: April 01, 2015, 02:04:55 AM »
Is there a way to make a bank report to the CB?
 the last time this bank updated was 2/26
I wonder what people who type "u" instead of "you" do with all their free time.

Offline Emkay

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Re: credit score
« Reply #673 on: April 01, 2015, 06:53:27 AM »
Is there a way to make a bank report to the CB?
 the last time this bank updated was 2/26
Default on your payment

Offline ChaimMoskowitz

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Re: credit score
« Reply #674 on: April 01, 2015, 07:15:28 AM »
Is there a way to make a bank report to the CB?
 the last time this bank updated was 2/26
You mean the last time was a whole month ago?  ;)
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Online avromie7

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Re: credit score
« Reply #675 on: April 01, 2015, 07:34:00 AM »
You mean the last time was a whole month ago?  ;)
That happens all the tim
I wonder what people who type "u" instead of "you" do with all their free time.

Offline ChaimMoskowitz

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Re: credit score
« Reply #676 on: April 01, 2015, 07:35:59 AM »
That happens all the tim
OK I am confused. You want them to report more than once a month?
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Online avromie7

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Re: credit score
« Reply #677 on: April 01, 2015, 07:39:12 AM »
OK I am confused. You want them to report more than once a month?
I was looking at experian and it seems most banks update on the billing cycle however one bank didn't update this past cycle
I wonder what people who type "u" instead of "you" do with all their free time.

Offline D93

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Re: credit score
« Reply #678 on: April 01, 2015, 07:42:08 AM »
I was looking at experian and it seems most banks update on the billing cycle however one bank didn't update this past cycle
Which bank?

Online avromie7

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Re: credit score
« Reply #679 on: April 01, 2015, 07:43:16 AM »
I wonder what people who type "u" instead of "you" do with all their free time.