credit score

[Mendelssohn]

I can't seem to get EX to merge pulls from Amex.

Have pulls on 03/21, 03/22, 03/23, 03/30.

Tried already 3 times, and they just say can't be merged or need latter from Amex..

Any ideas?

Please don't use the word "merge" here to describe that.

[noturbizniss]

I can't seem to get EX to merge pulls from Amex.

Have pulls on 03/21, 03/22, 03/23, 03/30.

Tried already 3 times, and they just say can't be merged or need latter from Amex..

Any ideas?

They merge when on same day
Multiple days is multiple pulls except when shopping for home or auto loan, generally

[ari2955]

Please don't use the word "merge" here to describe that.

Ok sorry, how do I get them to remove some of the pulls? at least 1 of them was a recon pull..

Thanks

[noturbizniss]

Ok sorry, how do I get them to remove some of the pulls? at least 1 of them was a recon pull..

Thanks

If you called the next day and they pulled again it's valid. If anything call amex and ask them to maybe remove, but otherwise it's a legit pull. Sorry bro

[noturbizniss]

If I am applying for a CC is there an advantage to wait until a statement closes for which i have about 50 AU cards in my name all showing on my CR, each with a balance of $112. Total avail credit is over 1M. Each card has CL of 24K. Statement will close next week with $0 so balance will go down by over 5k.

[chinagel]

just knoicked 70 aus off experian

[Mendelssohn]

If I am applying for a CC is there an advantage to wait until a statement closes for which i have about 50 AU cards in my name all showing on my CR, each with a balance of $112. Total avail credit is over 1M. Each card has CL of 24K. Statement will close next week with $0 so balance will go down by over 5k.

Yes, wait. The number of cards with a balance will make a difference.

[noturbizniss]

Yes, wait. The number of cards with a balance will make a difference.

Many thanks! Your the best!

[yitrap]

Would multiple pulls for Chase business merge if they're for different businesses? I imagine yes just want a confirmation from experience

[newdealseeker]

If I am applying for a CC is there an advantage to wait until a statement closes for which i have about 50 AU cards in my name all showing on my CR, each with a balance of $112. Total avail credit is over 1M. Each card has CL of 24K. Statement will close next week with $0 so balance will go down by over 5k.

I wonder what you gained by having so many cards...

[David Smith]

I wonder what you gained by having so many cards...

SBS

[emjee]

SBS

Bde

[newdealseeker]

SBS

So you were like me who ordered AUs (though not 50...) in late Oct, early Nov in the hope of using them for SBS.

[noturbizniss]

SBS

+1

Bde

+1

[David Smith]

So you were like me who ordered AUs (though not 50...) in late Oct, early Nov in the hope of using them for SBS.

50²

[noturbizniss]

So you were like me who ordered AUs (though not 50...) in late Oct, early Nov in the hope of using them for SBS.

Nah. I started in January!

[newdealseeker]

Nah. I started in January!

So that, and the fact that you still keep those cards show that there must be more benefits than just SBS...

[newdealseeker]

50²

Wow, I'd like to see your credit report. Must be very thick.

[benjie1305]

Wow, I'd like to see your credit report. Must be very thick.

Average size if you go by the DDF standard.

[noturbizniss]

Average size if you go by the DDF standard.

Meh. Even 2500 is high by ddf standards