While my credit took a significant hit after the 2008 financial crisis, I have been building it up and have a very decent credit score now (though I do seem to be blacklisted with Chase).
I applied this week for a Citi AA Business card and was surprised to be declined (I have been approved for several credit accounts by Citi - mostly store credit cards) in recent years. When I called recon they said it's due to negative information on my Equifax report. I pulled that report and saw nothing there. So I called again, and they said it's on the Equifax business report. There's no way to get that online, so I'm waiting for a hard copy in the mail, and hope to be smarter once that is received.
The question is, how bad might it be to just reapply now with a different business tax ID (another corp. I own, or sole proprietor)?
Anyone else have experience with good personal score and denial due to business report?
