Author Topic: need to make a large purchases, appx 30K. should i get a new CC?  (Read 1068 times)

Offline luv2trvlwithfam

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hi,
i need to make a couple purchases that total appx 30K, i can divide them to as many as i want....
which card should i use,  this is what i have below...
1. amex gold-
2. amex delta gold 
3. amex delta platinum 
4. amex optima platinum-
5. amex spg-
6. Chase Marriott premier plus-
7. chase sapphire preferred-
8. chase sapphire reserve -as authorized user from wife account

or should i add a new card....

so should i get a new card non business? if yes which,
and if no, which card or cards shall i use for the above?


thank you so much

Love From the HolyLand!!






Offline as2

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Re: need to make a large purchases, appx 30K. should i get a new CC?
« Reply #1 on: October 21, 2018, 08:26:39 AM »
What is the charge for? Travel? Groceries? A boat? Cat food? To best tell you what to put it on, we'd kinda need to know what it will code as...
Memories last forever, make them while you can.

Offline luv2trvlwithfam

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Re: need to make a large purchases, appx 30K. should i get a new CC?
« Reply #2 on: October 22, 2018, 03:07:33 AM »
tuition/donation

Offline ckmk47

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Re: need to make a large purchases, appx 30K. should i get a new CC?
« Reply #3 on: October 22, 2018, 09:30:05 AM »
If you can open a new card (or 2 or more) you get the most bang for your spent buck.
Dan's post yesterday about the Chase quadfecta lists the Ink Prefered as having a signup bonus of 80K for $5K spending.  Pair that with your own Sapphire Reserve or Ink Cash or Ink Unlimited to get another 50K UR for $4K or $3K of spending.
Even getting 5 ppd (point per dollar) won't get  you as many points as a signup bonus.
For the rest, use a card like an 'unlimited' where you get 1.5 ppd. 
My favorite cause: cssy.org

Offline luv2trvlwithfam

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Re: need to make a large purchases, appx 30K. should i get a new CC?
« Reply #4 on: October 22, 2018, 09:45:35 AM »
thank you

Offline LoLo

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Re: need to make a large purchases, appx 30K. should i get a new CC?
« Reply #5 on: October 22, 2018, 02:44:25 PM »

For the rest, use a card like an 'unlimited' where you get 1.5 ppd. 
Has forex fees if the charges are not in USD.