Author Topic: Ink Bold Business Charge Card (Read 428066 times)

E-MAN · « **Reply #840 on:** March 03, 2014, 04:58:21 PM »

Quote from: DBK on March 03, 2014, 04:55:40 PM

I was asking if anyone has ever done it "unofficially"

E-MAN · « **Reply #841 on:** March 04, 2014, 03:58:33 PM »

Is there a card to downgrade this to?
I called up and they wouldn't let me transfer the CL because its a charge card.
They also told me to transfer CL from Ink plus to personal card they would have to pull my credit report.

hsoyfer · « **Reply #842 on:** March 04, 2014, 04:01:29 PM »

to my knowledge charge card you cant transfer but transfer the bold to the ink cash card

PBaruch · « **Reply #843 on:** March 04, 2014, 04:04:21 PM »

Quote from: hsoyfer on March 04, 2014, 04:01:29 PM

to my knowledge charge card you cant transfer but transfer the bold to the ink cash card

Correct - Dan said you can convert an Ink Bold to an Ink Cash card.

E-MAN · « **Reply #844 on:** March 04, 2014, 04:19:18 PM »

Can I apply for second IB card under a different business name and offer to close the current card if they give me a problem with the second one?

PBaruch · « **Reply #845 on:** March 04, 2014, 04:37:24 PM »

Quote from: E-MAN on March 04, 2014, 04:19:18 PM

Can I apply for second IB card under a different business name and offer to close the current card if they give me a problem with the second one?

AFAIK yes. It is also possible to have multiple IB cards under the same business.

E-MAN · « **Reply #846 on:** March 04, 2014, 04:50:54 PM »

Quote from: PBaruch on March 04, 2014, 04:37:24 PM

AFAIK yes. It is also possible to have multiple IB cards under the same business.

Right. I need to close this one anyway because coming up on AF soon.

PBaruch · « **Reply #847 on:** March 04, 2014, 05:00:59 PM »

Quote from: E-MAN on March 04, 2014, 04:50:54 PM

Right. I need to close this one anyway because coming up on AF soon.

Call and ask to have the AF waived. The AF on my IP posted recently. I called and said I did a lot of spending on this card in the past year and would like to know if you can waive it. Also said that I have a lot of cards with AF's and they really add up. The CS rep said she could not "waive" the AF but she did give me a $95.00 "promotional credit," which posted shortly thereafter to my statement.

E-MAN · « **Reply #848 on:** March 04, 2014, 05:04:21 PM »

Quote from: PBaruch on March 04, 2014, 05:00:59 PM

Call and ask to have the AF waived. The AF on my IP posted recently. I called and said I did a lot of spending on this card in the past year and would like to know if you can waive it. Also said that I have a lot of cards with AF's and they really add up. The CS rep said she could not "waive" the AF but she did give me a $95.00 "promotional credit," which posted shortly thereafter to my statement.

Thanks will try that.

PBaruch · « **Reply #849 on:** March 04, 2014, 05:06:52 PM »

Quote from: E-MAN on March 04, 2014, 05:04:21 PM

Thanks will try that.

Another thing you can do is downgrade it to an Ink Cash card and then reapply for IB.

E-MAN · « **Reply #850 on:** March 07, 2014, 11:14:31 AM »

Quote from: PBaruch on March 04, 2014, 05:06:52 PM

Another thing you can do is downgrade it to an Ink Cash card and then reapply for IB.

I SM'ed to downgrade IB to Ink Cash and was sent the following message:

I appreciate you taking the time to contact us regarding
the Chase card ending in xxxx.

Please note that your Ink Bold MasterCard account has a
flexible spending capacity, instead of a pre-set credit
line. As a result, each transaction is approved based on
credit information, account history, and personal spending
patterns. If you plan to make a large purchase, or one
that doesn't conform to your usual spending patterns,
please contact us in advance so we can note that on your
account and your transaction can be processed smoothly.

Further, I regret to inform you that the option to change
your account to a no annual fee one is unavailable.

I apologize for any inconvenience this may cause you.

If you have any further questions, please reply using the
Secure Message Center.

Sincerely,

Senior Service Specialist

DBK · « **Reply #851 on:** March 07, 2014, 12:29:29 PM »

Quote from: E-MAN on March 07, 2014, 11:14:31 AM

I SM'ed to downgrade IB to Ink Cash and was sent the following message:

I appreciate you taking the time to contact us regarding
the Chase card ending in xxxx.

Please note that your Ink Bold MasterCard account has a
flexible spending capacity, instead of a pre-set credit
line. As a result, each transaction is approved based on
credit information, account history, and personal spending
patterns. If you plan to make a large purchase, or one
that doesn't conform to your usual spending patterns,
please contact us in advance so we can note that on your
account and your transaction can be processed smoothly.

Further, I regret to inform you that the option to change
your account to a no annual fee one is unavailable.

I apologize for any inconvenience this may cause you.

If you have any further questions, please reply using the
Secure Message Center.

Sincerely,

Senior Service Specialist

DROR

E-MAN · « **Reply #852 on:** March 07, 2014, 01:09:52 PM »

Quote from: DBK on March 07, 2014, 12:29:29 PM

DROR

I called up and was told there is no card to downgrade to because it's a charge card. I asked to look into downgraded to Ink Cash and she came back and said I couldn't, but I do qualify for a $95 statement credit to offset the annual fee, so I guess that works.

PBaruch · « **Reply #853 on:** March 07, 2014, 01:10:52 PM »

Quote from: E-MAN on March 07, 2014, 01:09:52 PM

I called up and was told there is no card to downgrade to because it's a charge card. I asked to look into downgraded to Ink Cash and she came back and said I couldn't, but I do qualify for a $95 statement credit to offset the annual fee, so I guess that works.

Horay. How about downgrading the Ink Plus to Ink Cash and then reapplying for Ink Cash?

E-MAN · « **Reply #854 on:** March 07, 2014, 01:41:28 PM »

Quote from: PBaruch on March 07, 2014, 01:10:52 PM

Horay. How about downgrading the Ink Plus to Ink Cash and then reapplying for Ink Cash?

My next move is to downgrade the Ink Plus to Ink Cash, but why would I then reapply for Ink Cash?

PBaruch · « **Reply #855 on:** March 07, 2014, 01:42:16 PM »

Quote from: E-MAN on March 07, 2014, 01:41:28 PM

My next move is to downgrade the Ink Plus to Ink Cash, but why would I then reapply for Ink Cash?

Sorry, meant to say reapplying for Ink Plus.

E-MAN · « **Reply #856 on:** March 07, 2014, 01:43:56 PM »

Quote from: PBaruch on March 07, 2014, 01:42:16 PM

Sorry, meant to say reapplying for Ink Plus.

I probably will in my next Chase Biz 3BM.
Thanks for the advice!

PBaruch · « **Reply #857 on:** March 07, 2014, 01:45:06 PM »

Quote from: E-MAN on March 07, 2014, 01:43:56 PM

I probably will in my next Chase Biz 3BM.
Thanks for the advice!

Good luck. In past experience Chase has been stingy with multiple business applications. Hope it works out for you. Please report back.

DBK · « **Reply #858 on:** March 07, 2014, 01:51:30 PM »

Quote from: E-MAN on March 07, 2014, 01:09:52 PM

I called up and was told there is no card to downgrade to because it's a charge card. I asked to look into downgraded to Ink Cash and she came back and said I couldn't, but I do qualify for a $95 statement credit to offset the annual fee, so I guess that works.

Great news congratulations!

E-MAN · « **Reply #859 on:** March 07, 2014, 02:10:37 PM »

Quote from: PBaruch on March 07, 2014, 01:45:06 PM

Good luck. In past experience Chase has been stingy with multiple business applications. Hope it works out for you. Please report back.

Last time I did a 3BM i was able to get the 2 Ink cards approved, but didn't continue to try for the third (don't even remember what the third card was)

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Author Topic: Ink Bold Business Charge Card (Read 428066 times)