How much do you spend on non-bonused purchases per year?
Some like to play the match the purchase to the card game. Also credit union cards are hidden gems.
i respect those who do but rest of my family would never have the patience to keep pulling out different cards in different stores. I need one card thatl work for everything
Then the ones posted above-Alliant, Discover It (first year) and BoA Premium if you’re a Plat Honors member. My husband usually carries 2-3 different cards in his wallet. Round stickies labeled with gas,grocery, etc made it easy for him until he learned. You can even color code categories. MSR Cards are placed vertically in the slot so he grabs it first.
not farmiliar with the 'discover it' and 'Boa premium'...?
looking to get a few cashback cards that have highest % for each category. i already have a card with 5% on gas. anyone know which cards have the highest % in each category?
Amex gold 4% Grocerys up to 25k
They make sense though.3% for the first year, yeah.But i'd only be making an extra .5% more in year 2 and so fourth plus i'd have to pay $59 annually.I don't think I'd rack up enough cash back to come out positive where I'd pay off the $59 then make more on top of that.If anything, I might break even.
Quotes in a signature is annoying, as it comes across as an independent post.
Open a Sapphire Reserve, sell the points, and then pay cash for 3 years. You’ll come out way ahead.
Amex blue cash preferred gives 6% on the first 6k of groceries, 3% for gas, 1% for everything else. Has a $95 annual fee so if you just use it for 6k in groceries you'll net about 4.5%.
this card is not cashback
Can be redeemed for cashback
as 1 cent per point?
you can't redeem Amex mr points for straight Cash back at 1cent per point. They give .7 cents per point so 4 points per dollar is really 2.8 cents per dollar. Furthermore they don't give straight Cash back or even statement credit it goes based on your purchases for example if you have 1000 mr points and a $100 dollar statement they won't give you $7 off your statement ( .7 cents per point x1000 =$7) only if you had a $7 purchase in that statement would you be able to redeem this 1000 points for that transaction. Even the amex Cash back cards ( blue cash...) Don't give cash back, only statement credits in increments of $25