I would like to obtain the Bank Of America Premium Rewards Credit Card largely for using in conjunction with Preferred Rewards for a large cash-back percentage. I have around an 800 credit score. However, when I looked up my odds on Credit Karma, it said they were poor. I am not sure how much weight to give Credit Karma and if Bank of America really has such restrictive approval criteria. However, the WSJ claims Credit Karma has the inside scoop on approval criteria, although it doesn't specify with which banks specifically
https://www.wsj.com/articles/lenders-share-their-underwriting-secrets-with-credit-karma-1540206000 .
