Author Topic: BGR will be relaunched with new benefits  (Read 19314 times)

Offline mochjas

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Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #1 on: November 07, 2018, 12:19:42 PM »
yawn
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline davidrotts63

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Re: BGR will be relaunched with new benefits
« Reply #2 on: November 07, 2018, 12:21:14 PM »
Punch a wall and yawn*
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mochjas

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Re: BGR will be relaunched with new benefits
« Reply #3 on: November 07, 2018, 12:31:53 PM »
4X on gas is definitely not a yawn

Offline davidrotts63

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Re: BGR will be relaunched with new benefits
« Reply #4 on: November 07, 2018, 12:34:22 PM »
4X on gas is definitely not a yawn
On what you spend most on month is great, vs selecting for the year.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #5 on: November 07, 2018, 01:14:32 PM »
4X on gas is definitely not a yawn

It is unless you drive a tractor trailer. Do you?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline mochjas

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Re: BGR will be relaunched with new benefits
« Reply #6 on: November 07, 2018, 01:15:31 PM »
It is unless you drive a tractor trailer. Do you?
If you say so

Offline davidrotts63

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Re: BGR will be relaunched with new benefits
« Reply #7 on: November 07, 2018, 01:15:40 PM »


It is unless you MS at gas stations. Do you?
FTFY
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #8 on: November 07, 2018, 01:17:47 PM »
If you say so

I'll take that as a no, you don't drive a tractor trailer.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline chinagel

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Re: BGR will be relaunched with new benefits
« Reply #9 on: November 07, 2018, 01:19:25 PM »
I'll take that as a no, you don't drive a tractor trailer.
are u related to @ChaimMoskowitz

Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #10 on: November 07, 2018, 01:22:46 PM »
4X on gas is definitely not a yawn

Hmmm...

Considering you can earn 5% cash back with $0 annual fee, you'd have to spend nearly $150,000 per year or $12,500 per month on gas, and that's only to break even.  You would not earn a penny more than simply using the cash back card until that threshold.

But wait, it gets better! The 4x is capped at $150,000, so basically it's impossible to beat the $0 AF cash back card.


So remind me again why this is compelling?

#doubleyawn
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline mochjas

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Re: BGR will be relaunched with new benefits
« Reply #11 on: November 07, 2018, 01:33:27 PM »
Hmmm...

Considering you can earn 5% cash back with $0 annual fee, you'd have to spend nearly $150,000 per year or $12,500 per month on gas, and that's only to break even.  You would not earn a penny more than simply using the cash back card until that threshold.

But wait, it gets better! The 4x is capped at $150,000, so basically it's impossible to beat the $0 AF cash back card.


So remind me again why this is compelling?

#doubleyawn
Which card gives you unlimited 5% cash back on gas?

Either way Cashback is nice but getting a way to rack up MR is nice as well. I dont see it as a yawn getting an opportunity to earn an extra 600K MR a year

Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #12 on: November 07, 2018, 01:38:42 PM »
Which card gives you unlimited 5% cash back on gas?

Either way Cashback is nice but getting a way to rack up MR is nice as well. I dont see it as a yawn getting an opportunity to earn an extra 600K MR a year

You're *paying* for those 600K MR. That's the whole point I'm making. You're no better off with this card until $150K, which just so happens to be the cap, which means you can NEVER do better with this card, regardless of you earning 600K MR or not.

One is Penfed.

2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline ChaimMoskowitz

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Re: BGR will be relaunched with new benefits
« Reply #13 on: November 07, 2018, 01:42:56 PM »
One is Penfed.
Isn't that at the pump?
I just found a new supply of forks!

Offline mochjas

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Re: BGR will be relaunched with new benefits
« Reply #14 on: November 07, 2018, 01:44:15 PM »
Isn't that at the pump?
Did you forget that I drive a tractor trailer?

Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #15 on: November 07, 2018, 01:45:14 PM »
Did you forget that I drive a tractor trailer?

So now you *do* drive a tractor trailor?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #16 on: November 07, 2018, 01:52:51 PM »
Isn't that at the pump?

Think so.

Propel combined with WF Visa can give 5.25% CB towards travel with $0 AF.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline farmbochur

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Re: BGR will be relaunched with new benefits
« Reply #17 on: November 07, 2018, 01:55:49 PM »
You're *paying* for those 600K MR. That's the whole point I'm making. You're no better off with this card until $150K, which just so happens to be the cap, which means you can NEVER do better with this card, regardless of you earning 600K MR or not.

One is Penfed.
What's your MS expense ratio?

I'd think that <1.14% is highly attainable if you don't live in an MS desert.

At that fee structure, you're looking at costs of $1,710 for MS  + $295 for the annual fee.

How is $2,005 for 600k MR yawn worthy?
Risk is opportunity

Offline ChaimMoskowitz

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Re: BGR will be relaunched with new benefits
« Reply #18 on: November 07, 2018, 01:58:52 PM »
Think so.

Propel combined with WF Visa can give 5.25% CB towards travel with $0 AF.
I understand what other cards can do. Was just pointing out you can't MS the PF 5x card. This is a worthy card to add. It isn't a binary decision.
I just found a new supply of forks!

Offline AJK

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Re: BGR will be relaunched with new benefits
« Reply #19 on: November 07, 2018, 02:00:51 PM »
What's your MS expense ratio?

I'd think that <1.14% is highly attainable if you don't live in an MS desert.

At that fee structure, you're looking at costs of $1,710 for MS  + $295 for the annual fee.

How is $2,005 for 600k MR yawn worthy?

You're missing the point. The "expense ratio" is the same regardless.  We're arguing about which of two houses on the same block to buy, and you're saying, "but what about the weather?"

The point is that it's all relative.

Someone coming out and offering 6x on airfare for $1000 AF is only exciting if you look at the first number and completely disregard the second.  Currently can get 5X for $0 AF, so offering 4X for $295 is yawn-worthy.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper