Author Topic: Barclays shutting u down  (Read 4830 times)

Offline sam28

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Barclays shutting u down
« on: November 28, 2018, 01:35:49 PM »
A friend of mine got shout down all of his Barclays card he was swiping allot and paid in full each months for the last 5 years . they are saying because of the history of usage . is there anything he can do  about it ?

they also shout down his wife  account on the same address .

Offline ChaimMoskowitz

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Re: Barclays shutting u down
« Reply #1 on: November 28, 2018, 02:04:13 PM »
Was he charging more than his CL each month?
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Offline sam28

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Re: Barclays shutting u down
« Reply #2 on: November 28, 2018, 03:48:56 PM »
Was he charging more than his CL each month?

some times . is it a problem ?

Offline ChaimMoskowitz

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Re: Barclays shutting u down
« Reply #3 on: November 28, 2018, 03:50:09 PM »
some times . is it a problem ?
Not real familiar with Barclays. Maybe others will join in.
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Offline shulem92

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Re: Barclays shutting u down
« Reply #4 on: November 28, 2018, 04:09:39 PM »
A friend of mine got shout down all of his Barclays card he was swiping allot and paid in full each months for the last 5 years . they are saying because of the history of usage . is there anything he can do  about it ?

they also shout down his wife  account on the same address .
wait 2 years and apply again. when they auto-deny you send in a good letter explaining why they should accept you.
no amount of HUCA'ing will help you get reinstated if they deemed you a credit risk. (unless it was truly a mistake...)
im talking from experience

Offline sam28

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Re: Barclays shutting u down
« Reply #5 on: November 28, 2018, 04:39:24 PM »
wait 2 years and apply again. when they auto-deny you send in a good letter explaining why they should accept you.
no amount of HUCA'ing will help you get reinstated if they deemed you a credit risk. (unless it was truly a mistake...)
im talking from experience
wow so now they need to wait 2 years ? why do they close in the first place ? they credit are the best ?

Offline noturbizniss

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Re: Barclays shutting u down
« Reply #6 on: November 29, 2018, 06:26:11 AM »
Happened to me 2nyears ago. I was churning my cl a couple times a month. Luckily they let me cash out my rewards balance.
READ THE DARN WIKI!!!!

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Online S209

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Re: Barclays shutting u down
« Reply #7 on: November 29, 2018, 01:02:25 PM »
wow so now they need to wait 2 years ? why do they close in the first place ? they credit are the best ?
They don't just look at your actual cedit, they look at you overall whether you're an asset or liability to the company. FICO isn't everything. Cycling your cedit limit regularly can be a severe red flag.
Quote from: YitzyS
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Offline rileywiles23

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Re: Barclays shutting u down
« Reply #8 on: November 29, 2018, 05:03:17 PM »
This just happened to me as well. High spending w/o even cycling my credit lines.
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Offline Boruch999

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Re: Barclays shutting u down
« Reply #9 on: November 29, 2018, 06:29:33 PM »
This just happened to me as well. High spending w/o even cycling my credit lines.
MS or reg

Offline smaxber

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Re: Barclays shutting u down
« Reply #10 on: November 30, 2018, 12:30:33 AM »
Happened to me 2nyears ago. I was churning my cl a couple times a month. Luckily they let me cash out my rewards balance.

Lucky. They didn't let me cash out :/

Any luck with them since?

Offline sam28

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Re: Barclays shutting u down
« Reply #11 on: December 01, 2018, 07:12:45 PM »
So i guess they don't like when u use they card to the max evan u pay it in full.

Offline Dan

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Re: Barclays shutting u down
« Reply #12 on: December 01, 2018, 07:13:45 PM »
Nothing new there. Read the old DDMS post on what not to do.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline sam28

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Re: Barclays shutting u down
« Reply #13 on: December 02, 2018, 05:30:02 AM »
Nothing new there. Read the old DDMS post on what not to do.
A link please.?  I never new Barclays will shut u down for that .

Offline Dan

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Re: Barclays shutting u down
« Reply #14 on: December 02, 2018, 05:49:49 PM »
A link please.?  I never new Barclays will shut u down for that .
Not specifically Barclays, just in the general what not to do post:
https://www.dansdeals.com/credit-cards/what-not-to-do/
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline ChaimMoskowitz

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Re: Barclays shutting u down
« Reply #15 on: December 02, 2018, 05:51:32 PM »
Not specifically Barclays, just in the general what not to do post:
https://www.dansdeals.com/credit-cards/what-not-to-do/
An updated post would be a great help.  ;)
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Offline Dan

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Re: Barclays shutting u down
« Reply #16 on: December 02, 2018, 05:58:11 PM »
An updated post would be a great help.  ;)
Start a thread here on what not to do.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline as2

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Re: Barclays shutting u down
« Reply #17 on: December 02, 2018, 06:45:41 PM »
Start a thread here on what not to do.
https://forums.dansdeals.com/index.php?topic=99077.new#new


There you go. Might want to move it to the CC board, wasn't sure.
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Offline ChaimMoskowitz

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Re: Barclays shutting u down
« Reply #18 on: December 02, 2018, 06:50:38 PM »
There you go. Might want to move it to the CC board, wasn't sure.
CC board would make more sense.
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Offline as2

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Re: Barclays shutting u down
« Reply #19 on: December 02, 2018, 06:52:33 PM »
CC board would make more sense.
True, I just figured it was a good beginners resource. Well, up to the mods now.
Memories last forever, make them while you can.