Topic Wiki

For All
Do NOT swipe at your own, or a related business.

Amex
- Ramp up slowly to avoid a FR

Chase
- No MO deposits
- No payments made by third parties


Barclay
- Cycling CL
« Last edited by Yehuda25 on January 07, 2019, 11:28:35 PM »

Author Topic: The "Don't Dos" of Credit Cards  (Read 10713 times)

Offline pointer

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2018
  • Posts: 1537
  • Total likes: 289
  • DansDeals.com Hat Tips 20
    • View Profile
  • Location: United States
Re: The "Don't Dos" of Credit Cards
« Reply #80 on: September 05, 2019, 01:42:05 PM »
Does it still work?
last I tried was SEP. 2018. worked.

Offline chief_mag

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Feb 2019
  • Posts: 363
  • Total likes: 67
  • DansDeals.com Hat Tips 1
    • View Profile
Re: The "Don't Dos" of Credit Cards
« Reply #81 on: September 05, 2019, 08:11:31 PM »


Now take someone else who’s had a great relationship with the bank for years. Once he made a payment not realizing that a check deposited days earlier hadn’t cleared yet. Relationship over.
I made a mistake when entering my Bank Account details and had a payment returned. I fixed it immediately, but based on this conversation, I'm getting nervous.

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 21058
  • Total likes: 4415
  • DansDeals.com Hat Tips 12
    • View Profile
Re: The "Don't Dos" of Credit Cards
« Reply #82 on: September 05, 2019, 08:26:17 PM »
I made a mistake when entering my Bank Account details and had a payment returned. I fixed it immediately, but based on this conversation, I'm getting nervous.
According to some here you’re a big risk to the bank & should be shut down.

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 12185
  • Total likes: 4296
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
Re: The "Don't Dos" of Credit Cards
« Reply #83 on: September 05, 2019, 08:40:00 PM »
According to some here you’re a big risk to the bank & should be shut down.
Who said a person should be shutdown for a returned payment?
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline Yehudaa

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Mar 2018
  • Posts: 2946
  • Total likes: 1463
  • DansDeals.com Hat Tips 109
    • View Profile
  • Location: YYZ

Offline CountValentine

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Mar 2013
  • Posts: 12185
  • Total likes: 4296
  • DansDeals.com Hat Tips -1
  • Gender: Female
    • View Profile
  • Location: Poland - Exiled
  • Programs: DAOTYA, DDF Level 3, 5K Lounge
You're so far up Trump's a** you can see Giuliani's feet.  HT Baruch

Offline db23

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2014
  • Posts: 435
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
  • Programs: delta platinum,total rewards diamond,hilton diamond,whyndam diamond,bonvoy gold, hertz president circle
Re: The "Don't Dos" of Credit Cards
« Reply #86 on: September 06, 2019, 03:51:42 PM »
Tell it to the banks.

i agree i dont get it either.

is cycling a huge trigger for shut downs?

i have a 7 amex cards that ive spent close to 300k this year. been cycling a little each month, maybe 1 or 2 times on like 1 or 2 cards. nothing crazy. you think that's an issue?

they claim im a "valued customer" i guess you are until they hit you over the head with a sledgehammer and its lights out for you!

my reserve delta card, i want to make platinum so i spent like $40,000 in 2 months and orig it got reviewed for gaming the system, even though no pop up and miles posted to my statement first two months. now they promised me my on chat that my miles was in transfer as of yesterday. then it still didnt post so i chatted gain and they finally told me on aug 27 my account was into yet another review to see if all myb purchases in the promo period was legit (they are). and that itll take another 6-8 weeks..very frustrating. its been 2 months and i havent gotten neither the 75k bonus,10k mqm bonus nor the 15k mqm boost. also i didnt get the 40k miles or so that i actually earned on spend.

you think is should be worried on that review to see if my purchases was legit? they were, im just thinking i did so much spending in such a small period of time.

amex has become so strict its not even funny.