The "Don't Dos" of Credit Cards

[IGBES]

i always call with *67

For what reason?

[shulem92]

For what reason?

not always, sorry. whenever im calling for my wife

[davidrotts63]

not always, sorry. whenever im calling for my wife

At this point all the banks are pretty sure my mother sounds like a man, and if a woman called they'd probably fraud it

[ExGingi]

i always call with *67 and they confirm by sending a one time code to the phone number on file

*67 makes a difference for toll-free numbers?

[ChaimMoskowitz]

*67 makes a difference for toll-free numbers?

Not unless something changed.

[davidrotts63]

Not unless something changed.

Amex doesn't pull up my account when dialing *67

[a good yeshiva bachur]

not always, sorry. whenever im calling for my wife

At this point all the banks are pretty sure my mother sounds like a man, and if a woman called they'd probably fraud it

nowadays it does matter what you sound like....

[Eliyohu]

Did you ramp up slowly? I have hundreds on data points on this one.

Can you share some of the main ones?

[ChaimMoskowitz]

Can you share some of the main ones?

Cycling the CL is not an issue. If you can pass a FR you don't even need to ramp up.

[tzifanya54]

Did you ramp up slowly? I have hundreds on data points on this one.

I think so, but possibly not, it was quite a few years ago. From what I do recall though I let the balance sit for a bit with the full line maxed out before paying, that's likely what did me in.

[shulem92]

*67 makes a difference for toll-free numbers?

i believe it does, because i have never received the standard "we see you are calling from a number that matches your account..."
My theory is that even though toll free numbers get the ANI version of your phone number, i think they are set up to receive it as CNID numbers which is the standard "caller id". so technically they can get your info, but being that their systems arent set up for that , they wont actually see it in their systems...

[chayal101]

nowadays it does matter what you sound like....

Citi rep said something about voice verification, but I've always spoken for my husband across all banks and they just correct themselves from saying Mr. To Ma'am...

[a good yeshiva bachur]

Citi rep said something about voice verification,

no need to opt in to that

[LoLo]

Not sure it's still optional.

[chayal101]

no need to opt in to that

I don't believe I was given a choice...

[Naftuli19]

Citi rep said something about voice verification, but I've always spoken for my husband across all banks and they just correct themselves from saying Mr. To Ma'am...

Chase has it as well, i've called in for my wife, mother, sisters they just change to Ma'am with a weird smirk on their face  !

[unavailable]

Chase has it as well, i've called in for my wife, mother, sisters they just change to Ma'am with a weird smirk on their face  !

you can see them?

[myi]

you can see them?

you can't?

[Muhammad]

you can see them?

you never heard a smirk?

[gozalim]

Chase - No MO deposits or third party payments.

are 3rd party checks an issue across most banks? or is this just part of chase's general paranoia (like with cash)?

Do we have DP on 3rd party payments with other banks?
Amex?
Boa? (teller vs. atm)?
Citi? Elan?

ETA:

Citi, and BOA as well.