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Do NOT swipe at your own, or a related business.

Amex
- Ramp up slowly to avoid a FR

Chase
- No MO deposits
- No payments made by third parties


Barclay
- Cycling CL
« Last edited by Yehuda25 on January 07, 2019, 11:28:35 PM »

Author Topic: The "Don't Dos" of Credit Cards  (Read 3876 times)

Offline shulem92

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Re: The "Don't Dos" of Credit Cards
« Reply #30 on: December 04, 2018, 05:22:02 PM »
*67 makes a difference for toll-free numbers?
i believe it does, because i have never received the standard "we see you are calling from a number that matches your account..."
My theory is that even though toll free numbers get the ANI version of your phone number, i think they are set up to receive it as CNID numbers which is the standard "caller id". so technically they can get your info, but being that their systems arent set up for that , they wont actually see it in their systems...

Offline chayal101

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Re: The "Don't Dos" of Credit Cards
« Reply #31 on: December 18, 2018, 08:17:18 PM »
nowadays it does matter what you sound like....
Citi rep said something about voice verification, but I've always spoken for my husband across all banks and they just correct themselves from saying Mr. To Ma'am...
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Offline a good yeshiva bachur

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Re: The "Don't Dos" of Credit Cards
« Reply #32 on: December 19, 2018, 06:43:08 AM »
Citi rep said something about voice verification,
no need to opt in to that

Offline LoLo

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Re: The "Don't Dos" of Credit Cards
« Reply #33 on: December 19, 2018, 09:18:30 AM »
Not sure it's still optional.

Offline chayal101

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Re: The "Don't Dos" of Credit Cards
« Reply #34 on: December 19, 2018, 10:09:56 AM »
no need to opt in to that
I don't believe I was given a choice...
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Offline Naftuli19

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Re: The "Don't Dos" of Credit Cards
« Reply #35 on: March 12, 2019, 03:11:54 PM »
Citi rep said something about voice verification, but I've always spoken for my husband across all banks and they just correct themselves from saying Mr. To Ma'am...
Chase has it as well, i've called in for my wife, mother, sisters they just change to Ma'am with a weird smirk on their face  ???!
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Offline unavailable

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Re: The "Don't Dos" of Credit Cards
« Reply #36 on: March 12, 2019, 08:48:59 PM »
Chase has it as well, i've called in for my wife, mother, sisters they just change to Ma'am with a weird smirk on their face  ???!
you can see them?

Offline myi

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Re: The "Don't Dos" of Credit Cards
« Reply #37 on: March 13, 2019, 02:09:26 AM »
Don't try to be someone else , be who you are because everyone else is taken.

Offline Muhammad

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Re: The "Don't Dos" of Credit Cards
« Reply #38 on: March 13, 2019, 04:44:32 AM »
you can see them?
you never heard a smirk?

Offline gozalim

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Re: The "Don't Dos" of Credit Cards
« Reply #39 on: May 08, 2019, 05:20:25 PM »
Chase - No MO deposits or third party payments.
are 3rd party checks an issue across most banks? or is this just part of chase's general paranoia (like with cash)?

Do we have DP on 3rd party payments with other banks?
Amex?
Boa? (teller vs. atm)?
Citi? Elan?

ETA:
Citi, and BOA as well.
« Last Edit: May 08, 2019, 05:27:06 PM by gozalim »

Offline ludmila

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Re: The "Don't Dos" of Credit Cards
« Reply #40 on: May 08, 2019, 05:42:38 PM »
My bank takes money orders and third party checks in both my business and personal accounts. I do most of it in the business account. The previous bank I used five years ago closed my accounts because of too high caah and money order deposits in a business account, and all was legitimate business deposits. So banks have different tolerance to such issues.
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Offline Mo2

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Re: The "Don't Dos" of Credit Cards
« Reply #41 on: May 08, 2019, 06:17:21 PM »
are 3rd party checks an issue across most banks? or is this just part of chase's general paranoia (like with cash)?

Do we have DP on 3rd party payments with other banks?
Amex?
Boa? (teller vs. atm)?
Citi? Elan?

ETA:
A family member of mine had their Amex shut bc of 3rd party paying the credit card bill

Offline Denverite

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Re: The "Don't Dos" of Credit Cards
« Reply #42 on: May 09, 2019, 05:07:57 PM »
Sorry if this is a newbie question or this is the wrong thread for this. I've gotten tons of credit cards and points but this is my first time "churning" a card to get a benefit for a second time.  I just closed my United credit card and now want to reapply to get the 60k point bonus.  If I closed my card today, do I need to wait a certain amount of time for applying for the new one?

Offline zagguru

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Re: The "Don't Dos" of Credit Cards
« Reply #43 on: May 09, 2019, 05:09:56 PM »
Chase - No MO deposits or third party payments.
Wiki added.

Does 3rd party include bank account of spouse?

Offline tzifanya54

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Re: The "Don't Dos" of Credit Cards
« Reply #44 on: May 09, 2019, 05:21:16 PM »
Does 3rd party include bank account of spouse?
No thatís fine.