Author Topic: credit card generator  (Read 5764 times)

Offline S209

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Re: credit card generator
« Reply #20 on: December 13, 2018, 10:28:25 PM »
Another thing- with lots of these systems, you can keep funding the card if you’d like, and stop if you’d like as well. So it’s more like cancelling a card after payment for future payments on a purchase you don’t want (instead of just cancelling directly), than actually presenting a bad check/fake card, which i don’t believe is illegal at all.

Again, I don’t know. Just making the case.
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Offline zh cohen

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Re: credit card generator
« Reply #21 on: December 13, 2018, 11:52:19 PM »
Got it.
The point in using a fake card is in case you forget you don't want to pay, correct? The intent is obvious.

Is this different (morally) than using a virtual card from Citi?

Offline ChaimMoskowitz

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Re: credit card generator
« Reply #22 on: December 14, 2018, 12:17:09 AM »
In my case, yes. But you’re not looking to actually get or use goods or services with that fake card, you just don’t want to be trapped into paying for something you’re not using if you forget. Of course, if you finish the trial and keep utilizing the service, you’d have to update with a real card.

Doesn’t that sound somewhat different?
I know you feel you are being trapped but that is not the case. If you forgot to cancel you still are required to pay.
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Offline ChaimMoskowitz

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Re: credit card generator
« Reply #23 on: December 14, 2018, 12:17:46 AM »
Is this different (morally) than using a virtual card from Citi?
Of course not.
I just found a new supply of forks!

Offline S209

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Re: credit card generator
« Reply #24 on: December 14, 2018, 12:42:55 AM »
Is this different (morally) than using a virtual card from Citi?
That’s exactly what we’re talking about, using a virtual card number
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Offline S209

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Re: credit card generator
« Reply #25 on: December 14, 2018, 12:43:53 AM »
Is this different (morally) than using a virtual card from Citi?
Dan has advocated doing this multiple times on DDMS (such as to sign up for credit monitoring). Do you think he was advocating an illegal act?
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Online ckmk47

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Re: credit card generator
« Reply #26 on: December 14, 2018, 12:50:33 AM »
I know you feel you are being trapped but that is not the case. If you forgot to cancel you still are required to pay.
Sirius XM radio.  I get the introductory/ special of the day price for the next 6 months. I tell them to remove my cc from the file.  Although I get an email that my 6 months is up and I will be billed, I neglect to call.  Then I get a bill that is due for services rendered - for an extra month of Serius radio. 
Then I call and get a new 'special of the day' rate and get the overdue bill dismissed.  So they've trained me not to call when they give me the warning email.
My favorite cause: cssy.org

Offline ChaimMoskowitz

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Re: credit card generator
« Reply #27 on: December 14, 2018, 12:56:22 AM »
We can all come up with things in our own minds to justify things we do. That doesn't change the facts. 
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Offline S209

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Re: credit card generator
« Reply #28 on: December 14, 2018, 01:37:26 AM »
We can all come up with things in our own minds to justify things we do. That doesn't change the facts.
This is very true. Of everything in life.
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Offline S209

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Re: credit card generator
« Reply #29 on: December 14, 2018, 01:37:53 AM »
We all do come up with things in our own minds to justify things we do. That doesn't change the facts.
FTFY
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Offline S209

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Offline ChaimMoskowitz

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Re: credit card generator
« Reply #31 on: December 14, 2018, 07:09:52 AM »
I just found a new supply of forks!

Offline AussieMan

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Re: credit card generator
« Reply #32 on: December 14, 2018, 08:59:46 AM »
@ChaimMoskowitz your assumption is that it's fraud. Accordingly, any justifiable intentions won't change the fact that it's fraud. They will just explain why it *may* not be immortal to commit the fraud (since no one is losing any money).

However, the question is also on your assumption
Are you positive that it is actually fraud to give a credit card with no funds. Do their terms and conditions say that there must be a sufficient credit line?
Is it fraud if you give a card with $100 credit limit, when the monthly billing is $110?

If you forgot to cancel you still are required to pay.
Obviously if they bill you for the next month and you decide not to pay it's fraud, but if they choose to cancel your subscription instead that's their decision.
« Last Edit: December 14, 2018, 09:31:59 AM by AussieMan »

Offline zh cohen

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Re: credit card generator
« Reply #33 on: December 14, 2018, 10:27:24 AM »
That’s exactly what we’re talking about, using a virtual card number

No, the virtual cards are valid card that are limited (by time or amount). The OP asked about using a fake card number that will get by the verification like this site provides;

like http://card-generator.com/

Offline ChaimMoskowitz

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Re: credit card generator
« Reply #34 on: December 14, 2018, 10:28:41 AM »
@ChaimMoskowitz your assumption is that it's fraud. Accordingly, any justifiable intentions won't change the fact that it's fraud. They will just explain why it *may* not be immortal to commit the fraud (since no one is losing any money).

However, the question is also on your assumption
Are you positive that it is actually fraud to give a credit card with no funds. Do their terms and conditions say that there must be a sufficient credit line?
Is it fraud if you give a card with $100 credit limit, when the monthly billing is $110?
Obviously if they bill you for the next month and you decide not to pay it's fraud, but if they choose to cancel your subscription instead that's their decision.
I get what you are saying and we can play this game forever. You are giving them a fake CC, PERIOD!!! Intent is pretty clear unless you just fell off the turnip truck.  :)
Is it illegal, fraud, immoral or unethical? Each person can decide that on their own.
I just found a new supply of forks!

Offline AussieMan

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Re: credit card generator
« Reply #35 on: December 14, 2018, 10:33:32 AM »
Is it illegal, fraud, immoral or unethical? Each person can decide that on their own.
So you agree that other people can have a different option than you.
Nice

Offline ChaimMoskowitz

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Re: credit card generator
« Reply #36 on: December 14, 2018, 10:36:17 AM »
So you agree that other people can have a different option than you.
Nice
Of course, what ever gave you the idea they didn't?
That still doesn't change the fact of what it is.  :)
I just found a new supply of forks!

Offline S209

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Re: credit card generator
« Reply #37 on: December 16, 2018, 03:08:01 AM »
No, the virtual cards are valid card that are limited (by time or amount). The OP asked about using a fake card number that will get by the verification like this site provides;
Someone mentioned privacy.com, and I assumed that’s what this site provides as well. Privacy.com is identical to what Citi offers, limited by time or amount.

I was under the impression that that’s what we were debating all along.

Weren’t we?
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Offline Live N Learn

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Re: credit card generator
« Reply #38 on: December 16, 2018, 05:14:23 AM »
Eno from Capital One works great, only downside is that it's only available as a browser extention.
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Offline yesitsme

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Re: credit card generator
« Reply #39 on: December 16, 2018, 07:52:47 AM »
There are 3 most common payment methods
  • Cash
  • Check
  • Credi Card

There are a few Isues when you make a fake one
  • Counterfeit
  • Stealing from others
  • Midvar Sheker Tirchuk

Quote
Whoever, with intent to defraud, falsely makes, forges, counterfeits, or alters any obligation or other security of the United States, shall be fined under this title or imprisoned not more than 20 years, or both.
Cash is a government document therefor it violates the law even if you don't use it anywhere just be reproducing with intent to defraud you're doing a crime,

Checks is not a government document you can print out from your printer whatever checks you like but don't try to do business with it,

Credit Card is not a government property if you use someone elses CC you're stealing from the CC owner or CC issuer, if you use a fake CC the one who took the card on file is a nutcase for not checking since there's a way to do it easily you get a response on the spot versus checks you wait 2 days till it clears, if you use a one time cc generator similar to City i would compare it to a ad blocker ext on your browser.
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