Author Topic: AMEX CLAWBACK ADVICE  (Read 9333 times)

Offline theyankel

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Re: AMEX CLAWBACK ADVICE
« Reply #20 on: February 20, 2019, 09:47:51 AM »
+1 Can't think of any.
What might those be?
extended warranty, return protection

Offline lazertek

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Re: AMEX CLAWBACK ADVICE
« Reply #21 on: February 20, 2019, 09:59:25 AM »
u can have those benefits on a no af card.
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Offline ludmila

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Re: AMEX CLAWBACK ADVICE
« Reply #22 on: February 20, 2019, 03:12:24 PM »
u can have those benefits on a no af card.
Correct, on all no AF cards such as ED etc
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Offline Hamavin

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Re: AMEX CLAWBACK ADVICE
« Reply #23 on: February 20, 2019, 03:39:29 PM »
Is there clawback on spg luxury? Is there what to downgrade it to?

Offline theyankel

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Re: AMEX CLAWBACK ADVICE
« Reply #24 on: February 20, 2019, 04:16:34 PM »
Correct, on all no AF cards such as ED etc
my no AF cards are currently carrying promo balances. i paid the fee already. might as well keep it open. and got 40k for NOT upgrading so no harm. i will look at it again when the time comes

Offline as2

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Re: AMEX CLAWBACK ADVICE
« Reply #25 on: February 20, 2019, 08:23:06 PM »
u can have those benefits on a no af card.
Not a charge card...
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Offline elimmm

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Re: AMEX CLAWBACK ADVICE
« Reply #26 on: February 23, 2019, 10:30:22 PM »
Are they now doing clawbacks to anyone who downgrades bus plat to green after bonus?

Offline Hershelsdeals

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Re: AMEX CLAWBACK ADVICE
« Reply #27 on: February 24, 2019, 01:06:34 AM »
Are they now doing clawbacks to anyone who downgrades bus plat to green after bonus?
Yes

Offline Yehuda25

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Re: AMEX CLAWBACK ADVICE
« Reply #28 on: February 24, 2019, 08:31:16 AM »
“To avoid criticism say nothing, do nothing, be nothing.”


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Offline mmgfarb

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Re: AMEX CLAWBACK ADVICE
« Reply #29 on: February 24, 2019, 09:10:29 AM »
downgraded before 1 year I assume?
Yes
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Offline elimmm

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Re: AMEX CLAWBACK ADVICE
« Reply #30 on: February 24, 2019, 09:17:45 AM »
Yes
How long after the upgrade can you safely downgrade to keep the bonus points? Any data points or related links to research the likelihood? Do they do this particular clawback even after points have been used?

Offline theyankel

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Re: AMEX CLAWBACK ADVICE
« Reply #31 on: February 25, 2019, 11:01:09 AM »
How long after the upgrade can you safely downgrade to keep the bonus points? Any data points or related links to research the likelihood? Do they do this particular clawback even after points have been used?
dont know about if points were used but the general consensus is to keep  the account open at least 12 billing cycles

Offline mahnishma

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Re: AMEX CLAWBACK ADVICE
« Reply #32 on: May 07, 2019, 01:19:59 PM »
Amex just clawed back 100k points puting me in a negative,  where i upgraded my 2 business platinums almost a year ago and was recently billed the $595 fee on both cards.  I called to downgrade due to the fee,  there was no disclosure I would lose any points.
Anything i can do at this point?
Thanks!

Offline theyankel

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Re: AMEX CLAWBACK ADVICE
« Reply #33 on: May 07, 2019, 05:10:28 PM »
DATA POINT

last year i upgraded my first year no annual fee delta gold to a targeted platinum upgrade

it bills by membership year so i was just assessed $95

called to discuss and was told that next month, one year or so after upgrade, i would be pro rated credit for the remaining term of gold and pro rated billed for remaining year of platinum

i was also advised that i can elect to call back after the plat fee is billed to downgrade back to gold or even the blue to have the AF (balance) credited - being that it would be at least 12 months since i got the bonus.


Offline Mo2

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Re: AMEX CLAWBACK ADVICE
« Reply #34 on: May 07, 2019, 10:14:38 PM »
DATA POINT

last year i upgraded my first year no annual fee delta gold to a targeted platinum upgrade

it bills by membership year so i was just assessed $95

called to discuss and was told that next month, one year or so after upgrade, i would be pro rated credit for the remaining term of gold and pro rated billed for remaining year of platinum

i was also advised that i can elect to call back after the plat fee is billed to downgrade back to gold or even the blue to have the AF (balance) credited - being that it would be at least 12 months since i got the bonus.
Thanks.
1. were you charged $195 when you upgraded to the Plat?
2. when you upgraded, what bonus did you receive?
3. how were you targeted? email? online?
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Offline Yaalili

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Re: AMEX CLAWBACK ADVICE
« Reply #35 on: December 21, 2022, 10:57:53 PM »
Just got into this situation myself today.

In early March 2021 (9 months ago), I upgraded my Everyday card to the Everyday Preferred for a 40,000 bonus after spending $2,000. I was billed at the time an annual fee which was pro-rated to my card membership year, about $60. Last week, I had the $95 fee billed to my account, and without much thought into it - or how long ago I got the upgrade offer - I chatted to downgrade the card.

This morning I got an email, that the 40,000 bonus points were removed from my account, and my account is now in the negative as a result. Chatted and called Amex but not getting anywhere. Anyone had success with getting Amex to reinstate the clawback points. If there are not reinstated, anyone have experienced with negative balance accounts, will Amex charge for those?

Online LoLo

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Re: AMEX CLAWBACK ADVICE
« Reply #36 on: December 22, 2022, 12:24:30 AM »
Iirc, they won't charge.

Offline StoreLeor

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Re: AMEX CLAWBACK ADVICE
« Reply #37 on: December 27, 2022, 05:32:29 AM »
Has anybody dealt with a similar issue:
I opened a BIZ Gold with 90K point SUB.
After reaching the spend threshold, I had some purchases refunded, which put my total spend under the requisite $10k needed for the SUB
I was not intending to "game the system" in any way.
Yesterday, after the 3 month time period had ended I received an email from AMEX that they were taking away some of my points.
Lo and behold all 90k points from the SUB disappeared just like that.
I submitted a request to AMEX to look into this case, but I'm not very hopeful.
Does anybody have any advice on what I can do?
Thank you!

Offline S209

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Re: AMEX CLAWBACK ADVICE
« Reply #38 on: December 27, 2022, 12:08:03 PM »
Has anybody dealt with a similar issue:
I opened a BIZ Gold with 90K point SUB.
After reaching the spend threshold, I had some purchases refunded, which put my total spend under the requisite $10k needed for the SUB
I was not intending to "game the system" in any way.
Yesterday, after the 3 month time period had ended I received an email from AMEX that they were taking away some of my points.
Lo and behold all 90k points from the SUB disappeared just like that.
I submitted a request to AMEX to look into this case, but I'm not very hopeful.
Does anybody have any advice on what I can do?
Thank you!
Likely nothing. You didn’t meet the spend. If you want to know what you could have done for next time you could have purchased more after the 3 months before the returns hit, I believe that still works (useful as a way of extending the 3 months).
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