What Credit Cards Do You Pay An Annual Fee On?

[AJK]

I'll start.

Card -- Annual Fee -- Rationale

AMEX Hilton Surpass       -- $75       -- $40K spend = DIA status
Barclay Old US Airways    -- $89       -- 10K awarded on anniversary, so buying at $0.0089/point, a good deal IMO
BoA   Alaska                      -- $75       -- very large limit good for large spending
Chase Ink Plus                 -- $95       -- 5x
AMEX PRG                       -- $95       -- 3x on airlines/2x on gas/groceries and no forex
Chase Sapphire Preferred -- $95       -- primary CDW, 2x on dining/travel

Total = $524 (which is more than I thought I spent)

What about you?

(Please try to use the above format to keep the thread clean and readable!)

[SearchGuy]

SPG $95 Comes with all Amex benefits I found this card to contain better offers than others, I am already a couple of thousand minus the AF from this years offers
ink $95

Citi Prestige $450 "great retention bonus", lounge access for the whole family + 2 guest, AA club entrance, $250 annual airline credit on any airline purchase, 3x on airfare, travel agents and hotels, 1.6 cent value on AA redemptions

[Marco Polo]

This assuming you cannot get it waived?

Did you do something like this once before? Looks very familiar.

[AJK]

Did you do something like this once before? Looks very familiar.

Did I?

[Dr Moose]

Did I?

Yes I believe so.  Paging TimT

ETA http://forums.dansdeals.com/index.php?topic=51981.0

[AJK]

SPG $95
ink $95

Citi Prestige $450 "great retention bonus", lounge access for the whole family + 2 guest, AA club entrance, $250 annual airline credit on any airline purchase, 3x on airfare, travel agents and hotels, 1.6 cent value on AA redemptions

So much for following the format, eh? Card -- Annual Fee -- Rationale and then Total.

What was the retention bonus on Prestige?

[AJK]

Yes I believe so.  Paging TimT

ETA http://forums.dansdeals.com/index.php?topic=51981.0

You can't see the difference between those two threads?

[Aerial Dag]

Chase Ink Plus                 -- $95       -- 5x, UR Transferable
AMEX SPG                       -- $95       -- between all the offers I feel it's basically a $0 fee card
Citi Prestige                      -- $450    -- so far between $250 annual credit and 4th night free the card has paid for itself. Remains to be seen if this holds up
Chase Sapphire Preferred -- $95       -- 2x on dining which gets reimbursed by business. I prefer this over TY
CNB Crystal Infinte           -- $450      -- $500 incidental reimburse more than pays for itself

[Marco Polo]

that may have been it. Similar which is why I thought it was a repeat.

[TimT]

that may have been it. Similar which is why I thought it was a repeat.

You're probably thinking of this. Not by AJK though

[Dr Moose]

You can't see the difference between those two threads?

I can, though they are kind of similar. I'm just telling Marco Polo what he might be referring to.

[AJK]

Chase Ink Plus                 -- $95       -- 5x, UR Transferable
AMEX SPG                       -- $95       -- between all the offers I feel it's basically a $0 fee card
Citi Prestige                      -- $450    -- so far between $250 annual credit and 4th night free the card has paid for itself. Remains to be seen if this holds up
Chase Sapphire Preferred -- $95       -- 2x on dining which gets reimbursed by business. I prefer this over TY
CNB Crystal Infinte           -- $450      -- $500 incidental reimburse more than pays for itself

Almost perfect form! A-.

Just left out total which is $1235.

I have been debating that Crystal Infinite card... confirm it's $250 per card, even AU?

[dealfinder85]

Barclay Old US Airways    -- $89       -- 10K awarded on anniversary, so buying at $0.089/point, a good deal IMO

not sure anyone would agree to that
$0.0089/point on the other hand...   

[Aerial Dag]

Almost perfect form! A-.

Just left out total which is $1235.

I have been debating that Crystal Infinite card... confirm it's $250 per card, even AU?

Ahh so close 
Yup, confirmed that primary and AU were credited with $250 using PGGM. I can't promise the party will last and you obviously missed the 2015 boat but so far so good. If you do apply be prepared for a thorough financial review though.

[AJK]

not sure anyone would agree to that
$0.0089/point on the other hand...   

Yup. Fixed.

[AJK]

Ahh so close 
Yup, confirmed that primary and AU were credited with $250 using PGGM. I can't promise the party will last and you obviously missed the 2015 boat but so far so good. If you do apply be prepared for a thorough financial review though.

Yeah, so I've heard, but may be worth it...

[MC]

Chase Ink Plus                 -- $95       -- 5x
Chase UMPE                    -- $95       -- primary CDW/expanded availability and free luggage (those are more valuable to me than 2x on dining/travel, hence UMPE not SP)
Amex SPG                       -- $95       -- Starpoints value (BDE) and SBS (BDE), therefore will be cancelling this one before next AF hits

Total = $285 (which is less than I thought I spent)

[12HRS]

Chase Ink Plus                 -- $95       -- 5x
Chase UMPE                    -- $95       -- primary CDW/expanded availability and free luggage (those are more valuable to me than 2x on dining/travel, hence UMPE not SP)
Amex SPG                       -- $95       -- Starpoints value (BDE) and SBS (BDE), therefore will be cancelling this one before next AF hits

Total = $285 (which is less than I thought I spent)

little premature on the star points demise?

[David Smith]

What's with the inks and SP's? I'm not asking about their value, but if you're paying the AF that means going over a year without churning, which until recently there was no reason for. It sounds like you consistently pay the AF for these.

[eli1571]

Do you count cards on which retention bonus was received to keep it open ?