closing account

[rufieg3]

if i have a chase accoun t that i want 2 close and thus move the credit line to a new card. how do i do that? do i apply for new card and call to tell them to move credit line? but then they will have already pulled my credit or do i call new card app and apply on phone? or..

[sky121]

if i have a chase accoun t that i want 2 close and thus move the credit line to a new card. how do i do that? do i apply for new card and call to tell them to move credit line? but then they will have already pulled my credit or do i call new card app and apply on phone? or..

You can apply for a new Chase card (or cards with a 2bm) and then call in to have the credit line moved over if needed.

[rufieg3]

You can apply for a new Chase card (or cards with a 2bm) and then call in to have the credit line moved over if needed.

i may get appoved without moving the credit line yet i do want 2 close a specific account. wondering bedt way 2 do that

[sky121]

i may get appoved without moving the credit line yet i do want 2 close a specific account. wondering bedt way 2 do that

If you don't need to close the account down to get the new card(s) approved then you can just close them later on.

[rufieg3]

correct, but if i apply for a new card my credit is pulled, yet if i close old card and move credit line then no credit pull...thus the question of how to go about it. thx

[easy48]

correct, yet if i close old card and move credit line then no credit pull...thus the question of how to go about it. thx

AFAIK you make an incorrect assumption.  Applying for a new card, any way it is done will amount in a credit pull.  The way to do this is to apply online, go through the credit pull and then if not approved then call up and ask to move the credit line and close the old account.  If you do get approved without moving the credit then good for you and decide to cancel or not....

[compddd]

correct, but if i apply for a new card my credit is pulled, yet if i close old card and move credit line then no credit pull...thus the question of how to go about it. thx

Wrong. You will get a pull no matter what when applying for a new card.

[SGF]

If you don't need to close the account down to get the new card(s) approved then you can just close them later on.

If you close a card without moving you credit line over  basicly if you loose credit line with a bank it hurts your credit score