I was rejected on 8/22 due to 5/24 when I applied in branch. I had no CPC status and no pre-approval. I was told the decision was final. With nothing to lose, I went to another branch and asked to apply for CPC. I didn't meet the $250K requirement, but I was accepted anyway. The banker said CPC members get special treatment when it comes to bypassing 5/24 and today just called Chase for "special reconsideration" (a term he used). However, he just called me back and said that Chase no longer accepts banker calls for special recon, and that I had to call Chase.
When I called, the agent said that a decision of rejection had already been made, so I mentioned that my CPC banker told me that CPC members get special consideration. The agent then asked me some questions regarding income and occupation, put me on hold for about 5-10 minutes, then came back and said that I would get a decision in the mail in 1-2 wks. I again emphasized being CPC, and he said that’s the only reason I’m even getting a second look at this point.
I read one DP of someone else in a very similar situation whose new CPC banker was able to call (post-rejection) and get him approved. I'm wondering if there's something my CPC banker hasn't done.