API if a topic already exists for this. Looking for some CC advice
Current cards I have right now:
Chase:
Freedom Unlimted
Sapphire Preferred
Amex:
Amex Businees Platinum
Hilton Honors Business
Amazon Business Prime
Capital One:
Venture X
Should I close, or downgrade/cancel these two cards to avoid fee:?
Hilton Honors Business
Sapphire Preferred.
Should I downgrade the Sapphire Pref card to get rid of annual fee? Or is the preferred UR transfer rate enough of a reason to keep it going?
If downgrade, to what cards?
Separately --Also have spending to do. Re spending bonuses, I prioritize points value, not hotels etc. Is the Chase Ink Business Preferred (100k if spend $15k in 3 months) the best option right now?
TIA
