I registered in April, forgot about it and realized I never got the bonus. I called up and they initially gave me some story about how I never did a billpay, then spoke to a manager who said I actually had and that I should have gotten the bonus in November. I got a call from corporate apologizing, saying that the $300 would be deposited immediately and that they would deposit 1,000 points into my rewards account. Are they in breach of contract? How much more do you think I could get?