Author Topic: Opening Bank Account with Credit Card  (Read 7387 times)

Offline Shauly101

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Feb 2015
  • Posts: 615
  • Total likes: 49
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: לבי במזרח
  • Programs: Dirshu!
Re: Opening Bank Account with Credit Card
« Reply #40 on: August 17, 2015, 12:45:07 PM »
if ur looking for real answer there are threads covering it already...

this is a combo of the UPS+Ticketmaster MS

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #41 on: August 17, 2015, 07:34:14 PM »
Every bank and every card is different. Find one that works and use it a bunch of times, until it doesn't go through. Just keep your CA limit down so you won't get hit with fees if it fails, and don't use a citi cc. All data on this is all trial and error. This is only for lazy MSers, as it's rather limited and easily traceable.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5787
  • Total likes: 110
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
    • CardCenter - Discounted gift cards
Re: Opening Bank Account with Credit Card
« Reply #42 on: August 17, 2015, 07:53:37 PM »

Every bank and every card is different. Find one that works and use it a bunch of times, until it doesn't go through. Just keep your CA limit down so you won't get hit with fees if it fails, and don't use a citi cc. All data on this is all trial and error. This is only for lazy MSers, as it's rather limited and easily traceable.
I've used my citi card to find my citi bank account,
Life is as good as you make it...

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #43 on: August 17, 2015, 07:54:20 PM »
I've used my citi card to find my citi bank account,
No CA fees?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5787
  • Total likes: 110
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
    • CardCenter - Discounted gift cards
Re: Opening Bank Account with Credit Card
« Reply #44 on: August 17, 2015, 11:20:34 PM »
Life is as good as you make it...

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 7232
  • Total likes: 1099
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #45 on: August 18, 2015, 12:56:21 AM »
This is only for lazy MSers, as it's rather limited and easily traceable.
Is this based on your years of experience doing this?
I just found a new supply of forks!

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #46 on: August 18, 2015, 01:05:56 AM »
Is this based on your years of experience doing this?
Multiple times, and research.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 7232
  • Total likes: 1099
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #47 on: August 18, 2015, 01:07:12 AM »
Multiple times, and research.
IMHO you need to do more research. One prime example is you don't lower your CA limit when playing this game.
I just found a new supply of forks!

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #48 on: August 18, 2015, 01:10:12 AM »
IMHO you need to do more research.
I figured you'd say something like that. I'd rather give up the places that pend as CA and post as purchase, than have a normal CA limit and risk the fees in worst case scenario, even though I know I'm missing out. All research is fallible, and past data is subject to change, so I don't want to rely completely on other people's experiences. I haven't run out of banks that fit those guidelines yet.
« Last Edit: August 18, 2015, 01:15:39 AM by David Smith »
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline ChaimMoskowitz

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2014
  • Posts: 7232
  • Total likes: 1099
  • DansDeals.com Hat Tips 1
  • Gender: Female
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #49 on: August 18, 2015, 01:15:38 AM »
I figured you'd say something like that.
Just being honest. The biggest mistake is lowering your CA limit and wondering why it does not work. With proper research you can be 99% sure you will not be hit with a CA fee.
I just found a new supply of forks!

Offline DaveInLA

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2013
  • Posts: 512
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #50 on: August 18, 2015, 11:23:03 AM »
Just funded Citigold with BofA Alaska. It was a tedious process for me. Here's something I posted in another thread--

I used my wife's BofA Alaska card to fund her new Citigold account with $15k. I faxed in 1 request and then called in on the same day. Now when I check her BofA account, there's 1 completed charge of $15k (which was pending as of Friday) and 1 pending charge of $15k. Total credit used is $30k. I don't have access to Citi account to see how much is in there right now. My wife's BofA CL is $16k, CA limit at $200 only. Does this sound like a duplicate charge due to fax and call? Or is the pending likely to fall off soon? I understand Visa Signature cards can exceed CL easily. We called in to get auth for $15k only.
« Last Edit: August 18, 2015, 11:27:06 AM by DaveInLA »

Offline popcorn1508

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Sep 2012
  • Posts: 1602
  • Total likes: 6
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: usa
  • Programs: national executive elite, hertz presidents circle
Re: Opening Bank Account with Credit Card
« Reply #51 on: August 18, 2015, 01:04:01 PM »
Just funded Citigold with BofA Alaska. It was a tedious process for me. Here's something I posted in another thread--

I used my wife's BofA Alaska card to fund her new Citigold account with $15k. I faxed in 1 request and then called in on the same day. Now when I check her BofA account, there's 1 completed charge of $15k (which was pending as of Friday) and 1 pending charge of $15k. Total credit used is $30k. I don't have access to Citi account to see how much is in there right now. My wife's BofA CL is $16k, CA limit at $200 only. Does this sound like a duplicate charge due to fax and call? Or is the pending likely to fall off soon? I understand Visa Signature cards can exceed CL easily. We called in to get auth for $15k only.
Just ask you ups driver when he shows up today with the check.

Offline Shauly101

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Feb 2015
  • Posts: 615
  • Total likes: 49
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
  • Location: לבי במזרח
  • Programs: Dirshu!
Re: Opening Bank Account with Credit Card
« Reply #52 on: August 18, 2015, 05:10:41 PM »
Does LMCU bank work with UPS if yes its very easy to fund with them

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7119
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Opening Bank Account with Credit Card
« Reply #53 on: August 18, 2015, 05:35:09 PM »
Jesus H! How stupid are all of you! Un frigging believable!!
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline keemster26

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2330
  • Total likes: 38
  • DansDeals.com Hat Tips 5
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #54 on: August 18, 2015, 06:29:10 PM »
Jesus H! How stupid are all of you! Un frigging believable!!
+1. I think we need to start banning pple...

Offline Zkpncs48

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2013
  • Posts: 164
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Lakewood
Re: Opening Bank Account with Credit Card
« Reply #55 on: August 18, 2015, 06:59:35 PM »
Data point: I used chase ritz card to fund citigold and got hit with CA fees. I SMed to remove it and they did but Im still paying interest and no points :(

Offline eli1571

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2009
  • Posts: 2477
  • Total likes: 28
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Opening Bank Account with Credit Card
« Reply #56 on: August 18, 2015, 07:04:49 PM »
I've used my citi card to find my citi bank account,
how much did u fund ?

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5787
  • Total likes: 110
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
    • CardCenter - Discounted gift cards
Re: Opening Bank Account with Credit Card
« Reply #57 on: August 18, 2015, 08:23:10 PM »
Life is as good as you make it...