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Author Topic: Starwoods Credit Card VS. Starwoods Business Card  (Read 2325 times)

Offline SL123

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Starwoods Credit Card VS. Starwoods Business Card
« on: December 11, 2012, 01:40:46 PM »
I am applying for the Amex SPG card, the question is should I get the Amex SPG credit card or the Amex SPG business card? Is there really any big difference in the benefits they come with?
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Offline Red

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #1 on: December 11, 2012, 01:41:52 PM »
Quote from: SL123 on December 11, 2012, 01:40:46 PM
I am applying for the Amex SPG card, the question is should I get the Amex SPG credit card or the Amex SPG business card? Is there really any big difference in the benefits they come with?
Why not both?
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Offline Dan

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #2 on: December 11, 2012, 01:43:18 PM »
Quote from: Red on December 11, 2012, 01:41:52 PM
Why not both?
+1.
1 pull. Double the points.
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Offline sruly101

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #3 on: December 11, 2012, 01:54:09 PM »
Quote from: Dan on December 11, 2012, 01:43:18 PM
+1.
1 pull. Double the points.
Even 1 is personal and one business?? (chase,citi its 2 pulls)
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Offline Dan

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #4 on: December 11, 2012, 01:54:45 PM »
Quote from: sruly101 on December 11, 2012, 01:54:09 PM
Even 1 is personal and one business?? (chase,citi its 2 pulls)
With AMEX it's one pull.
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Offline sruly101

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #5 on: December 11, 2012, 01:57:17 PM »
Quote from: Dan on December 11, 2012, 01:54:45 PM
With AMEX it's one pull.
cool!! and double points to the same spg account?? can enter by both app the same spg account?
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Offline Dan

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #6 on: December 11, 2012, 01:58:07 PM »
Yes.
Yes.
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Offline sruly101

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #7 on: December 11, 2012, 01:58:42 PM »
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Offline SL123

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #8 on: December 11, 2012, 02:22:26 PM »
For those that don't know exactly what a pull is and why it might be bad, can you please explain.
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Offline Centurion

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #9 on: December 11, 2012, 08:29:36 PM »
search button.
a pull is when the credit burea "pulls" you information.
to many pulls will lower your score
lower score will lessen the ability to get further credit
happy chanukah
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Offline TC610

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #10 on: December 12, 2012, 10:20:45 PM »
Quote from: Dan on December 11, 2012, 01:54:45 PM
With AMEX it's one pull.

I got 2 pulls when I did this shortly after you posted about your 4BM.
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Offline Shmelly

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #11 on: December 12, 2012, 10:39:02 PM »
Quote from: Centurion on December 11, 2012, 08:29:36 PM
search button.

I doubt even a search would have explained what a pull is. Its the B in the ABCs of credit cards.
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Offline businessmachine

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #12 on: December 13, 2012, 12:11:11 AM »
Quote from: TC610 on December 12, 2012, 10:20:45 PM
I got 2 pulls when I did this shortly after you posted about your 4BM.


This is definitely YMMV

I somehow got three pulls out of an SPG personal plus business app...what's more- I got two pulls on transunion and one on experian event though I am based in NY
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Offline smart brit

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Re: Starwoods Credit Card VS. Starwoods Business Card
« Reply #13 on: December 13, 2012, 02:22:12 AM »
Quote from: Shmelly on December 12, 2012, 10:39:02 PM
I doubt even a search would have explained what a pull is. Its the B in the ABCs of credit cards.
+100
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