Welcome to PNC Bank. This chat may be monitored for quality assurance purposes. A Financial Sales Consultant will be with you shortly.
You are now chatting with 'Jean'. How may I assist you today?
Jean: Good evening and welcome to PNC Chat! I’m a PNC Senior Financial Sales Consultant located in Pittsburgh, Pennsylvania. I can open new accounts, complete account upgrades, apply for credit cards and loans. How may I help you this evening?
you: Hi, is there a hard credit report "pull" when opening a virtual wallet account?
Jean: Thank you for contacting PNC for your banking needs! A new account application requires a "soft" credit inquiry and Chex Systems verification.