CVS is advertising $5 in reward bucks when you use CVS card, basically a coupon for next purchase when you buy net spend prepaid debit card next week, 11/10-11/16. You can load up to $500. Fee is 4.95. So basically it's free. Not sure if there are any fees for loading. SO this may be option if they are out of vr. If anyone knows fees and if can be loaded at wallmart to bb please post.