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There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.

« Last edited by justmeha on Yesterday at 07:00:34 PM »

Author Topic: Credit Card Car Rental Insurance  (Read 134351 times)

Offline MLM

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Re: Credit Card Car Rental Insurance
« Reply #750 on: May 19, 2016, 02:26:41 PM »
I have a rental for next week in Israel from Hertz. Should I use SP or another card? I also have Diners'. Also, do I need a letter.

Thanks

Offline gozalim

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Re: Credit Card Car Rental Insurance
« Reply #751 on: May 30, 2016, 03:23:25 PM »
Amex claims dept. suggests that -having paid already- Hertz has no incentive to cooperate. they advise initiating a dispute simply to get the ball rolling.
Is that going to help? should I call hertz 1st? is that going to mean a blacklist regardless?
any experience?
Saga continues here
http://forums.dansdeals.com/index.php?topic=63122.msg1484739#msg1484739

Offline @Yehuda

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Re: Credit Card Car Rental Insurance
« Reply #752 on: June 02, 2016, 10:56:15 AM »
CC insurance always says you need to decline any CDW provided by the rental agency. What happens if you don't decline it and you c"v damage the car? How does the CC insurance find out if you declined the CDW?

Offline gozalim

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Re: Credit Card Car Rental Insurance
« Reply #753 on: June 02, 2016, 11:23:46 AM »
CC insurance always says you need to decline any CDW provided by the rental agency. What happens if you don't decline it and you c"v damage the car? How does the CC insurance find out if you declined the CDW?
they usually want a copy of the rental agreement

Offline @Yehuda

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Re: Credit Card Car Rental Insurance
« Reply #754 on: June 02, 2016, 11:26:54 AM »
they usually want a copy of the rental agreement
Thanks, so in a case where CDW is included automatically, I basically need to convince the agency to add into the agreement that I'm waiving/declining CDW. Maybe I can wait until after the rental and if there's c"v an issue, get them to do that.

Offline yakov116

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Re: Credit Card Car Rental Insurance
« Reply #755 on: June 02, 2016, 11:34:29 AM »
Thanks, so in a case where CDW is included automatically, I basically need to convince the agency to add into the agreement that I'm waiving/declining CDW. Maybe I can wait until after the rental and if there's c"v an issue, get them to do that.
Which compny is "making you" take cdw?
Money talks...mine says goodbye!

Offline @Yehuda

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Re: Credit Card Car Rental Insurance
« Reply #756 on: June 02, 2016, 12:24:52 PM »
Which compny is "making you" take cdw?
Private camper RV company internationally.

Offline yakov116

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Re: Credit Card Car Rental Insurance
« Reply #757 on: June 02, 2016, 01:20:15 PM »
Private camper RV company internationally.
Is it part of their rules?
Money talks...mine says goodbye!

Offline gozalim

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Re: Credit Card Car Rental Insurance
« Reply #758 on: June 02, 2016, 01:40:04 PM »
Thanks, so in a case where CDW is included automatically, I basically need to convince the agency to add into the agreement that I'm waiving/declining CDW. Maybe I can wait until after the rental and if there's c"v an issue, get them to do that.
I've seen some CC (don't remember now which) that specify decline CDW 'where possible' or something like that...

Offline mendyg

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Re: Credit Card Car Rental Insurance
« Reply #759 on: June 16, 2016, 10:51:34 AM »
Hi
I have a Bank Of America travel rewards card (visa).Im going on safari in south africa and am renting a car .If I  do not take the rental company's cover will my card cover damages and/or liability?? :-\ According to visas website i will be covered but i am still a bit skeptical about the reliability of their cover ...Please help !
Thanks
Mendy

Offline greatdeals

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Re: Credit Card Car Rental Insurance
« Reply #760 on: June 29, 2016, 11:51:20 AM »
which is the best card Amex PRG, United Explorer, or SP?
also is secondary card holder covered same as primary?
is it worth it to get the Amex premium car rental protection?


Offline marktrump

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Re: Credit Card Car Rental Insurance
« Reply #761 on: June 29, 2016, 03:25:01 PM »
which is the best card Amex PRG, United Explorer, or SP?
also is secondary card holder covered same as primary?
is it worth it to get the Amex premium car rental protection?
you can use the premium  and pay with a different  cc afterwards  if there  is  no  damage 

Offline eli1571

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Re: Credit Card Car Rental Insurance
« Reply #762 on: July 05, 2016, 06:49:24 PM »
Is the united explorer card the best for car rental insurance ?
Are au's covered as well ?

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #763 on: July 05, 2016, 06:50:42 PM »
Is the united explorer card the best for car rental insurance ?
Are au's covered as well ?
Up there. Yes (as long as the name of the primary renter is on the card used to cover the rental in its entirety).
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline David Smith

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Re: Credit Card Car Rental Insurance
« Reply #764 on: July 05, 2016, 06:54:02 PM »
I just got a letter from the claims processor that the (Jewish) rental company was paid over $7k for my claim. The damage looked to be $500-$750. Should I ask the rental place for a cut?
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ