Topic Wiki

There are no Credit Cards that will cover Liability.
Visa, Amex, MasterCard and Discover will cover Loss Damage Waiver / Collision (CDW/LDW)

Cards that cover CDW/LDW in Israel:
Chase: Sapphire Preferred ($95 annual fee)
American Express Gold $195AF
Discover (accepted in Israel as Diners' Club): More, Open Road, Miles, Motiva (none have annual fees)   Policy link

You must present at the time of rental a copy of your policy or a document from the CC company stating that the insurance coverage applies to Israel . You will still have to purchase 3rd Party Liability, but you will save some shekels and have no deductible for damages.

Visa phone number : 800-VISA-911

Visa does NOT cover:
  • Cadillac Escalade
  • Mercedes GL series (they do cover GLK)
  • Mercedes E class
  • Corvettes
  • Camaro ZL1

AMEX premium will charge $24.95 per rental and they cover:
  • Up to $100K for damage or theft and accidental death or dismemberment coverage ($250,000 for California residents), up to $15,000 for excess medical expenses per person, and up to $5,000 for excess personal property coverage ($15,000 for Florida residents)
  • Any car from Mercedes, pickup trucks, Porsche and 15 passenger vans.
  • There's no need to pay for the full amount with money, even if it's with points or coupon rental and you pay just $2 fees they will still cover you.


Author Topic: Credit Card Car Rental Insurance  (Read 134931 times)

Offline Dave321

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Re: Credit Card Car Rental Insurance
« Reply #210 on: October 14, 2013, 10:47:13 AM »
If I have Amex Starwood personal card and an Amex Gold biz, do they both have coverage without any extra fees?

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #211 on: October 14, 2013, 10:55:38 AM »
If I have Amex Starwood personal card and an Amex Gold biz, do they both have coverage without any extra fees?
Any amex card has regular coverage in the US, in addition to that they have a option u can sign up for that is called amex premium car rental insurance which covers much more stuff that no one else covers.

Offline Dave321

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Re: Credit Card Car Rental Insurance
« Reply #212 on: October 14, 2013, 10:57:16 AM »
Any amex card has regular coverage in the US, in addition to that they have a option u can sign up for that is called amex premium car rental insurance which covers much more stuff that no one else covers.

Thanks. Is there a charge for premium?

Offline SGF

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Re: Credit Card Car Rental Insurance
« Reply #213 on: October 14, 2013, 10:58:01 AM »
Thanks. Is there a charge for premium?
Read the wiki

Offline Dave321

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Re: Credit Card Car Rental Insurance
« Reply #214 on: October 14, 2013, 10:59:03 AM »

Offline yos9694

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Re: Credit Card Car Rental Insurance
« Reply #215 on: October 14, 2013, 11:06:19 AM »
If I rent a car through the SkyMiles marketplace, and move the slider so I pay 99% of the cost with SkyMiles but 1% using my Chase UME, will the credit card cover CDW? Thanks

Anyone have experience paying for rental cars with Skymiles?

Offline bobthebuilder

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Re: Credit Card Car Rental Insurance
« Reply #216 on: October 16, 2013, 12:54:58 PM »
is it recomended to take out liability insurance?
Legaly a rental car company covers the state minimum (LIS)

Offline bobthebuilder

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Re: Credit Card Car Rental Insurance
« Reply #217 on: October 16, 2013, 12:57:10 PM »
no, bbut i do have plenty of experience and have done alot of research on the subject......why are u so full of hate? we just try to help here, if u have nothing good to say you dont have to make  a comment
Legaly a rental car company covers the state minimum (LIS)

Offline bobthebuilder

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Re: Credit Card Car Rental Insurance
« Reply #218 on: October 16, 2013, 12:58:57 PM »
i'll tell u y, they max out at $10,000 per person. which means that when ur in an accident forget about the damage to the car, just the ride to the hospital is a $1,000 by the time the guy comes out ur in debt for hundreds of thousands of dollars (assuming that it ur fault, which is when u need liability)  so when u tell me "hey the guys broke we dont need insurance, i feel thats a little crazy and then u also have to pay for his car so if the guys  driving a car that cost more than $10,000 ur in trouble. one last thing that i'll point out is that the paper work and court that will happen wen u dont have the money is worth the 12 dollars a day extra for insurance.
For hertz its 10k property, 25K medical up to 50k

Offline bobthebuilder

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Re: Credit Card Car Rental Insurance
« Reply #219 on: October 16, 2013, 03:58:32 PM »
With amex, must I pay the $25 fee to get coverage?
simple just put the hold on the amex, when returning pay with a diff card and tell amex (if they charge) that you didnt use that card for the rental

P.S. you need to be signed up prior for the premium CDW
« Last Edit: October 16, 2013, 04:05:56 PM by bobthebuilder »

Offline bobthebuilder

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Re: Credit Card Car Rental Insurance
« Reply #220 on: October 16, 2013, 04:06:23 PM »
Thanks. Is there a charge for premium?
simple just put the hold on the amex, when returning pay with a diff card and tell amex (if they charge) that you didnt use that card for the rental

P.S. you need to be signed up prior for the premium CDW

Offline Excalibur

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uhaul and cc insurance- what cc to use
« Reply #221 on: October 20, 2013, 01:14:19 PM »
I have barclays wma and chase united

Does any cc cover insurance on truck rentals? I searched and didn't find

Online Crazy tools

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Re: uhaul and cc insurance- what cc to use
« Reply #222 on: October 20, 2013, 02:07:08 PM »
No cc covers for trucks

Offline myb821

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Re: uhaul and cc insurance- what cc to use
« Reply #223 on: October 20, 2013, 02:07:31 PM »

Offline Dan

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