Topic Wiki

California
Amex: Experian (1 hit applying for Gold and Platinum :) )
BofA: TransUnion and Experian
Chase: Experian/Equifax/Transunion
Citi: Experian
Barclays: TransUnion

Colorado
Experian - Capital One (all 3), Amex, Chase, Citi - reg and bus
TU- Barclays

Florida
Amex: Experian
Bank of Am: Experian
Capital One: All 3
Citi Business: Experian
Citi Personal: Experian
AT&T : Equifax (unauthorized)
BB&T: Equifax
Chase: Equifax/Experian
PenFed: Equifax
Barclays: Transunion

Illinois
Equifax=All my citi apps
Experian= 2 amex and 2 chase
Transunion= 3 chase (came up as first usa)
Update as of 2/12/2014:
Bank of America: Experian
Barclays: Transunion
Citibank: Experian AND Equifax (I only applied for one card!)
US Bank: Transunion

Massachusetts:
American Express: Experian
Chase: Experian
Bank of America: Experian
Barclays Bank: Experian, Equifax
Capital One: Experian, Equifax, Transunion
Citi Business: Exquifax
Citi Personal: Exquifax
AT&T : Equifax
Verizon: Experian

New Jersey
03/11 Amex Plat - Experian
Amex Gold - Experian( should of done them together)
Citi - Experian
01/11 Citi -Experian
08/10 Chase CO - Experian
Citi - Experian
07/10 Amex SPG - Experian
Chase: Experian
Barclays: Transunion
(recon pulls all 3)
US Bank: experian
Discover: Transunion & Equifax
Penfed: Equifax
Bank of America 6/15/15: Experian (shoobi)
Verizon: Equifax

New York:
Amex: Experian (three browser trick confirmed, at least for AsherO)
Bank of America:Experian{by freezing, TransUnion}
CapitalOne: All three bureaus, duh!
Chase: Experian (three browser trick confirmed, at least for AsherO)/equifax
Citi: Equifax Experian both(three browser trick confirmed (AsherO), though it seems biz card was a separate pull), both personal and biz pulls./Experian
Discover: Equifax
SimmondsFirst: TransUnion
Synchrony: TransUnion
chase banking: trans union
Barclays: TransUnion
Bofa: Experian
Schwab: Equifax
Macy's: Experian
M and T Bank: All 3 (Both cc and loans)
Bill Me Later: Equifax
Verizon: Equifax

Ohio:
AMEX: Experian
Capital One: Pulled from all 3 bureaus.
Chase Credit Cards: Transunion
Chase Banking: Experian
Citi (Consumer and CBSD/Business): Experian
Discover: Equifax
Elavon credit card processing: Equifax
FIA (BOFA): Experian
Barclay: Transunion

Tennessee:
AMEX: Experian
Chase Credit Cards: Equifax
Citi (Consumer and CBSD/Business): Equifax
Barclay: Transunion

Pennsylvania
Amex: Experian
Chase: Transunion and Experian
Citi: Experian
Barclays: Transunion
BofA Personal: Experian
BofA Business: Transunion
Comcast: Equifax

Washington
Amex(Consumer/Business): Experian
Chase Credit Cards (business): Experian and Equifax
Citi (Consumer): Experian and Transunion
Barclay: Transunion
« Last edited by joew on September 19, 2016, 01:53:55 PM »

Author Topic: Where Did Your Inquiries Pull From?  (Read 284655 times)

Offline Iz

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Re: Where Did Your Inquiries Pull From?
« Reply #820 on: March 29, 2016, 02:23:30 PM »
Do you have a working phone number? The numbers I tried didn't work too well.
224-698-5600 worked.

Offline Iz

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Re: Where Did Your Inquiries Pull From?
« Reply #821 on: March 29, 2016, 02:24:21 PM »
Experian
Are you sure? I called them, and they only had a record of my UMPE app, not my BA app. Thanks.

Offline yochiek93

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Re: Where Did Your Inquiries Pull From?
« Reply #822 on: March 29, 2016, 02:26:01 PM »
Are you sure? I called them, and they only had a record of my UMPE app, not my BA app. Thanks.
Who did you call and were they on one day? If yes then they were merged

Offline Iz

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Re: Where Did Your Inquiries Pull From?
« Reply #823 on: March 29, 2016, 02:49:50 PM »
Who did you call and were they on one day? If yes then they were merged
Experian. They were a week apart.

Offline Zalc

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Re: Where Did Your Inquiries Pull From?
« Reply #824 on: March 30, 2016, 06:02:47 PM »
Chase pulled TU in NY with EX frozen

Offline Yhgfkj

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Re: Where Did Your Inquiries Pull From?
« Reply #825 on: March 30, 2016, 07:06:07 PM »
Chase pulled TU in NY with EX frozen
automatic ?

Offline Zalc

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Re: Where Did Your Inquiries Pull From?
« Reply #826 on: March 30, 2016, 08:41:21 PM »

Offline Iz

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Re: Where Did Your Inquiries Pull From?
« Reply #827 on: April 02, 2016, 10:20:00 PM »
Are you sure? I called them, and they only had a record of my UMPE app, not my BA app. Thanks.
Maybe this explains it:
"when I got the 30 day message they said I was declined  automatically  without a pull because  I received  the sign up bonus within  24 mos." (from: http://forums.dansdeals.com/index.php?topic=8398.0)

Offline Cappy

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Re: Where Did Your Inquiries Pull From?
« Reply #828 on: April 03, 2016, 10:40:56 AM »
Chase pulled TU in NY with EX frozen

If I'm not mistaken, didn't Discover also triple pull you?  ;D

The only time I've heard of a NY TU Chase pull is via the prequalifier with EX on ice. Unless you went via this method, EX is the puller for NY.

Offline Zalc

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Re: Where Did Your Inquiries Pull From?
« Reply #829 on: April 03, 2016, 01:13:33 PM »


If I'm not mistaken, didn't Discover also triple pull you?  ;D

The only time I've heard of a NY TU Chase pull is via the prequalifier with EX on ice. Unless you went via this method, EX is the puller for NY.

You are not mistaken.

I was super surprised when the CSR told me that I don't need to unfreeze my EX, as he has it from TU already.

I applied via Chase Private Client with EX on ice, so that may have caused them to be more "accommodating".

The pull shows as "chase card".

About the Discover thing: Everyone seemed to say the Discover never triple pulls, so I double checked, and it turns out that there is no pull on my TU, only EX and EQ. I guess I imagined it...

Offline Cappy

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Re: Where Did Your Inquiries Pull From?
« Reply #830 on: April 03, 2016, 01:26:46 PM »

You are not mistaken.

I was super surprised when the CSR told me that I don't need to unfreeze my EX, as he has it from TU already.

I applied via Chase Private Client with EX on ice, so that may have caused them to be more "accommodating".

The pull shows as "chase card".

About the Discover thing: Everyone seemed to say the Discover never triple pulls, so I double checked, and it turns out that there is no pull on my TU, only EX and EQ. I guess I imagined it...

Please fix that and update on CB. (In regards to discover triple pull)

Chase: Yes, this is known for a TU pull via CPC when EX on ice.

We are just talking the standard online and/or phone apps the majority do

Offline Zalc

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Re: Where Did Your Inquiries Pull From?
« Reply #831 on: April 03, 2016, 01:38:35 PM »


Please fix that and update on CB. (In regards to discover triple pull)
done

Offline Cappy

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Re: Where Did Your Inquiries Pull From?
« Reply #832 on: April 03, 2016, 01:39:20 PM »

Offline noturbizniss

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Re: Where Did Your Inquiries Pull From?
« Reply #833 on: April 15, 2016, 06:27:11 AM »
Yesterday I applied online for wf cc and I called automated system or status. Said  it's declined because couldn't verify identity. rep said they need to ask some verification questions. Even the rep had issues pulling questions from my cr She just asked me a bunch of stuff of my report. Like if I have mortgage, auto loan, oldest card, card issuers etc. I just pulled up my report and answered them
After I answered  it's pushed past verification and cam actually be reviewed They said 24 to 48 hours.  Today I checked my 3 crs and all 3 show a pull, tu and EQ I saw on ck and ex I saw in trial membership. I Wonder if it's cuz of the verification issues. If so maybe I can somehow dispute some of them or have wf remove 2?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline yoshapman

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Re: Where Did Your Inquiries Pull From?
« Reply #834 on: April 28, 2016, 10:53:50 AM »
Citibank seems to now be hitting Experian and Equifax in NJ. Since I signed up for 2 cards 8 days apart, I called Experian and had them combined into 1 hit. Does anyone have the phone number where I can do the same for Equifax?

Offline Crazy tools

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Re: Where Did Your Inquiries Pull From?
« Reply #835 on: May 12, 2016, 07:23:06 PM »
Does discover really pull transunion and equifax in NJ?

Offline chinagel

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Re: Where Did Your Inquiries Pull From?
« Reply #836 on: May 12, 2016, 07:26:11 PM »
recently applied for barclays jetblue in ny and they pulled ex >:(

Offline TimT

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Re: Re: Re: Where Did Your Inquiries Pull From?
« Reply #837 on: May 12, 2016, 07:27:05 PM »
Does discover really pull transunion and equifax in NJ?
Discover pulld TU & EQ

Offline dgordon

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Re: Where Did Your Inquiries Pull From?
« Reply #838 on: May 13, 2016, 01:15:21 PM »
Illinois
  • Transunion- Chase INK + (03/2016)

EDIT: I wrote Experian earlier - this was not the case. I believe my SPG pull was also Transunion, but I don't see it on Credit Sesame.
« Last Edit: May 13, 2016, 02:21:23 PM by dgordon »
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Offline elimmm

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Re: Where Did Your Inquiries Pull From?
« Reply #839 on: May 26, 2016, 06:00:02 PM »
called experian to merge 2 chase pulls on same day. rep said impossible unless chase asks them to remove it as a mistake (which it wasn't, DUH!)
huca? or did i do s/t wrong?