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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.
« Last edited by jj1000 on March 14, 2018, 12:51:10 PM »

Author Topic: Chase Sapphire Reserve  (Read 513753 times)

Offline Dan

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Re: Chase Sapphire Reserve
« Reply #135 on: August 17, 2016, 12:26:21 PM »
"Yes they can, they're AmEx" is a line that may have worked in the 90s. It's 2016 and Chase and (to a lesser extent but true in recent times) Citi have been eating AmEx's lunch.

The only advantage the Platinum card has at this point is that it's a charge card--I assume, unfortunately, that the Reserve will be a credit card--and therefore huge spender can still drop a million bucks a week on a Plat without blinking.

That said, it'd be interesting to know if there is more revenue from the number of people who spend 25K/mo or less than who spend $1MM/mo or more.

If AmEx wants to compete with the Prestiges and the Reserves, it can't rest on "because we're AmEx" -- unless AmEx can buy a DeLorean DMC-12.
Only?
The Platinum lounge network outclasses the Reserve's by a large margin.
For spending in most categories the Freedom Unlimited or Everyday Preferred is still the way to go.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dan

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Re: Chase Sapphire Reserve
« Reply #136 on: August 17, 2016, 12:26:43 PM »
Do the AU's also get the $300 travel credit? If so, you're getting paid to have this card..
No.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

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Re: Chase Sapphire Reserve
« Reply #137 on: August 17, 2016, 12:29:14 PM »
No.
Any known way to get credit for the traveling like PGGM?

Offline Dan

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Re: Chase Sapphire Reserve
« Reply #138 on: August 17, 2016, 12:30:58 PM »
Any known way to get credit for the traveling like PGGM?
Nobody has the card yet.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline shulem92

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Re: Chase Sapphire Reserve
« Reply #139 on: August 17, 2016, 12:31:24 PM »
3 Chase cards $33,000
2 Non Chase     $7,000
(I'm willing to cancel my BA with $6,000 limit)
Income-cl ratio sounds like ur good (40%) but obv no one can tell u if ur getting instantly approved

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Re: Chase Sapphire Reserve
« Reply #140 on: August 17, 2016, 12:34:50 PM »
Only?
The Platinum lounge network outclasses the Reserve's by a large margin.
For spending in most categories the Freedom Unlimited or Everyday Preferred is still the way to go.

Personally, I don't use Priority Pass. In nearly half a million miles traveled in the last 4 or 5 years, I think I've used PP's lounge network a grand total of... once. And I have a hunch most of the Plat members don't get much use out of PP. (And, yes, I'd rather have 3x on dining and travel and primary collision than have access to the Centurion lounges.)

I'm simply comparing Plat to its counterparts, Prestige and Reserve. I'm not disputing that it may be better to also include a FU or EDP in one's spending portfolio.
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Re: Chase Sapphire Reserve
« Reply #141 on: August 17, 2016, 12:39:52 PM »
Any ideas on what the minimum credit limit will be?
$5,000?
I haven't seen any approvals under $10k. I was approved for $10k and $15k.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Re: Chase Sapphire Reserve
« Reply #142 on: August 17, 2016, 12:40:26 PM »
Income-cl ratio sounds like ur good (40%)
This is what I was looking for. I wasn't sure if there was a number out there.

But..

I applied for multiple cards a few months ago and they only approved the second card by shifting $5k from the first one opened does this imply that I reached my limit with them or just that they don't want to do too much new credit at one time?


Offline Dan

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Re: Chase Sapphire Reserve
« Reply #143 on: August 17, 2016, 12:40:46 PM »
It's more than just Centurion.
It's also Airspace, Delta, etc.

It's also hard to compete with AMEX return protection, lost item protection, etc.

But yes, the earning system is totally outclassed. But AMEX never seemed to care about that much for Plat.
« Last Edit: August 17, 2016, 12:44:13 PM by Dan »
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

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Re: Chase Sapphire Reserve
« Reply #144 on: August 17, 2016, 12:42:59 PM »
It's more than just Centurion.
It's also Airspace, Delta, etc.

It's also hard to compete with AMEX return protection, lost item protection, etc.
Customer service...

Offline shulem92

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Re: Chase Sapphire Reserve
« Reply #145 on: August 17, 2016, 12:43:00 PM »
This is what I was looking for. I wasn't sure if there was a number out there.

But..

I applied for multiple cards a few months ago and they only approved the second card by shifting $5k from the first one opened does this imply that I reached my limit with them or just that they don't want to do too much new credit at one time?
Too much new credit. If ur looking for instant approval then maybe risk lowering one of ur cl's. If u wanna do recon, then having that cl to shift is better. Ur call

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Re: Chase Sapphire Reserve
« Reply #146 on: August 17, 2016, 12:45:35 PM »
Customer service...
I'll go out on a limb to say that amex customer service flat out sucks recently. They've recently fired hundreds of american CSRs and outsoutced those jobs to India, so it's only gonna get worse.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Re: Chase Sapphire Reserve
« Reply #147 on: August 17, 2016, 12:48:15 PM »
I'll go out on a limb to say that amex customer service flat out sucks recently. They've recently fired hundreds of american CSRs and outsoutced those jobs to India, so it's only gonna get worse.
I know, but even the Indians talk to you like a mentch... Kind of like the difference between Target & Walmart... ;)

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Re: Chase Sapphire Reserve
« Reply #148 on: August 17, 2016, 12:50:01 PM »
Guys careful about the racism, there are ddf members who may get insulted, as they belong to that nationality

Read the last post in this thread

http://forums.dansdeals.com/index.php?topic=47787.0
« Last Edit: August 17, 2016, 12:54:20 PM by shulem92 »

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Re: Chase Sapphire Reserve
« Reply #149 on: August 17, 2016, 12:50:14 PM »
Too much new credit.

Would that still affect me 4 to 5 months later?

If ur looking for instant approval then maybe risk lowering one of ur cl's.

I would cancel the BA but it's only been 4 to 5 months. Any repercussions?