What are the chances someone who got his 1st cc (as primary) a few months ago (when he turned 18), would be approved for CSR? It's a Freedom (was FU, changed to Freedom). He uses $2 every month on it, and pays on time. It's the only way for me to get a CSR as I am way over 5/24, and another person in the family has a "bad relationship" with Chase (or some similar language), and has been declined several times. I don't want to apply unless there's a good chance at approval. Obviously, 5/24 is not an issue, but would they approve a premium 10k card for such a new customer? Thanks.