Chase Sapphire Reserve

[shulem92]

http://www.foxbusiness.com/features/2016/12/09/chases-hot-new-credit-card-could-cost-them-up-to-300-million.html

Would think that it cost then much more. If you count the $300 travel credit, global entry, lounge access Gold status etc.

Its about how much they have to report as a loss...points cost them as they value it a certain price. Future credits don't come out of today's profits

[rsm1444]

I had my statement closed on closed on Dec 3 and didn't take advantage of $300 travel credit. Changed the statement date to Dec 28, Made charges on Dec 20 and received the credit. It looks like they still applied the credit towards 2017 instead of 2016.

[as2]

I had my statement closed on closed on Dec 3 and didn't take advantage of $300 travel credit. Changed the statement date to Dec 28, Made charges on Dec 20 and received the credit. It looks like they still applied the credit towards 2017 instead of 2016.

It looks? Get a definite answer by looking on your account. If it indeed counted towards 2017 PUTPAC

[rsm1444]

It looks? Get a definite answer by looking on your account. If it indeed counted towards 2017 PUTPAC

I looked into UR account and it shows $300 as being used. I need to call them and see what they say.

[lifetimedeals]

Does the income need to be high to get approoved or is 50-60K good enough? For someone that has good credit.

[TimT]

Does the income need to be high to get approoved or is 50-60K good enough? For someone that has good credit.

Thats good enough

[kd30]

Wife and I are both at exactly 5/24. One of my 5 is an AU on an Amex card I've never used. Two of her 5 are AU's on my Chase cards.

For Chase cards, I'm currently the primary on CSP and Freedom, and she has a SW Chase card. If I apply, I'll certainly get denied or pending at best, and will have to call recon. If she applies, the same will likely happen. However neither of us will probably get a decision until after the 100k bonus promo is over, and then the other won't be able to get it if the app is ultimately denied.

Question is: with those above factors in mind, does she stand a better chance of ultimately getting approved than I (taking into account she has fewer Chase cards than I, and more of her 5/24 are AU's,) or is it just a crap shoot since we're both at 5/24?

[mochjas]

Wife and I are both at exactly 5/24. One of my 5 is an AU on an Amex card I've never used. Two of her 5 are AU's on my Chase cards.

For Chase cards, I'm currently the primary on CSP and Freedom, and she has a SW Chase card. If I apply, I'll certainly get denied or pending at best, and will have to call recon. If she applies, the same will likely happen. However neither of us will probably get a decision until after the 100k bonus promo is over, and then the other won't be able to get it if the app is ultimately denied.

Question is: with those above factors in mind, does she stand a better chance of ultimately getting approved than I (taking into account she has fewer Chase cards than I, and more of her 5/24 are AU's,) or is it just a crap shoot since we're both at 5/24?

apply for both ASAP! Bonus goes by when you apply not by when you are approved

[kd30]

apply for both ASAP! Bonus goes by when you apply not by when you are approved

Only issue there is we really don't want 2 cards (and 2 AF's.) I'm concerned about both of us applying and then both getting approved. Can you turn down an approval?

[lifetimedeals]

I see chase now offers free credit score check should I check that before I apply for reserve card?

[as2]

I see chase now offers free credit score check should I check that before I apply for reserve card?

Chase credit score is practically worthless

[JTZ]

Chase credit score is practically worthless

Depends which one.
https://www.chase.com/credit-cards/your-slate

[as2]

Depends which one.
https://www.chase.com/credit-cards/your-slate

True, I assumed he was talking about the other one based on his statement

[lifetimedeals]

https://creditcards.chase.com/creditjourney?CELL=68GH&jp_aid_a=65715896&jp_aid_p=chasehome_3/hero
this is worthless?

[Yammer]

Only issue there is we really don't want 2 cards (and 2 AF's.) I'm concerned about both of us applying and then both getting approved. Can you turn down an approval?

Close the within 30 days

[JTZ]

Close the within 30 days

It won't show on your CR?

[Mutty]

I can't read through 222 pages here, so please help me out. Last year I applied for this card and was refused because of too many requests or something in the year. Now it's January and I'm thinking of applying again. The 100,000 bonus ends 1/11/17. I understand I get $300 travel dollars back during the year. Is it still worth the other 150? (450 fee for card)? Should I try for it again?

[as2]

I can't read through 222 pages here

I did, you can too

[mmgfarb]

I can't read through 222 pages here, so please help me out. Last year I applied for this card and was refused because of too many requests or something in the year. Now it's January and I'm thinking of applying again. The 100,000 bonus ends 1/11/17. I understand I get $300 travel dollars back during the year. Is it still worth the other 150? (450 fee for card)? Should I try for it again?

Definitely worth it. Won't hurt to try again, make sure to recon if you get declined.

[TimT]

I can't read through 222 pages here, so please help me out. Last year I applied for this card and was refused because of too many requests or something in the year. Now it's January and I'm thinking of applying again. The 100,000 bonus ends 1/11/17. I understand I get $300 travel dollars back during the year. Is it still worth the other 150? (450 fee for card)? Should I try for it again?

100k points is worth 150. You'll also get the 2018 credit