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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined

DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.

Check which category a store is: https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator
« Last edited by yelped on May 25, 2021, 05:39:31 PM »

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Author Topic: Chase Sapphire Reserve  (Read 1274995 times)

Offline maylei

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Re: Chase Sapphire Reserve
« Reply #3360 on: January 08, 2017, 08:11:29 AM »
Quote from: TimT on January 08, 2017, 08:09:54 AM
If you're referring to the no-AF sapphire, the freedom has 5% categories.
I am referring to the no AF sapphire so the freedom is better okay thank you o just wanted an opinion thank you
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Offline TimT

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Re: Chase Sapphire Reserve
« Reply #3361 on: January 08, 2017, 08:14:19 AM »
How about the freedom unlimited ? You ever had that ?
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Offline maylei

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Re: Chase Sapphire Reserve
« Reply #3362 on: January 08, 2017, 12:36:08 PM »
Nope is that no AF and does that also have 5%
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Offline chinagel

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Re: Chase Sapphire Reserve
« Reply #3363 on: January 08, 2017, 12:47:47 PM »
Quote from: mmgfarb on January 08, 2017, 12:46:45 PM
5% categories on up to $1500 which rotate quarterly.
-1 hes talking about FU
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Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #3364 on: January 08, 2017, 12:48:24 PM »
Quote from: chinagel on January 08, 2017, 12:47:47 PM
-1 hes talking about FU
Whoops, my bad.
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Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #3365 on: January 08, 2017, 12:49:06 PM »
Quote from: maylei on January 08, 2017, 12:36:08 PM
Nope is that no AF and does that also have 5%
No AF and 1.5 PPD on every purchase.
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Offline maylei

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Re: Chase Sapphire Reserve
« Reply #3366 on: January 08, 2017, 01:00:56 PM »
Quote from: mmgfarb on January 08, 2017, 12:49:06 PM
No AF and 1.5 PPD on every purchase.
So why is that a better card?
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #3367 on: January 08, 2017, 01:01:32 PM »
Quote from: maylei on January 08, 2017, 01:00:56 PM
So why is that a better card?
Because it's unlimited
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Offline greatdeals

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Re: Chase Sapphire Reserve
« Reply #3368 on: January 08, 2017, 01:11:58 PM »
is it worth it to pay $75 for authorized user?
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #3369 on: January 08, 2017, 01:13:26 PM »
Quote from: greatdeals on January 08, 2017, 01:11:58 PM
is it worth it to pay $75 for authorized user?
All depends on how you utilize your card and what your need is for an AU.
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Offline Davidthebest

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Re: Chase Sapphire Reserve
« Reply #3370 on: January 08, 2017, 04:11:57 PM »
If i applied in  a 2bm for the sapphire preferred an for the sapphire reserve , got approved for the reserve, an declined for the preferred, an recon asking my why would i need this card if got the reserve, what do i answer? Is there any benefit that prefferred offers that the reserve doesn't?
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #3371 on: January 08, 2017, 04:13:45 PM »
Quote from: Davidthebest on January 08, 2017, 04:11:57 PM
If i applied in  a 2bm for the sapphire preferred an for the sapphire reserve , got approved for the reserve, an declined for the preferred, an recon asking my why would i need this card if got the reserve, what do i answer? Is there any benefit that proffered offers that the reserve doesn't?
Is it any of their business? Just tell them it makes it easier to manage your finances with a lower AF. All that concerns them is weather you meet their criteria
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Offline Davidthebest

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Re: Chase Sapphire Reserve
« Reply #3372 on: January 08, 2017, 04:16:13 PM »
Quote from: David Smith on January 08, 2017, 04:14:02 PM
If you want to play this game, you have to be able to think a bit for yourself. It's really not that tough to think of something.
I tried an looked the benefits nothing as far as i know  that the preferred offers that the reserve doenst.
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Offline Davidthebest

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Re: Chase Sapphire Reserve
« Reply #3373 on: January 08, 2017, 04:16:51 PM »
Quote from: as2 on January 08, 2017, 04:13:45 PM
Is it any of their business? Just tell them it makes it easier to manage your finances with a lower AF. All that concerns them is weather you meet their criteria
They asked me that in the past.... gota know what to answer.
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Offline David Smith

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Re: Chase Sapphire Reserve
« Reply #3374 on: January 08, 2017, 04:17:21 PM »
Quote from: Davidthebest on January 08, 2017, 04:16:13 PM
I tried an looked the benefits nothing as far as i know  that the preferred offers that the reserve doenst.
Free AUs is an easy one.
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Offline Davidthebest

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Re: Chase Sapphire Reserve
« Reply #3375 on: January 08, 2017, 04:19:05 PM »
Quote from: David Smith on January 08, 2017, 04:17:21 PM
Free AUs is an easy one.
Thats something i didnt think of. Thanks much. Anything more besides that?
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Offline JTZ

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Re: Chase Sapphire Reserve
« Reply #3376 on: January 08, 2017, 04:24:05 PM »
Quote from: Davidthebest on January 08, 2017, 04:19:05 PM
Thats something i didnt think of. Thanks much. Anything more besides that?
That's all you need.
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Offline maylei

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Re: Chase Sapphire Reserve
« Reply #3377 on: January 08, 2017, 04:34:01 PM »
Why would someone get the freedom unlimited instead of the chase freedom card
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Re: Chase Sapphire Reserve
« Reply #3378 on: January 08, 2017, 04:35:15 PM »
Quote from: maylei on January 08, 2017, 04:34:01 PM
Why would someone get the freedom unlimited instead of the chase freedom card



Quote from: as2 on January 08, 2017, 01:01:32 PM
Because it's unlimited

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Offline Davidthebest

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Re: Chase Sapphire Reserve
« Reply #3379 on: January 08, 2017, 04:35:39 PM »
Thanks all. Another small question if housewife wants to apply based on spouse's income what should be  submitting on application as source of income? Name of spouse employer? Or anything else?
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