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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined

DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.

Check which category a store is: https://www.visa.com/supplierlocator-app/app/#/home/supplier-locator
« Last edited by yelped on May 25, 2021, 05:39:31 PM »

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Author Topic: Chase Sapphire Reserve  (Read 1272213 times)

Offline as2

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Re: Chase Sapphire Reserve
« Reply #3440 on: January 11, 2017, 10:14:19 AM »
Quote from: 12HRS on January 11, 2017, 10:12:17 AM
should i even waste a pull trying? way over 5/24 and not prepared
Eh I wouldn't. Also keep in mind you can apply in branch after today, so I'd say prepare then apply in branch.
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Offline 12HRS

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Re: Chase Sapphire Reserve
« Reply #3441 on: January 11, 2017, 10:15:08 AM »
Quote from: as2 on January 11, 2017, 10:14:19 AM
Eh I wouldn't. Also keep in mind you can apply in branch after today, so I'd say prepare then apply in branch.

can't prepare really. would be over a year till under. 5/24 no guarantees offer is still around
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #3442 on: January 11, 2017, 10:17:11 AM »
Quote from: 12HRS on January 11, 2017, 10:15:08 AM
can't prepare really. would be over a year till under. 5/24 no guarantees offer is still around
True, but you probably have a better chance over 5/24 in branch rather then online.
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Offline lechatchileh ariber

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Re: Chase Sapphire Reserve
« Reply #3443 on: January 11, 2017, 02:16:08 PM »
Quote from: 12HRS on January 11, 2017, 10:12:17 AM
should i even waste a pull trying? way over 5/24 and not prepared

Quote from: lechatchileh ariber on January 11, 2017, 07:52:31 AM
DP.
I was over 5/24 and got approved without calling.
(My father has CPC which makes me "segmented" CPC)
Y not go for it?
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Offline srap

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Re: Chase Sapphire Reserve
« Reply #3444 on: January 11, 2017, 03:57:35 PM »
1) Do I need to cancel CSP before applying for CSReserve?

2) Which scenario is better?

     a) To lock in the 100k by applying online today despite plunged low credit score and spend the month paying off low balanced CCs and reversing any negative marks or
     b) apply inbranch before March 11 after my credit report reflects the higher credit score?
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #3445 on: January 11, 2017, 04:00:36 PM »
Quote from: srap on January 11, 2017, 03:57:35 PM
1) Do I need to cancel CSP before applying for CSReserve?

2) Which scenario is better?

     a) To lock in the 100k by applying online today despite plunged low credit score and spend the month paying off low balanced CCs and reversing any negative marks or
     b) apply inbranch before March 11 after my credit report reflects the higher credit score?
No. B.
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Offline srap

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Re: Chase Sapphire Reserve
« Reply #3446 on: January 11, 2017, 04:03:06 PM »
Quote from: as2 on January 11, 2017, 04:00:36 PM
No. B.
THANK YOU for the quick response.  Are there any disadvantages to applying inbranch as opposed to online?
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Offline Davidthebest

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Re: Chase Sapphire Reserve
« Reply #3447 on: January 11, 2017, 04:03:56 PM »
Quote from: srap on January 11, 2017, 04:03:06 PM
THANK YOU for the quick response.  Are there any disadvantages to applying inbranch as opposed to online?
No 3bm in branch
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Offline yelped

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Re: Chase Sapphire Reserve
« Reply #3448 on: January 11, 2017, 04:04:56 PM »
Quick question. Which 3 cards should I go for with a 3BM? I only have a Chase Freedom and a SPG.
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #3449 on: January 11, 2017, 04:12:24 PM »
Quote from: yelped on January 11, 2017, 04:04:56 PM
Quick question. Which 3 cards should I go for with a 3BM? I only have a Chase Freedom and a SPG.
Depends on your credit...ink, reserve are good options
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Offline srap

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Re: Chase Sapphire Reserve
« Reply #3450 on: January 11, 2017, 04:13:19 PM »
Quote from: Davidthebest on January 11, 2017, 04:03:56 PM
No 3bm in branch
I thought it was reported that that advantage really is no more, that the banks can instantly see when applying for more than one card.
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Offline yelped

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Re: Chase Sapphire Reserve
« Reply #3451 on: January 11, 2017, 04:14:19 PM »
Quote from: as2 on January 11, 2017, 04:12:24 PM
Depends on your credit...ink, reserve are good options
Thanks. Any other Chase cards? United? Or Marriot?
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Re: Chase Sapphire Reserve
« Reply #3452 on: January 11, 2017, 04:15:11 PM »
Quote from: yelped on January 11, 2017, 04:14:19 PM
Thanks. Any other Chase cards? United? Or Marriot?
SW and Marriott are good too but it's up to you
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Offline Davidthebest

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Re: Chase Sapphire Reserve
« Reply #3453 on: January 11, 2017, 04:16:32 PM »
Quote from: srap on January 11, 2017, 04:13:19 PM
I thought it was reported that that advantage really is no more, that the banks can instantly see when applying for more than one card.
They can see but it will only be 1 inquiry
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Offline yelped

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Re: Chase Sapphire Reserve
« Reply #3454 on: January 11, 2017, 04:27:04 PM »
Quote from: as2 on January 11, 2017, 04:15:11 PM
SW and Marriott are good too but it's up to you
Thanks!
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Re: Chase Sapphire Reserve
« Reply #3455 on: January 11, 2017, 04:45:29 PM »
Quote from: Davidthebest on January 11, 2017, 04:16:32 PM
They can see but it will only be 1 inquiry
The 3BM can still work if online apps are done the same day as the branch app, no?  Only one inquiry (assuming all business or all personal)
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Offline Alexsei

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Re: Chase Sapphire Reserve
« Reply #3456 on: January 11, 2017, 05:32:10 PM »
What is the standard CL range people are getting on this card?
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Offline mochjas

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Re: Chase Sapphire Reserve
« Reply #3457 on: January 11, 2017, 05:34:22 PM »
Quote from: Alexsei on January 11, 2017, 05:32:10 PM
What is the standard CL range people are getting on this card?
lowest is 10k and I've seen reports of up to 34k so standard is probably somewhere in the middle
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Offline as2

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Re: Chase Sapphire Reserve
« Reply #3458 on: January 11, 2017, 05:59:51 PM »
Quote from: mochjas on January 11, 2017, 05:34:22 PM
lowest is 10k and I've seen reports of up to 34k so standard is probably somewhere in the middle
I've been seeing the same. My credit history wasn't to extensive prior to this card and they gave me 15k...as always YMMV
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Offline mmgfarb

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Re: Chase Sapphire Reserve
« Reply #3459 on: January 11, 2017, 08:27:24 PM »
Quote from: Alexsei on January 11, 2017, 05:32:10 PM
What is the standard CL range people are getting on this card?
Sister just got 30K with only one other CC, a lease and some AU's on her CR
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