Chase Sapphire Reserve

[Iz]

If I have a CSR, I get 1.5% value on points, as opposed to 1.25% with CSP. So is there any reason not to get a CSR if I want to buy a ticket that CSR would save me more than the difference between the annual fees? And if I cannot get approved for the card (5/24), is there any reason not to upgrade from Preferred to Reserve? I know there is no bonus, but it would still be worth it. Am I missing something?
Thanks.

[TzviR]

If I have a CSR, I get 1.5% value on points, as opposed to 1.25% with CSP. So is there any reason not to get a CSR if I want to buy a ticket that CSR would save me more than the difference between the annual fees? And if I cannot get approved for the card (5/24), is there any reason not to upgrade from Preferred to Reserve? I know there is no bonus, but it would still be worth it. Am I missing something?
Thanks.

Nope. Go for it

[Yehudaa]

How long does it take to be able to transfer UR to partners once approved for a CSP/CSR?

I downgraded to Freedom Flex as I was past 48 months from my last signup bonus, but now need to transfer to Hyatt. If I apply for a new Sapphire and get approved online, can I transfer UR right away, or do I need to get the card and activate it?

[Shmuelr]

I have a flight I booked using a different card. If I pay for seats using my sapphire will I get the travel/baggage insurance benefit?

[Redbull3]

How long does it take to be able to transfer UR to partners once approved for a CSP/CSR?

I downgraded to Freedom Flex as I was past 48 months from my last signup bonus, but now need to transfer to Hyatt. If I apply for a new Sapphire and get approved online, can I transfer UR right away, or do I need to get the card and activate it?

I don't have that answer, but if you upgraded an existing card to CSR, it would be as soon as it reflects online, which is pretty much instant.

[ckmk47]

I don't have that answer, but if you upgraded an existing card to CSR, it would be as soon as it reflects online, which is pretty much instant.

But he just downgraded to be able to apply for a new one.
The way I'd play it,
I'd apply for a new CSR, if approved, I'd call and talk to a rep to move the points.
It's possible, though, that you'd need to wait for it to be assigned a number.  That may be before it shows up on line, but may not be instant.  But I'd call immediately after approval.

[Joel]

@Dan

As of July 1, 2024 you will no longer have access to restaurants, cafes, and markets participating in the Priority Pass Select network as part of the Priority Pass SelectTM Benefit associated with your Card. Access to Priority Pass Select's network of lounges and other select airport experiences is not impacted by this update.

[TzviR]

@Dan

As of July 1, 2024 you will no longer have access to restaurants, cafes, and markets participating in the Priority Pass Select network as part of the Priority Pass SelectTM Benefit associated with your Card. Access to Priority Pass Select's network of lounges and other select airport experiences is not impacted by this update.

This applys to the Ritz as well

[MiInvstr]

Grocery PYB may be over…

https://www.doctorofcredit.com/speculation-grocery-category-getting-eliminated-from-chase-sapphire-reserve-pay-yourself-1-25/amp/

[MiInvstr]

Grocery PYB may be over…

https://www.doctorofcredit.com/speculation-grocery-category-getting-eliminated-from-chase-sapphire-reserve-pay-yourself-1-25/amp/

And it seems like it’s over:( The new categories are Wholesale Clubs and Pet Supplies stores.

[loveddeals]

AF on my reserve has posted, and there are no retention offers per the rep. I see no point I keeping the card active with the AF, now that I have the Cap One Venture X. If I downgrade to CSP, will it automatically close my Reserve, and what happens to the points? Do they automatically transfer or I better move them to the airline points? I have Ink Business card, and am also under 5/24 rule. I opened Reserve is 2018, and if I remember correctly, since it has been over 4 years since I last got Sapphire bonus, can I get a bonus on CSP? Or, is there something else that I can do that is better for me?

Thanks.

[imayid2]

AF on my reserve has posted, and there are no retention offers per the rep. I see no point I keeping the card active with the AF, now that I have the Cap One Venture X. If I downgrade to CSP, will it automatically close my Reserve, and what happens to the points? Do they automatically transfer or I better move them to the airline points? I have Ink Business card, and am also under 5/24 rule. I opened Reserve is 2018, and if I remember correctly, since it has been over 4 years since I last got Sapphire bonus, can I get a bonus on CSP? Or, is there something else that I can do that is better for me?

Thanks.

You can downgrade to a freedom. The points will stay on it.
Then open a separate CSP if you’d like to get the SUB.

[loveddeals]

You can downgrade to a freedom. The points will stay on it.
Then open a separate CSP if you’d like to get the SUB.

Thanks, does downgrade to freedom and sign up for CSP involves 2 hits on the credit? Not that it matters, but curious.

How long should I wait to sign up for CSP after downgrading to Freedom and closing Reserve? Or, I should downgrade to freedom and that will automatically close Reserve?

Thanks.

[HudZ]

Thanks, does downgrade to freedom and sign up for CSP involves 2 hits on the credit? Not that it matters, but curious.

How long should I wait to sign up for CSP after downgrading to Freedom and closing Reserve? Or, I should downgrade to freedom and that will automatically close Reserve?

Thanks.

If you downgrade a card, it switches over to the next. No credit checks. And it doesn't keep the old one open. Also, there shouldn't be any reason to have to wait.

[loveddeals]

If you downgrade a card, it switches over to the next. No credit checks. And it doesn't keep the old one open. Also, there shouldn't be any reason to have to wait.

Thanks.

[myi]

Thanks, does downgrade to freedom and sign up for CSP involves 2 hits on the credit? Not that it matters, but curious.

How long should I wait to sign up for CSP after downgrading to Freedom and closing Reserve? Or, I should downgrade to freedom and that will automatically close Reserve?

Thanks.

You'll want to wait a few days.

If you downgrade a card, it switches over to the next. No credit checks. And it doesn't keep the old one open. Also, there shouldn't be any reason to have to wait.

Yah, you'll probably want to wait a few days before applying online or even longer if in branch.



https://www.dansdeals.com/credit-cards/ultimate-comparison-chart-chase-ultimate-rewards-cards-supercharge-earnings-creating-chase-quinfecta-killer-combo-2/

[HudZ]

You'll want to wait a few days.
 Yah, you'll probably want to wait a few days before applying online or even longer if in branch.

2-3 days. Got it.

[loveddeals]

You'll want to wait a few days.
 Yah, you'll probably want to wait a few days before applying online or even longer if in branch.



https://www.dansdeals.com/credit-cards/ultimate-comparison-chart-chase-ultimate-rewards-cards-supercharge-earnings-creating-chase-quinfecta-killer-combo-2/

Thanks! This is very helpful.

[loveddeals]

Two more questions before I close the card:

1. Will I get the refund of the AF if I close the card within 45-days of posting date? I am traveling next week, and want to use PP before closing the card.

2. Can I use the travel credit before closing the card, and get AF (full amount) refunded, or the travel credit will be reduced from the AF refund?

Thanks.

[oldguy]

2. Can I use the travel credit before closing the card, and get AF (full amount) refunded?

Thanks.

Yes