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Chase Sapphire Reserve BENEFITS master thread

5/24 applies to this card
Minimum $10K of CL is needed, so if you can't get 10K on an instant, there's another great reason to get declined


DansDeals.com » Blog Archive » Chase’s Highest Ultimate Rewards Signup Bonus Ever: Sapphire Reserve 100,000 Point Bonus Is Now Live; Get $2,100 In Free Travel!

DansDeals.com » Blog Archive » Chase Sapphire Reserve Additional User Benefits And Lounge Guesting Policy Are Awesome!

There are multiple instances reported on this very thread of someone who was way over 5/24 and did not have PC and who got approval after recon.


The information below no longer applies for 2016/2017 but should still be useful for 2017/2018

Can you still get a 2016 travel credit if you apply now for a Sapphire Reserve card?

People have been reporting various due dates in January. If you get a due date between the 6th to the 25th then your bill will close between December 9th-28th and you will have time to spend the $300 in 2016 travel credit.

It is definitely still possible to get those due dates, but there’s no guarantee. If you do apply then be sure to call reconsideration to see if you can get approved today.
You may also be able to change your payment due date to generate a December statement if your due date is earlier than January 6 or later than January 25th. Just call to have you due date changed to January 25th to have your statement close on December 28th.

From here. Hopefully this will stop the constant questions.
« Last edited by jj1000 on March 14, 2018, 12:51:10 PM »

Author Topic: Chase Sapphire Reserve  (Read 527167 times)

Offline David Smith

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Re: Chase Sapphire Reserve
« Reply #150 on: August 17, 2016, 12:54:00 PM »
Come on, someone who is dropping 1m/month is likely using amex black.
The amex black is an expensive card to pay the extra $2050 over the platinum, considering the limited additional benefits it offers.

Even rich people don't like feeling like suckers.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Dan

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Re: Chase Sapphire Reserve
« Reply #151 on: August 17, 2016, 12:57:33 PM »
The amex black is an expensive card to pay the extra $2050 over the platinum, considering the limited additional benefits it offers.

Even rich people don't like feeling like suckers.
Repost
Just because you spend a lot of money doesn't mean you're a fool.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline emjee

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Re: Chase Sapphire Reserve
« Reply #152 on: August 17, 2016, 12:58:38 PM »
Just because you spend a lot of money doesn't mean you're a fool.
1) & sometimes it does ..

2) some black card holders just dint care for this stuff . (And honestly , If I were in their position I don't think I'd care  either)

Offline David Smith

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Re: Chase Sapphire Reserve
« Reply #153 on: August 17, 2016, 01:01:31 PM »
I know, but even the Indians talk to you like a mentch... Kind of like the difference between Target & Walmart... ;)
I haven't found Chase employees to be so bad.

I'll be honest with you; the only numbers I call are the numbers on the back of the CSP about credit cards (except about business cards), and the back of the CPC debit card about banking issues. No hold time, competent reps, and I've found them to be polite.
Guys careful about the racism, there are ddf members who may get insulted, as they belong to that nationality

Read the last post in this thread

http://forums.dansdeals.com/index.php?topic=47787.0
Ouch.

To be honest, I don't care about the nationality of the representative in the slightest. I don't find that they're well trained, conversant in English, or empowered to take action about anything. Everything is the system with amex; they're just reading off a screen what the system spits back. (Of course we've all taken tremendous advantage of that, but for your average customer I'd assume they'd prefer a competent agent that comprehends their issues and has the authority and tools to solve them)
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline Iz

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Re: Chase Sapphire Reserve
« Reply #154 on: August 17, 2016, 01:01:33 PM »
Guys careful about the racism, there are ddf members who may get insulted, as they belong to that nationality

Read the last post in this thread

http://forums.dansdeals.com/index.php?topic=47787.0
Good point. I find that the Indians are very respectful and helpful, however their capabilities are somewhat limited, so it can be frustrating...
BTW, I know we're not allowed to call Native Americans Indians anymore, but are we also not allowed to call Indians Indians? :)

Offline shulem92

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Re: Chase Sapphire Reserve
« Reply #155 on: August 17, 2016, 01:04:05 PM »
Good point. I find that the Indians are very respectful and helpful, however their capabilities are somewhat limited, so it can be frustrating...
BTW, I know we're not allowed to call Native Americans Indians anymore, but are we also not allowed to call Indians Indians? :)
U can call them Indians, but ur making fun of an entire country...

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Re: Chase Sapphire Reserve
« Reply #156 on: August 17, 2016, 01:05:21 PM »
Who cares where they're from? Have you ever tried to dispute a charge or use return protection with AMEX and with Chase?
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline SrulyS

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Re: Chase Sapphire Reserve
« Reply #157 on: August 17, 2016, 01:05:51 PM »
I would cancel the BA but it's only been 4 to 5 months. Any repercussions?

I'm referring to this
Quote
Except that some cards do contain language in their terms and conditions if you cancel within the first 6 months of cardmembership the bank may claw back the signup bonus.

This is very rare. There are very occasional reports of this, almost akin to urban legends. But it’s advisable not to cancel a new card within 6 months for this reason.
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Offline Iz

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Re: Chase Sapphire Reserve
« Reply #158 on: August 17, 2016, 01:05:53 PM »
U can call them Indians, but ur making fun of an entire country...
I am not, as I clarified above.

Offline shulem92

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Re: Chase Sapphire Reserve
« Reply #159 on: August 17, 2016, 01:06:20 PM »
Who cares where they're from? Have you ever tried to dispute a charge or use return protection with AMEX and with Chase?
+1 amex is all online...

Offline Iz

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Re: Chase Sapphire Reserve
« Reply #160 on: August 17, 2016, 01:06:35 PM »
Who cares where they're from? Have you ever tried to dispute a charge or use return protection with AMEX and with Chase?
Exactly.

Offline David Smith

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Re: Chase Sapphire Reserve
« Reply #161 on: August 17, 2016, 01:08:03 PM »


Who cares where they're from? Have you ever tried to dispute a charge with Chase?

Certainly, albeit for small amounts. Quite easy, in my experience.

 People are having hell with amex disputes recently, for the reasons mentioned upthread.

Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

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Re: Chase Sapphire Reserve
« Reply #162 on: August 17, 2016, 01:51:07 PM »
It's more than just Centurion.
It's also Airspace, Delta, etc.

It's also hard to compete with AMEX return protection, lost item protection, etc.

But yes, the earning system is totally outclassed. But AMEX never seemed to care about that much for Plat.

You're paying 66% more every year for access to DL and Centurion. (Can get the other benefits on free cards like ED.)

Dollar for dollar, I'd argue the Reserve is a more compelling card for the vast majority of consumers, and I stand by my assessment that, given the Prestige and Reserve (both relatively new entrants to the market) that Plat will be forced to adapt.
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Re: Chase Sapphire Reserve
« Reply #163 on: August 17, 2016, 01:56:50 PM »
The amex black is an expensive card to pay the extra $2050 over the platinum, considering the limited additional benefits it offers.

Even rich people don't like feeling like suckers.

Except you're forgetting about the prestige factor. People I know that have Black love flashing it around. I once asked someone how they can justify the fee and they claimed that they get thousands of dollars in gift cards for use at high end clothing stores that their wife shops at. Not sure if it's true or not but point is they have the black card fee justified in their heads. Plus, ignorance is bliss. if you don't actually know what you're missing then you don't really feel like a sucker.

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Re: Chase Sapphire Reserve
« Reply #164 on: August 17, 2016, 01:57:12 PM »
You're paying 66% more every year for access to DL and Centurion. (Can get the other benefits on free cards like ED.)

Dollar for dollar, I'd argue the Reserve is a more compelling card for the vast majority of consumers, and I stand by my assessment that, given the Prestige and Reserve (both relatively new entrants to the market) that Plat will be forced to adapt.

It's $100 more. Most people value Airspace/Delta lounges at more than that.
ED does not have lost item protection or the higher limits that Plat gives for purchases ($10K vs $1K, etc).

I don't think Platinum has to change, especially with an expanding lounge network that people will pay for. AMEX is going after people that need flex charge lines and people that need lounges. Chase is going after people who want a good card for spending.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.