Chase Sapphire Reserve

[henche]

Should've asked to move credit from your other cards for approval on the spot.

Ok, will call back.

[mmgfarb]

some how I think he might be serious 

I'll admit, he sounds serious but how in heavens name would opening a credit card get you a checking account?

[David Smith]

You mean you put your debit cards through the toasters right?

Yes. A lot of dough went up in smoke.

[Sport]

how can I check if I'm over 5/25?

I have no idea where I am up to

Go to experian.com, select file a dispute, enter your info, and view your report. More reliable than CK (which should be good enough for this in my opinion, but you seem skeptical) and should be faster than annualcreditreport.com.

[yochiek93]

I'll admit, he sounds serious but how in heavens name would opening a credit card get you a checking account?

Super seekrit

[David Smith]

I'll admit, he sounds serious but how in heavens name would opening a credit card get you a checking account?

If you would only have a crack snorting emoji as your signature, you would know such things.

[rileywiles23]

Should've asked to move credit from your other cards for approval on the spot.

Ok, will call back.

I tried that and it still went into pending stage and needed to go to verification dept.

[Joe4007]

I tried that and it still went into pending stage and needed to go to verification dept.

I believe verification is something else. FWIU, Henche's issue was his large CL with Chase.

[davidd75]

So if not CPC, no pre-approvals and over 5/24 better to apply in-branch or online?

[yochiek93]

So if not CPC, no pre-approvals and over 5/24 better to apply in-branch or online?

No difference

[chbochur]

I've had a "unsatisfactory relationship" with chase for a year and a half, they wouldn't budge to give me a credit card, I became a cpc and applied in branch (without a pre approved) called recon and explained why I had a bad relationship and was approved (I'm way over 5/24)
Dp for those that are in a similar situation as me.

[Zevwolf]

I've had a "unsatisfactory relationship" with chase for a year and a half, they wouldn't budge to give me a credit card, I became a cpc and applied in branch (without a pre approved) called recon and explained why I had a bad relationship and was approved (I'm way over 5/24)
Dp for those that are in a similar situation as me.

What was your unsatisfactory relationship with them? A/A?

[chbochur]

What was your unsatisfactory relationship with them? A/A?

I opened five cards with them in two days (dumb noob mistake)

[eli1571]

Cross posting maybe someone here got this.
wiki says If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

My message is we will notify you 30 days, What does that mean ?

[yochiek93]

Cross posting maybe someone here got this.
wiki says If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

My message is we will notify you 30 days, What does that mean ?

You got an answer
http://forums.dansdeals.com/index.php?topic=8398.msg1551718#msg1551718

[eli1571]

You got an answer
http://forums.dansdeals.com/index.php?topic=8398.msg1551718#msg1551718

He said its being reviewed.
I'm asking if anyone has more data points. This thread is very active and there are people that are posting in this thread that haven't posted anywhere else so I'm trying to get dp's. That's why I wrote clearly what I'm cross posting.

[henche]

He said its being reviewed.
I'm asking if anyone has more data points. This thread is very active and there are people that are posting in this thread that haven't posted anywhere else so I'm trying to get dp's. That's why I wrote clearly what I'm cross posting.

Anyway, I didn't believe that answer, bec I get the same message and I've been told it was reviewed.

[yochiek93]

Anyway, I didn't believe that answer, bec I get the same message and I've been told it was reviewed.

And what did they tell you it means?

[eli1571]

Anyway, I didn't believe that answer, bec I get the same message and I've been told it was reviewed.

How long after applying did you call ?

[henche]

Called back recon. Said that it was sent for manual approval because I have >100k credit with chase, and that it was manually approved, so now is sent for final approval and I'll be approved in next couple weeks.

If the above sounds funny, it sounded funny to me also.

Called back. Asked to move credit instead. Transferred to verifications, and approved.