Author Topic: Chase Sapphire Visa (Read 548058 times)

ydf · « **Reply #4440 on:** May 23, 2018, 06:38:44 PM »

i find this on DDMS
"Chase may even enforce this by not allowing you to be approved for any Sapphire card if you’ve received a bonus on any Sapphire card in the past 24 months, but that’s not clear at this point".

have this ever been confirmed?

to explain: i had the sapphire reserve a year ago but i downgraded it to the freedom right now i dont have any sapphire and i never had before the sapphire prefered,

will i be able to get approved and get the signup bonus for the sapphire prefered? or since i had the reserve and got the bonus on it i wont get the bonus until 24 months for the sapphire prefered as well?

davidrotts63 · « **Reply #4441 on:** May 23, 2018, 06:56:02 PM »

Quote from: ydf on May 23, 2018, 06:38:44 PM

i find this on DDMS
"Chase may even enforce this by not allowing you to be approved for any Sapphire card if you’ve received a bonus on any Sapphire card in the past 24 months, but that’s not clear at this point".

have this ever been confirmed?

to explain: i had the sapphire reserve a year ago but i downgraded it to the freedom right now i dont have any sapphire and i never had before the sapphire prefered,

will i be able to get approved and get the signup bonus for the sapphire prefered? or since i had the reserve and got the bonus on it i wont get the bonus until 24 months for the sapphire prefered as well?

The 2 things are unrelated.
A. You aren't eligible for a bonus since you got one within 24 months.
B. What you quoted is that if you aren't eligible for the bonus Chase won't approve you either.

Joel · « **Reply #4442 on:** May 28, 2018, 01:07:15 PM »

@Dan I applyed today for the chase sapphire preferred, I got a email saying they will review my information and send in the mail within 30 days I called the automatic system they said it’s pending and that will let me know with 7 to 10 days. Dan what’s my next step? (I don’t have any cards with chase but I do have discover,Amex,capital one,Boa)

davidrotts63 · « **Reply #4443 on:** May 28, 2018, 01:09:07 PM »

Quote from: Joel2 on May 28, 2018, 01:07:15 PM

@Dan I applyed today for the chase sapphire preferred, I got a email saying they will review my information and send in the mail within 30 days I called the automatic system they said it’s pending and that will let me know with 7 to 10 days. Dan what’s my next step? (I don’t have any cards with chase but I do have discover,Amex,capital one,Boa)

Welcome to DDF!
Can only Dan answer that?
The 7-10 days reply from the AS indicates that's your application has been declined. You can wait for the letter of denial to arrive within 7-10 Business days, or don't delay and call recon now.

Joel · « **Reply #4444 on:** May 28, 2018, 01:10:38 PM »

Looking for my best options

What do you recommend?

Joel · « **Reply #4445 on:** May 28, 2018, 01:13:24 PM »

I heard about the 7-10 day does that mean full denial or a another way for verification?
Was thinking @Dan knows more

davidrotts63 · « **Reply #4446 on:** May 28, 2018, 01:14:47 PM »

Quote from: Joel2 on May 28, 2018, 01:10:38 PM

Looking for my best options
What do you recommend?

Being that it's a 99% certain denial (I know of one such story otherwise) I wouldn't hesitate to call recon. Be ready for some tough questions

Or you can go through this thread first, where it's discussed.

Joel · « **Reply #4447 on:** May 28, 2018, 01:16:01 PM »

Thanks for this info btw recon is closed today

davidrotts63 · « **Reply #4448 on:** May 28, 2018, 01:16:14 PM »

Quote from: Joel2 on May 28, 2018, 01:13:24 PM

I heard about the 7-10 day does that mean full denial or a another way for verification?
Was thinking @Dan knows more

It means it's a denial.
Although it can be just pending verification. They will usually tell you that when you call recon and you can get on with reprocessing the application.

TimT · « **Reply #4449 on:** May 28, 2018, 01:19:04 PM »

Quote from: Joel2 on May 28, 2018, 01:13:24 PM

I heard about the 7-10 day does that mean full denial or a another way for verification?
Was thinking @Dan knows more

Dan has never gotten a denial

davidrotts63 · « **Reply #4450 on:** May 28, 2018, 01:20:23 PM »

Quote from: TimT on May 28, 2018, 01:19:04 PM

Dan has never gotten a denial

You're right, so that kind of makes him the last person to ask about denials.

Joel · « **Reply #4451 on:** May 29, 2018, 09:22:03 AM »

Quote from: Joel2 on May 28, 2018, 01:07:15 PM

@Dan I applyed today for the chase sapphire preferred, I got a email saying they will review my information and send in the mail within 30 days I called the automatic system they said it’s pending and that will let me know with 7 to 10 days. Dan what’s my next step? (I don’t have any cards with chase but I do have discover,Amex,capital one,Boa)

Update: I called in today to reco after verifying my info told me I was denied asked why told me to manny credit cards I the last 2 years told them it is AU. Then asked about my income etc. put in hold for a few minutes. Then told me I was approved!! Thanks DDF & Dan for this amazing platform I was able to gain tons of knowledge.
Another success story!

Joel · « **Reply #4452 on:** May 29, 2018, 10:56:55 AM »

Yesterday I see one offer today I see another anyone with a idea what’s going on here??

sam28 · « **Reply #4453 on:** June 14, 2018, 11:20:41 AM »

how long after closing my chase sapphire I can re open it again ?

TimT · « **Reply #4454 on:** June 14, 2018, 11:43:12 AM »

Quote from: sam28 on June 14, 2018, 11:20:41 AM

how long after closing my chase sapphire I can re open it again ?

You won’t get a bonus on any sapphire card within 24 months of receiving a bonus on any sapphire.

sam28 · « **Reply #4455 on:** June 14, 2018, 03:19:48 PM »

the last time I got it was 3 years ago but if I close my card today can I open it again tomorrow ?

sam28 · « **Reply #4456 on:** June 15, 2018, 12:35:13 PM »

Does anyone know how soon after closing this card I can reopen it ? I did not open any chase cards for the last 3 years ?

mochjas · « **Reply #4457 on:** June 15, 2018, 12:55:17 PM »

Quote from: sam28 on June 15, 2018, 12:35:13 PM

Does anyone know how soon after closing this card I can reopen it ? I did not open any chase cards for the last 3 years ?

should be right away but to be safe I would wait a week

ah giten · « **Reply #4458 on:** June 17, 2018, 02:46:46 AM »

Can I open a Sapphire reserve and get the bonus, if I currently have the sapphire non preffered card open?
I opened this saphire about 9 years ago

mochjas · « **Reply #4459 on:** June 17, 2018, 07:00:46 AM »

Quote from: ah giten on June 17, 2018, 02:46:46 AM

Can I open a Sapphire reserve and get the bonus, if I currently have the sapphire non preffered card open?
I opened this saphire about 9 years ago

no you have to downgrade first

Topic Wiki

Author Topic: Chase Sapphire Visa (Read 548058 times)