Chase Sapphire Visa

[ydf]

i find this on DDMS
 "Chase may even enforce this by not allowing you to be approved for any Sapphire card if you’ve received a bonus on any Sapphire card in the past 24 months, but that’s not clear at this point".

have this ever been confirmed?

to explain: i had the sapphire reserve a year ago but i downgraded it to the freedom right now i dont have any sapphire and i never had before the sapphire prefered,

will i be able to get approved and get the signup bonus for the sapphire prefered? or since i had the reserve and got the bonus on it i wont get the bonus until 24 months for the sapphire prefered as well?

[davidrotts63]

i find this on DDMS
 "Chase may even enforce this by not allowing you to be approved for any Sapphire card if you’ve received a bonus on any Sapphire card in the past 24 months, but that’s not clear at this point".

have this ever been confirmed?

to explain: i had the sapphire reserve a year ago but i downgraded it to the freedom right now i dont have any sapphire and i never had before the sapphire prefered,

will i be able to get approved and get the signup bonus for the sapphire prefered? or since i had the reserve and got the bonus on it i wont get the bonus until 24 months for the sapphire prefered as well?

The 2 things are unrelated.
A. You aren't eligible for a bonus since you got one within 24 months.
B. What you quoted is that if you aren't eligible for the bonus Chase won't approve you either.

[Joel2]

@Dan I applyed today for the chase sapphire preferred, I got a email saying they will review my information and send in the mail within 30 days I called the automatic system they said it’s pending and that will let me know with 7 to 10 days.  Dan what’s my next step? (I don’t have any cards with chase but I do have discover,Amex,capital one,Boa)

[davidrotts63]

@Dan I applyed today for the chase sapphire preferred, I got a email saying they will review my information and send in the mail within 30 days I called the automatic system they said it’s pending and that will let me know with 7 to 10 days.  Dan what’s my next step? (I don’t have any cards with chase but I do have discover,Amex,capital one,Boa)

Welcome to DDF!
Can only Dan answer that?
The 7-10 days reply from the AS indicates that's your application has been declined. You can wait for the letter of denial to arrive within 7-10 Business days, or don't delay and call recon now.

[Joel2]

Looking for my best options 
What do you recommend?

[Joel2]

I heard about the 7-10 day does that mean full denial or a another way for verification?
Was thinking @Dan knows more

[davidrotts63]

Looking for my best options 
What do you recommend?

Being that it's a 99% certain denial (I know of one such story otherwise) I wouldn't hesitate to call recon. Be ready for some tough questions
Or you can go through this thread first, where it's discussed.

[Joel2]

Thanks for this info btw recon is closed today

[davidrotts63]

I heard about the 7-10 day does that mean full denial or a another way for verification?
Was thinking @Dan knows more

It means it's a denial.
Although it can be just pending verification. They will usually tell you that when you call recon and you can get on with reprocessing the application.

[TimT]

I heard about the 7-10 day does that mean full denial or a another way for verification?
Was thinking @Dan knows more

Dan has never gotten a denial

[davidrotts63]

Dan has never gotten a denial

You're right, so that kind of makes him the last person to ask about denials.

[Joel2]

@Dan I applyed today for the chase sapphire preferred, I got a email saying they will review my information and send in the mail within 30 days I called the automatic system they said it’s pending and that will let me know with 7 to 10 days.  Dan what’s my next step? (I don’t have any cards with chase but I do have discover,Amex,capital one,Boa)

Update: I called in today to reco after verifying my info told me I was denied asked why told me to manny credit cards I the last 2 years told them it is AU. Then asked about my income etc. put in hold for a few minutes. Then told me I was approved!! Thanks DDF & Dan for this amazing platform I was able to gain tons of knowledge.
Another success story!

[Joel2]

Yesterday I see one offer today I see another anyone with a idea what’s going on here??

[sam28]

how long after closing my chase sapphire I can re open it again ?

[TimT]

how long after closing my chase sapphire I can re open it again ?

You won’t get a bonus on any sapphire card within 24 months of receiving a bonus on any sapphire.