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To help you remain eligible for the Bonus, if you do not meet a Minimum Required Balance, you will have two calendar months (“Grace Period”) to cure
your shortfall by meeting your Minimum Required Balance in effect on the last business day of the calendar month in which you cure. For example, using
the chart above, if at the end of Calendar Month 6 your CollegeSaver account balance is $100, you must have an account balance of $150 at the end of
Calendar Month 7 or $175 at the end of Calendar Month 8 to remain eligible for the Bonus. If you do not cure within the Grace Period, you will no longer
be eligible for the Bonus and your CollegeSaver account will be converted to a standard savings account, subject to the terms and conditions for standard
savings accounts in effect at the time of conversion.
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You may make withdrawals from your CollegeSaver account, provided that you meet your Minimum Required Balance. If you do not meet a Minimum
Required Balance because of withdrawals or otherwise, you may cure the shortfall within the Grace Period as provided in the immediately preceding bullet
point to remain eligible for the Bonus. If you do not cure within the Grace Period, you will no longer be eligible for the Bonus and your CollegeSaver account
will be converted to a standard savings account, subject to the terms and conditions for standard savings accounts in effect at the time of conversion.