I have my $95 annual fee on my Marriott card due,
Without any other balance on the card, I figured I would wait out for a retention offer to become available before I decide to keep the card and pay the AF, rep. Advised me that if I ignore the charge and I don't pay it, it can't be reported as a missed payment or affect my credit since its only a fee from the bank.
However now when I logged into my account I do see a late payment poasted on that $95 annual fee.
Is this misinformation? Can it be reported?
I tried to Google it and found no clear answer.